GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive insurance costs around $206, collision costs $330, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing $2,492 or more. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

These estimates include $500 deductible amounts, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population have more infrequent physical damage claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance rates.

The ranges above illustrate why everyone should get quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save about $122 each year
• The average price for the average middle-age driver using $500 deductibles is $1,154
• Selecting pricier low deductibles for comp and collision coverage costs an extra $234 annually
• Higher-risk drivers with serious driving violations could pay at least $2,492 or more
• The price to insure a 16-year-old driver for full coverage can be $4,524 each year

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Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,400 to $1,900 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 42% to 135% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,560 on average in Michigan, New York, and Florida.

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Since prices can be so different, the only way to figure out your exact price is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes having a good driving record, having good credit, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief summary of the coverage data touched on above.

• It is possible to save up to $130 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $350 each year
• Drivers age 20 and younger pay higher prices, as much as $377 a month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,340 more every year to buy GMC Savana insurance