GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $220, collision costs $358, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,586 or more. Teenage drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

These examples illustrate why everyone should get quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save approximately $132 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,196
• Using pricier low deductibles for comp and collision coverage costs an extra $252 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,586 or more
• The cost to insure a 16-year-old driver for full coverage can cost as much as $4,658 each year

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Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $390 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,400 to $2,000 extra per year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

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With so much variability in rates, the only way to figure out which company is cheapest is to regularly compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Saving money on insurance for a GMC Savana takes avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a recap of the data covered in the charts and tables above.

• Insureds who want higher liability limits will pay an extra $510 annually to raise limits from a minimum limit to a 250/500 level
• It is possible to save approximately $140 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $375 each year
• Teenagers are charged the highest rates, costing up to $388 per month if they have full coverage