GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months with full coverage. Comprehensive insurance costs approximately $220 each year, collision costs $358, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,586 or more. Teenage drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities.

The graphic below illustrates how where you live affects auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save $132 annually
• The average price for the average middle-age driver who chooses $500 deductibles is $1,196
• Using low deductibles for physical damage coverage costs an extra $252 every year
• Drivers who are prone to accidents and violations could pay around $2,586 or more
• The price to insure a teen driver can cost $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the model of your Savana.

Using high physical damage deductibles could cut prices by as much as $390 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop at least once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a recap of the primary concepts that were touched on in the above illustrations.

• You may be able to save around $140 per year simply by quoting online in advance
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,390 more per year to insure a GMC Savana
• Increasing physical damage deductibles could save as much as $375 each year
• Drivers under the age of 20 are the costliest to insure, costing up to $388 a month if full coverage is included