GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive insurance costs approximately $220, collision costs $358, and liability costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,586 or more. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay $132 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,196
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $252 every year
• Higher-risk drivers with serious driving violations could pay around $2,586 or more
• Policy cost with full coverage for a teen driver with full coverage can cost $4,658 a year

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Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $390 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,710 on average in Louisiana, New York, and Michigan.

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Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Every company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Savana Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Spend time shopping around at least every other year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a recap of the car insurance concepts touched on above.

• Higher risk drivers that have major violations or accidents may have to pay on average $1,390 more per year than a safer driver
• You may be able to save around $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Policyholders who purchase an increased level of liability coverage will pay approximately $510 per year to go from a 30/60 limit to higher 250/500 limits