GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206 a year, collision insurance costs $330, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $2,492. Teen drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

The ranges above highlight why it is important to get quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save about $1,032 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,388
• Drivers with multiple violations and an at-fault accident could pay at least $2,492
• The price that insures a teenage driver can be $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges around 42% to 135% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $360 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having a positive credit history, being claim-free, and consideration of higher deductibles. Shop around every couple of years by getting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a summary of the material that was presented in the illustrations above.

• Consumers who may need higher liability limits will pay about $510 per year to raise limits from a low limit to the 250/500 level
• Teenagers are the costliest to insure, possibly costing $377 a month if full coverage is purchased
• Drivers who have multiple accidents or major violations may have to pay on average $1,340 more every year for car insurance
• Increasing physical damage deductibles can save approximately $350 each year