GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs approximately $206 each year, collision insurance costs $330, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,492 or more. Teenage drivers pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Includes $500 physical damage deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance prices.

These rate differences illustrate why all drivers should compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,154
• Using low deductibles for comprehensive and collision insurance costs an additional $234 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,492
• An auto insurance policy with full coverage for a teenage driver can cost $4,524 a year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Savana Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a recap of the data that was touched on in the above illustrations.

• It is possible to save around $130 per year just by quoting online in advance
• Consumers who purchase higher levels of liability will pay an extra $510 annually to go from 30/60 bodily injury limits to higher 250/500 limits
• Teenage drivers are expensive to insure, with premiums being up to $377 per month including comprehensive and collision insurance
• Drivers that have major violations or accidents could be forced to pay on average $1,340 more per year for auto insurance