GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs around $220, collision costs $358, and liability insurance is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,586. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Price estimates include $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance rates.

The examples above show why everyone should compare rates quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Raising to $1,000 deductibles will save about $132 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,196
• Selecting pricier low deductibles will increase the cost to $1,448
• Higher-risk drivers with serious driving violations could pay at least $2,586 or more
• Policy cost for full coverage for a teen driver for full coverage can be $4,658

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level of your Savana, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $790 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $390 each year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,400 to $2,000 additional every year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to regularly compare rates from as many companies as possible. Every auto insurance company calculates rates differently, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a condensed summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save up to $140 per year simply by quoting online well ahead of the renewal date
• High-risk drivers with multiple at-fault accidents may be required to pay an average of $1,390 more every year for Savana insurance
• Increasing comprehensive and collision deductibles can save around $375 each year
• Teens are charged the highest rates, costing up to $388 each month including comprehensive and collision insurance