GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs around $220 a year, collision insurance costs $358, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $2,586 or more. Teens cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance rates.

The examples above illustrate why it is important to get quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Choosing higher $1,000 deductibles can save about $1,064 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,196
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $252 each year
• Drivers with serious driving violations could pay at least $2,586
• Policy cost for full coverage for a teenage driver can be $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 a year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having above-average credit, being claim-free, and consideration of higher deductibles. Spend time shopping around at every other renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a summary of the concepts that were touched on above.

• Drivers who have multiple accidents or major violations may pay on average $1,390 more every year for Savana insurance
• Teens are the costliest to insure, possibly costing $388 each month if full coverage is included
• It is possible to save up to $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• It is possible to save up to $140 per year just by quoting early and online