GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs an estimated $220 a year, collision insurance costs $358, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,586. Teens pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change insurance prices.

These rate differences show why it is important to compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $705
• Raising to $1,000 deductibles will save approximately $1,064 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,196
• Selecting low $100 deductibles bumps up the cost to $1,448
• Drivers with serious driving violations could pay up to $2,586
• An auto insurance policy that insures a 16-year-old driver can cost as much as $4,658

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the trim level of your Savana, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $790 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $390 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of having a decent driving record, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare rates at every policy renewal by quoting rates from direct carriers, and also from your local independent and exclusive agents.

The following items are a brief summary of the data illustrated above.

• Insureds who want additional liability coverage will pay approximately $510 each year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers can save approximately $140 per year just by quoting early and online
• Increasing policy deductibles can save approximately $375 each year
• 16 to 18-year-old drivers are charged the highest prices, as much as $388 per month if full coverage is included