GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive insurance costs approximately $220 each year, collision insurance costs $358, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $2,586 or more. Teenage drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why all drivers should compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save $132 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,196
• Using low deductibles for physical damage coverage will cost an additional $252 every year
• Drivers who are prone to accidents and violations could pay around $2,586
• An auto insurance policy that insures a teen driver can cost $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $390 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding better rates on car insurance requires being safe and accident-free, having a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices at least every other year by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a brief review of the car insurance concepts covered above.

• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,390 more per year than a low-risk driver
• Drivers can save around $140 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $375 each year
• Policyholders who purchase more liability protection will pay an extra $510 each year to increase from 30/60 bodily injury limits to the 250/500 level