GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs around $206, collision insurance costs $330, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs $2,492 or more. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Rates are based on $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Raising to $1,000 deductibles will save about $122 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,154
• Using more expensive low deductibles will cost an extra $234 annually
• Drivers who are prone to accidents and violations could pay at least $2,492
• The price for full coverage for a 16-year-old driver with full coverage can be $4,524

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Car insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level of your Savana, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $360 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates every couple of years by requesting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The items below are a quick review of the material that was covered in the charts and tables above.

• Insureds who may need more liability coverage will pay an extra $510 each year to raise from a low limit to 250/500 limits
• Teen drivers are the costliest to insure, with premiums as much as $377 a month if full coverage is included
• Drivers considered higher risk with a DUI or reckless driving violation may be required to pay an average of $1,340 more every year to insure their Savana
• Increasing physical damage deductibles can save around $350 each year