GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,492. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Prices include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates how where you live affects insurance prices.

These examples highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save approximately $122 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,154
• Choosing more expensive low deductibles for physical damage coverage will cost $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,492 or more
• The cost with full coverage for a teenage driver with full coverage can cost as much as $4,524 or more

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving characteristics, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can be around 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $360 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Saving money on auto insurance requires not taking risks behind the wheel, having a good credit score, not filing small claims, and not having any coverage lapses. Take the time to comparison shop at least every other year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following is a quick rundown of the car insurance concepts touched on in the above illustrations.

• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,340 more annually for Savana insurance
• You may be able to save approximately $130 per year simply by shopping early and online
• Increasing deductibles could save up to $350 each year
• Consumers who want higher liability limits will pay about $510 per year to increase from a minimum limit to higher 250/500 limits