GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs an estimated $206 a year, collision costs $330, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,492. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates how where you live affects insurance prices.

The examples above highlight why it is important to compare rates for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $1,032 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,154
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• High-risk insureds with multiple tickets or accidents could pay up to $2,492 or more
• Policy cost that insures a teenage driver can cost as much as $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $360 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Every company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Comparison shop once a year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

Below is a recap of the data that was touched on in the above illustrations.

• You may be able to save approximately $130 per year simply by quoting early and online
• Consumers who want higher levels of liability will pay around $510 per year to go from a 30/60 limit to the 250/500 level
• Teenage drivers are expensive to insure, with premiums being up to $377 each month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents could be charged and average of $1,340 more annually for auto insurance