GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs approximately $206 a year, collision costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,492 or more. Teen drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save $1,032 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $234 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,492 or more
• Policy cost that insures a 16-year-old driver can cost $4,524 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $360 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes not taking risks behind the wheel, having a positive credit history, being claim-free, and avoiding coverage lapses. Shop around every other policy renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following is a brief recap of the ideas that were covered above.

• Teens pay the highest auto insurance rates, possibly costing $377 each month if full coverage is purchased
• Drivers considered higher risk who tend to receive serious violations could be charged and average of $1,340 more per year for Savana insurance
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• It is possible to save around $130 per year simply by quoting early and online