GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive insurance costs on average $206 each year, collision costs $330, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates how your location can change car insurance rates.

These rate differences highlight why all drivers should get quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save around $122 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,154
• Using low deductibles for comp and collision coverage costs an extra $234 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• An auto insurance policy to insure a teenage driver may cost $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Savana.

Using high physical damage deductibles can save as much as $360 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Finding better rates on auto insurance takes not taking risks behind the wheel, having good credit, refrain from filing small claims, and bundling your home and auto policies. Invest the time to shop around at least once a year by getting rate quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following is a summary of the primary concepts that were illustrated above.

• You may be able to save as much as $130 per year simply by quoting online in advance
• Drivers who have multiple accidents or major violations may pay on average $1,340 more each year for Savana insurance
• Increasing policy deductibles could save as much as $350 each year
• Teens pay the highest prices, with the cost nearing $377 per month if they have full coverage