GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs approximately $220, collision costs $358, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,586 or more. 16-year-old drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Prices are based on $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than congested cities.

The example below illustrates how location helps determine auto insurance prices.

These examples highlight why everyone should compare prices using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save $132 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,196
• Buying pricier low deductibles for physical damage coverage will cost an additional $252 a year
• Drivers with multiple tickets or accidents could pay around $2,586 or more
• The cost that insures a teen driver for full coverage can cost $4,658 or more

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on the model of your Savana, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 in extra premium per year, depending on your age. GMC Savana insurance for high-risk drivers can be anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $390 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on GMC Savana insurance requires not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Comparison shop at every other renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The following is a brief review of the concepts that were covered in the charts and tables above.

• High-risk drivers with DUI or reckless driving convictions will likely pay on average $1,390 more per year for Savana insurance
• Teens have the highest car insurance rates, as much as $388 per month if the policy includes full coverage
• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save approximately $375 each year
• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date