GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,492. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Prices include $500 deductible amounts, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how geographic area affects insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save approximately $122 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,154
• Buying more expensive low deductibles bumps up the cost to $1,388
• Drivers with multiple tickets or accidents could pay up to $2,492 or more
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $360 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Every auto insurance company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of having a good driving record, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Comparison shop once a year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a quick rundown of the data that was presented in the illustrations above.

• You may be able to save approximately $130 per year simply by shopping early and online
• Insureds who want increased levels of liability coverage will pay around $510 per year to raise from a 30/60 limit to the 250/500 level
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $377 each month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions could be charged and average of $1,340 more annually to buy GMC Savana insurance