GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs approximately $206, collision insurance costs $330, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $2,492 or more. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay $122 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $234 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,492
• Policy cost for full coverage for a teen driver with full coverage can cost $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $360 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also maintaining good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a recap of the data presented in the illustrations above.

• Policyholders who purchase higher liability limits will pay about $510 per year to go from a 30/60 limit to 250/500 limits
• You may be able to save around $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• Teenagers are expensive to insure, with premiums being up to $377 each month for full coverage