GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually with full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing around $2,492. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. More rural locations have fewer collision claims than congested cities.

The example below illustrates how location impacts insurance prices.

The ranges above demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $122 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,154
• Buying pricier low deductibles for comprehensive and collision insurance will cost $1,388
• High-risk insureds with multiple tickets or accidents could pay up to $2,492 or more
• The price with full coverage for a teenage driver for full coverage can cost as much as $4,524 a year

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Car insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,400 to $1,900 extra each year, depending on your age. GMC Savana insurance for high-risk drivers can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $360 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or at least $1,560 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see how they stack up. Every company utilizes a different rate formula, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Savana Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Spend time shopping around every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a recap of the ideas that were touched on above.

• Youthful drivers have the highest car insurance prices, costing up to $377 a month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents pay on average $1,340 more annually than a low-risk driver
• Increasing physical damage deductibles could save up to $350 each year
• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date