GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,154 annually with full coverage. Comprehensive insurance costs on average $206, collision costs $330, and liability coverage costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine car insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Drivers who choose higher $1,000 deductibles will pay around $122 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,154
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $234 each year
• High-risk insureds with serious driving violations could pay upwards of $2,492 or more
• The cost with full coverage for a teenage driver with full coverage may cost $4,524 a year

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Auto insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving record, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $360 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out exactly what you will pay is to compare rates and see how they stack up. Every company calculates rates differently, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Saving money on auto insurance not only requires being a good driver, but also having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at least once a year by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a brief recap of the primary concepts that were covered in the charts and tables above.

• You may be able to save as much as $130 per year simply by shopping early and online
• Drivers who tend to receive serious violations pay an average of $1,340 more each year than a safer driver
• Increasing deductibles could save up to $350 each year
• Drivers age 16 to 20 are charged the highest rates, with premiums as much as $377 per month if full coverage is included