GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs around $206 a year, collision insurance costs $330, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,492 or more. Teens cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Using higher $1,000 deductibles will save about $1,032 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,154
• Selecting low $100 deductibles for physical damage coverage will cost an extra $234 every year
• Drivers with serious driving violations could pay at least $2,492
• Policy cost for full coverage for a teen driver can be $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $360 every year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding cheaper rates on car insurance requires being a good driver, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to comparison shop at least once a year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief recap of the primary concepts that were touched on in the above illustrations.

• You may be able to save up to $130 per year just by quoting early and online
• Higher risk drivers who tend to receive serious violations pay on average $1,340 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save around $350 each year
• Drivers age 16 to 20 are charged the highest rates, with premiums being up to $377 each month including comprehensive and collision insurance