GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs approximately $206 a year, collision insurance costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,492. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save $1,032 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,154
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,388
• Higher-risk drivers with multiple tickets or accidents could pay around $2,492
• Policy cost that insures a 16-year-old driver can cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes avoiding accidents and violations, having above-average credit, being claim-free, and possibly raising deductibles. Comparison shop at least every other year by requesting rates from direct insurance companies, and also from your local car insurance providers.

The list below is a summary of the car insurance concepts covered above.

• Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,340 more per year for car insurance
• It is possible to save around $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Insureds who purchase higher liability limits will pay around $510 annually to raise limits from a 30/60 limit to the 250/500 level