GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs around $206 each year, collision costs $330, and liability insurance is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing around $2,492. Teens pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects auto insurance rates.

These rate differences illustrate why all drivers should compare rates quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save about $122 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,154
• Selecting low deductibles bumps up the cost to $1,388
• Higher-risk drivers with serious driving violations could pay at least $2,492 or more
• An auto insurance policy that insures a teen driver can be $4,524

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding better rates on GMC Savana insurance consists of avoiding accidents and claims, having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare rates every year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The points below are a brief review of the coverage data touched on in the above illustrations.

• It is possible to save up to $130 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $350 each year
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $377 per month if full coverage is purchased
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,340 more every year to insure a GMC Savana