GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,586. Teenage drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

These examples show why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $705
• Raising to $1,000 deductibles will save approximately $132 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,196
• Using more expensive low deductibles will increase the cost to $1,448
• Drivers who are prone to accidents and violations could pay up to $2,586 or more
• The cost for full coverage for a 16-year-old driver with full coverage can cost as much as $4,658

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level of your Savana, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $390 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Saving money on insurance for a GMC Savana consists of being a good driver, maintaining good credit, eliminating unneeded coverage, and taking advantage of discounts. Invest the time to compare rates once a year by getting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The following list is a condensed summary of the data that was presented in the illustrations above.

• Drivers can save approximately $140 per year simply by shopping early and online
• Insureds who want an increased level of liability coverage will pay an extra $510 each year to raise from a minimum limit to 250/500 limits
• Drivers age 16 to 20 are charged the highest rates, costing as high as $388 per month for full coverage
• Drivers considered higher risk with multiple at-fault accidents pay an average of $1,390 more annually than a safer driver