GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs on average $220 a year, collision costs $358, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing around $2,586. Teens pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects car insurance rates.

These rate differences show why it is important to compare prices based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save around $1,064 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,196
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,448
• High-risk insureds with serious driving violations could pay upwards of $2,586 or more
• An auto insurance policy that insures a 16-year-old driver may cost $4,658 or more

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the trim level of your Savana, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be from 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $390 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to get quotes from multiple companies. Each insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding better rates on insurance for a GMC Savana requires not taking risks behind the wheel, having a positive credit history, not filing small claims, and maximizing policy discounts. Compare rates every year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The following is a brief recap of the coverage data touched on in the above illustrations.

• Drivers can save as much as $140 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $375 each year
• Teens are expensive to insure, as much as $388 per month if full coverage is purchased
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,390 more each year for Savana insurance