GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs on average $220 each year, collision costs $358, and liability insurance costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,586 or more. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects car insurance rates.

The examples above demonstrate why all drivers should compare prices based on a specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save around $132 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,196
• Selecting low deductibles for physical damage coverage will cost an additional $252 a year
• Drivers with serious driving violations could pay upwards of $2,586 or more
• Policy cost that insures a teen driver may cost $4,658 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance requires being a safe and courteous driver, having a positive credit history, not filing small claims, and maximizing policy discounts. Compare rates at least once a year by getting quotes from direct companies, and also from several local insurance agents.

Below is a condensed summary of the primary concepts that were presented in the illustrations above.

• You may be able to save as much as $140 per year simply by quoting online in advance
• High-risk drivers with multiple at-fault accidents pay on average $1,390 more each year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teenage drivers are expensive to insure, as much as $388 each month if full coverage is purchased