GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive insurance costs on average $206, collision costs $330, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how geographic area affects car insurance rates.

The examples above highlight why everyone should get quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save around $122 every year
• The average price for a good driver age 40 with $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage costs an extra $234 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,492 or more
• Policy cost to insure a teen driver for full coverage may cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Savana.

Using high physical damage deductibles can save as much as $360 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers ranges anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance takes avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest the time to compare rates at every policy renewal by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a recap of the data presented in the illustrations above.

• Drivers who require higher liability limits will pay an extra $510 per year to raise limits from a 30/60 limit to a 250/500 level
• You may be able to save as much as $130 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Teenagers pay the highest rates, with premiums being up to $377 each month if they have full coverage