GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive costs on average $206, collision insurance costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have fewer accident claims than densely populated cities. The example below illustrates how location helps determine car insurance rates.

The examples above show why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save around $122 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,154
• Using pricier low deductibles for physical damage coverage will cost $1,388
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,492
• Policy cost with full coverage for a 16-year-old driver for full coverage may cost $4,524 or more

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. GMC Savana insurance for high-risk drivers can be from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $360 annually, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana requires avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at least every other year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The list below is a brief review of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk with DUI or reckless driving convictions may be required to pay an average of $1,340 more each year for car insurance
• Drivers can save as much as $130 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Insureds who require higher liability limits will pay an extra $510 each year to increase from a 30/60 limit to higher 250/500 limits