GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,492. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects insurance prices.

These examples demonstrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save approximately $122 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $1,154
• Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,388
• Drivers with serious driving violations could pay up to $2,492 or more
• The cost for full coverage for a teenage driver with full coverage can cost as much as $4,524 each year

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance ranges around 42% to 135% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see how they stack up. Each auto insurer calculates rates differently, so rate quotes can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Saving money on auto insurance takes having a decent driving record, having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Invest the time to compare rates every year by getting rate quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a summary of the coverage data presented in the illustrations above.

• You may be able to save approximately $130 per year simply by shopping early and online
• Increasing deductibles can save around $350 each year
• 16 to 18-year-old drivers have the highest car insurance rates, with premiums as much as $377 per month if full coverage is included
• Drivers who have multiple accidents or major violations may pay on average $1,340 more annually than a driver with a clean driving record