GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually for full coverage. Comprehensive insurance costs an estimated $220 each year, collision costs $358, and liability costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,586 or more. Teen drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Full coverage includes $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why all drivers should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Drivers who choose higher $1,000 deductibles will pay approximately $132 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,196
• Choosing low deductibles for comprehensive and collision insurance costs an additional $252 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• Policy cost with full coverage for a 16-year-old driver can cost as much as $4,658 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $390 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates every couple of years by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a summary of the material that was covered above.

• Insureds who want increased levels of liability coverage will pay about $510 each year to go from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger have the highest car insurance rates, costing up to $388 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,390 more annually to buy GMC Savana insurance
• Increasing comprehensive and collision deductibles could save up to $375 each year