GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs on average $220, collision costs $358, and liability coverage is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,586. Teenage drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how where you live affects car insurance rates.

The ranges above illustrate why everyone should compare rates quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Raising to $1,000 deductibles will save around $132 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,196
• Using pricier low deductibles will increase the cost to $1,448
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,586 or more
• The price for full coverage for a teenage driver for full coverage may cost $4,658

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $390 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 additional each year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on auto insurance consists of being a good driver, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop every time your policy renews by getting quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a brief review of the information touched on in the above illustrations.

• It is possible to save as much as $140 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 pay higher prices, as much as $388 a month including comprehensive and collision insurance
• Increasing physical damage deductibles can save around $375 each year
• Drivers with DUI or reckless driving convictions pay an average of $1,390 more each year than a safer driver
• Consumers who require an increased level of liability coverage will pay an extra $510 annually to raise from a low limit to 250/500 limits