GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive costs on average $206 each year, collision insurance costs $330, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects car insurance rates.

The examples above illustrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save around $122 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,154
• Using low deductibles will cost $1,388
• Drivers who are prone to accidents and violations could pay upwards of $2,492
• Policy cost with full coverage for a 16-year-old driver may cost $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $360 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of being a low-risk driver, having a good credit history, being claim-free, and determing if full coverage is necessary. Invest the time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a quick review of the information presented in the illustrations above.

• It is possible to save as much as $130 per year just by quoting online in advance
• Teen drivers pay the highest rates, possibly costing $377 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,340 more each year to insure their Savana
• Insureds who require more liability coverage will pay an extra $510 annually to raise from a 30/60 limit to higher 250/500 limits