GMC Savana Insurance Rates
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UPDATED: Jun 2, 2023
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U.S. average insurance rates for a GMC Savana are $878 a year for full coverage insurance. Comprehensive costs on average $126 each year, collision costs $152, and liability coverage is $442. Liability-only insurance costs around $496 a year, with high-risk driver insurance costing around $1,886. Teenage drivers pay the highest rates at $3,630 a year or more.
Average premium for full coverage: $878
Price estimates by individual coverage:
These estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Savana models.
Price Range from Low to High
For a driver in their 40's, GMC Savana insurance prices go from the low end price of $496 for just the minimum liability insurance to a high rate of $1,886 for high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.
The graphic below illustrates how location helps determine car insurance rates.
The ranges above illustrate why all drivers should compare rates quotes based on a specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.
- The best discount rate is $544
- Raising to $1,000 deductibles will save around $64 each year
- The estimated price for the average middle-age driver with $500 deductibles is $878
- Using low deductibles bumps up the cost to $1,000
- Unlucky drivers who are prone to accidents and violations could pay upwards of $1,886 or more
- The price that insures a teenage driver may cost $3,630
Car insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,000 to $1,500 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 41% to 127% more than a normal policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $3,600 a year. View Rates by Age
The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $580 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,190 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $796 | -$82 | -9.3% |
Alaska | $674 | -$204 | -23.2% |
Arizona | $730 | -$148 | -16.9% |
Arkansas | $878 | -$0 | 0.0% |
California | $1,002 | $124 | 14.1% |
Colorado | $840 | -$38 | -4.3% |
Connecticut | $904 | $26 | 3.0% |
Delaware | $996 | $118 | 13.4% |
Florida | $1,100 | $222 | 25.3% |
Georgia | $810 | -$68 | -7.7% |
Hawaii | $632 | -$246 | -28.0% |
Idaho | $596 | -$282 | -32.1% |
Illinois | $656 | -$222 | -25.3% |
Indiana | $662 | -$216 | -24.6% |
Iowa | $592 | -$286 | -32.6% |
Kansas | $836 | -$42 | -4.8% |
Kentucky | $1,200 | $322 | 36.7% |
Louisiana | $1,304 | $426 | 48.5% |
Maine | $542 | -$336 | -38.3% |
Maryland | $726 | -$152 | -17.3% |
Massachusetts | $706 | -$172 | -19.6% |
Michigan | $1,528 | $650 | 74.0% |
Minnesota | $736 | -$142 | -16.2% |
Mississippi | $1,054 | $176 | 20.0% |
Missouri | $780 | -$98 | -11.2% |
Montana | $946 | $68 | 7.7% |
Nebraska | $694 | -$184 | -21.0% |
Nevada | $1,054 | $176 | 20.0% |
New Hampshire | $634 | -$244 | -27.8% |
New Jersey | $984 | $106 | 12.1% |
New Mexico | $780 | -$98 | -11.2% |
New York | $928 | $50 | 5.7% |
North Carolina | $506 | -$372 | -42.4% |
North Dakota | $720 | -$158 | -18.0% |
Ohio | $610 | -$268 | -30.5% |
Oklahoma | $904 | $26 | 3.0% |
Oregon | $806 | -$72 | -8.2% |
Pennsylvania | $840 | -$38 | -4.3% |
Rhode Island | $1,174 | $296 | 33.7% |
South Carolina | $796 | -$82 | -9.3% |
South Dakota | $742 | -$136 | -15.5% |
Tennessee | $772 | -$106 | -12.1% |
Texas | $1,060 | $182 | 20.7% |
Utah | $652 | -$226 | -25.7% |
Vermont | $602 | -$276 | -31.4% |
Virginia | $528 | -$350 | -39.9% |
Washington | $682 | -$196 | -22.3% |
West Virginia | $806 | -$72 | -8.2% |
Wisconsin | $610 | -$268 | -30.5% |
Wyoming | $784 | -$94 | -10.7% |
Using high physical damage deductibles can reduce prices by up to $190 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Savana 1500 2WD | $844 | $70 |
GMC Savana 2500 2WD | $850 | $71 |
GMC Savana 1500 2WD | $872 | $73 |
GMC Savana 1500 2WD | $872 | $73 |
GMC Savana 1500 AWD | $872 | $73 |
GMC Savana 2500 2WD | $864 | $72 |
GMC Savana 3500 2WD | $854 | $71 |
GMC Savana 3500 2WD | $854 | $71 |
GMC Savana 1500 2WD | $888 | $74 |
GMC Savana 1500 2WD | $888 | $74 |
GMC Savana 1500 2WD | $888 | $74 |
GMC Savana 1500 AWD | $888 | $74 |
GMC Savana 2500 2WD | $888 | $74 |
GMC Savana 2500 2WD | $888 | $74 |
GMC Savana 3500 2WD | $870 | $73 |
GMC Savana 3500 2WD | $870 | $73 |
GMC Savana 1500 AWD | $902 | $75 |
GMC Savana 1500 AWD | $902 | $75 |
GMC Savana 3500 2WD | $894 | $75 |
GMC Savana 3500 2WD | $894 | $75 |
GMC Savana 1500 AWD | $918 | $77 |
GMC Savana 2500 2WD | $908 | $76 |
GMC Savana 2500 2WD | $908 | $76 |
GMC Savana 3500 2WD | $908 | $76 |
GMC Savana 3500 2WD | $908 | $76 |
Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2008 GMC Savana | $148 | $182 | $468 | $956 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap GMC Savana Insurance
Getting lower rates on auto insurance consists of being a good driver, having a positive credit history, not filing small claims, and maximizing policy discounts. Compare prices every couple of years by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following list is a brief summary of the material that was covered in the charts and tables above.
- Consumers who require an increased level of liability coverage will pay an extra $490 annually to raise from a low limit to the 250/500 level
- Drivers age 16 to 20 are expensive to insure, as much as $303 a month if full coverage is purchased
- Drivers that tend to have accidents or serious violations may pay on average $1,010 more each year than a safer driver
- Increasing physical damage deductibles can save approximately $175 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,630 |
20 | $2,014 |
30 | $890 |
40 | $878 |
50 | $808 |
60 | $790 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,000 |
$250 | $946 |
$500 | $878 |
$1,000 | $814 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $878 |
50/100 | $996 |
100/300 | $1,107 |
250/500 | $1,394 |
100 CSL | $1,041 |
300 CSL | $1,284 |
500 CSL | $1,461 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,088 |
20 | $3,204 |
30 | $1,894 |
40 | $1,886 |
50 | $1,806 |
60 | $1,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $43 |
Multi-vehicle | $47 |
Homeowner | $16 |
5-yr Accident Free | $50 |
5-yr Claim Free | $54 |
Paid in Full/EFT | $29 |
Advance Quote | $37 |
Online Quote | $58 |
Total Discounts | $334 |
Discounts are estimated and may not be available from every company or in every state.
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