GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206 a year, collision costs $330, and liability coverage is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,492. Teen drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance rates.

These rate differences highlight why it is important to compare rates quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save about $1,032 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,154
• Choosing low $100 deductibles bumps up the cost to $1,388
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• An auto insurance policy that insures a teenage driver can be $4,524

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on the trim level of your Savana, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,400 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce prices by up to $360 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding better rates on auto insurance consists of having a decent driving record, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Shop around every time your policy renews by requesting rates from direct car insurance companies, and also from local insurance agencies.

The following items are a quick rundown of the information raised in the charts and tables above.

• You may be able to save up to $130 per year simply by quoting early and online
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $377 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $350 each year
• Drivers with reckless driving or DUI convictions may have to pay on average $1,340 more every year than a driver with a clean driving record
• Consumers who may need additional liability coverage will pay about $510 per year to raise from 30/60 bodily injury limits to the 250/500 level