GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs on average $206, collision costs $330, and liability insurance is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than densely populated cities.

The price range example below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save around $122 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,154
• Using more expensive low deductibles costs an additional $234 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• An auto insurance policy with full coverage for a teen driver with full coverage may cost $4,524

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Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your risk profile, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 extra annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $360 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

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With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Finding better rates on GMC Savana insurance consists of having a good driving record, having a good credit history, paying for small claims out-of-pocket, and bundling your home and auto policies. Make time to compare rates at every policy renewal by quoting rates from direct insurance companies, and also from local exclusive and independent agents.

The next list is a quick review of the data touched on in this article.

• Drivers who require increased levels of liability coverage will pay an extra $510 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
• It is possible to save as much as $130 per year simply by shopping early and online
• Increasing policy deductibles could save up to $350 each year
• Drivers age 20 and younger pay the highest prices, with premiums being up to $377 per month including comprehensive and collision insurance