GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs approximately $220 a year, collision costs $358, and liability costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $2,586. Teen drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Drivers who choose higher $1,000 deductibles will pay $1,064 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,196
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,448
• Drivers with multiple violations and an at-fault accident could pay around $2,586 or more
• Policy cost that insures a 16-year-old driver can cost $4,658 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 130% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,600 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $390 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires being a safe and courteous driver, but also having a positive credit history, paying for small claims out-of-pocket, and avoiding coverage lapses. Shop around at least every other year by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

Below is a condensed summary of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with multiple at-fault accidents will likely pay on average $1,390 more per year for auto insurance
• You may be able to save around $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Insureds who purchase higher levels of liability will pay about $510 per year to go from a 30/60 limit to the 250/500 level