GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs on average $206 a year, collision costs $330, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,492 or more. Teen drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Full coverage includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how where you live affects car insurance rates.

These rate differences illustrate why it is important to compare rates quotes based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save around $1,032 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,154
• Choosing low $100 deductibles will cost an additional $234 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,492 or more
• An auto insurance policy that insures a 16-year-old driver may cost $4,524

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on the trim level of your Savana, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,400 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $360 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of having a good driving record, maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Shop around every other policy renewal by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a summary of the ideas that were touched on in the above illustrations.

• Drivers age 20 and younger are charged the highest prices, with premiums being up to $377 per month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,340 more each year to buy GMC Savana insurance
• Increasing policy deductibles can save approximately $350 each year
• It is possible to save as much as $130 per year simply by quoting early and online