GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive insurance costs around $206, collision costs $330, and liability insurance is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,492 or more. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. Areas with sparse population have more infrequent collision claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save about $122 annually
• The average price for the average middle-age driver using $500 deductibles is $1,154
• Choosing more expensive low deductibles for comp and collision coverage costs an extra $234 a year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,492 or more
• The price to insure a teen driver with full coverage can be $4,524 each year

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Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Choosing high deductibles can save as much as $360 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 135% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

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Since prices can be so different, the best way to find out your exact price is to compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Getting lower rates on GMC Savana insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every other policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a summary of the ideas that were illustrated above.

• Teenage drivers are expensive to insure, costing up to $377 a month if comprehensive and collision insurance is included
• High-risk drivers who have multiple accidents or major violations pay on average $1,340 more every year for auto insurance
• Increasing physical damage deductibles could save as much as $350 each year
• You may be able to save up to $130 per year simply by shopping early and online