GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs on average $206, collision insurance costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs $2,492 or more. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates how your location can change car insurance rates.

The examples above highlight why everyone should get quotes based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save around $122 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,154
• Buying pricier low deductibles for comp and collision coverage will cost an extra $234 annually
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,492
• Policy cost for full coverage for a 16-year-old driver for full coverage may cost $4,524 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 42% to 135% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a condensed summary of the data that was illustrated above.

• You may be able to save as much as $130 per year just by quoting online well ahead of the renewal date
• Insureds who require additional liability coverage will pay around $510 per year to raise limits from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $377 each month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,340 more each year than a driver with a clean driving record