GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive costs approximately $206, collision costs $330, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,492. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than congested cities.

The price range example below illustrates how your location can change auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Using higher $1,000 deductibles will save $122 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Buying more expensive low deductibles for physical damage coverage will cost $1,388
• High-risk insureds with multiple tickets or accidents could pay around $2,492 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance can be from 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $360 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Each insurance company utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana requires having a good driving record, having good credit, being claim-free, and qualifying for all possible discounts. Invest the time to shop around every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a summary of the information illustrated above.

• It is possible to save around $130 per year simply by shopping early and online
• Drivers age 20 and younger are the costliest to insure, possibly costing $377 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,340 more per year to buy GMC Savana insurance
• Insureds who purchase increased levels of liability coverage will pay around $510 annually to increase from a 30/60 limit to higher 250/500 limits