GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs approximately $206 a year, collision insurance costs $330, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,492. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save $1,032 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,154
• Using low $100 deductibles bumps up the cost to $1,388
• Drivers who are prone to accidents and violations could pay around $2,492
• The price that insures a 16-year-old driver can cost $4,524

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $360 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices every couple of years by obtaining price quotes from direct companies, and also from local insurance agencies.

Below is a brief summary of the material that was presented in the illustrations above.

• Insureds who purchase higher levels of liability will pay an extra $510 every year to raise from a low limit to the 250/500 level
• Teenage drivers have the highest car insurance prices, costing up to $377 a month if the policy includes full coverage
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,340 more per year for auto insurance
• Increasing physical damage deductibles can save approximately $350 each year