GMC Savana Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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The average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs on average $206, collision insurance costs $330, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs around $2,492. 16-year-old drivers cost the most to insure at up to $4,524 a year.
Average premium for full coverage: $1,154
Policy rates by type of insurance:
Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all Savana models.
Price Range Variability
For the average driver, GMC Savana insurance rates range from the low end price of $510 for minimum levels of liability insurance to the much higher price of $2,492 for high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities. The example below illustrates how location impacts car insurance rates.
The examples above show why everyone should compare prices based on a specific location, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $682
- Using higher $1,000 deductibles will save around $122 a year
- The estimated price for a good driver age 40 with $500 deductibles is $1,154
- Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,388
- Drivers with multiple tickets or accidents could pay upwards of $2,492
- Policy cost that insures a teen driver for full coverage may cost $4,524 or more
Insurance rates for a GMC Savana also range considerably based on the model of your Savana, how you drive, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $1,900 additional every year, depending on your age. GMC Savana insurance for high-risk drivers can be as much as 42% to 135% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age
Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,044 | -$110 | -9.5% |
| Alaska | $884 | -$270 | -23.4% |
| Arizona | $958 | -$196 | -17.0% |
| Arkansas | $1,154 | -$0 | 0.0% |
| California | $1,314 | $160 | 13.9% |
| Colorado | $1,102 | -$52 | -4.5% |
| Connecticut | $1,184 | $30 | 2.6% |
| Delaware | $1,304 | $150 | 13.0% |
| Florida | $1,442 | $288 | 25.0% |
| Georgia | $1,064 | -$90 | -7.8% |
| Hawaii | $828 | -$326 | -28.2% |
| Idaho | $782 | -$372 | -32.2% |
| Illinois | $858 | -$296 | -25.6% |
| Indiana | $866 | -$288 | -25.0% |
| Iowa | $776 | -$378 | -32.8% |
| Kansas | $1,096 | -$58 | -5.0% |
| Kentucky | $1,574 | $420 | 36.4% |
| Louisiana | $1,706 | $552 | 47.8% |
| Maine | $712 | -$442 | -38.3% |
| Maryland | $952 | -$202 | -17.5% |
| Massachusetts | $924 | -$230 | -19.9% |
| Michigan | $2,002 | $848 | 73.5% |
| Minnesota | $966 | -$188 | -16.3% |
| Mississippi | $1,380 | $226 | 19.6% |
| Missouri | $1,022 | -$132 | -11.4% |
| Montana | $1,238 | $84 | 7.3% |
| Nebraska | $910 | -$244 | -21.1% |
| Nevada | $1,384 | $230 | 19.9% |
| New Hampshire | $832 | -$322 | -27.9% |
| New Jersey | $1,290 | $136 | 11.8% |
| New Mexico | $1,022 | -$132 | -11.4% |
| New York | $1,216 | $62 | 5.4% |
| North Carolina | $664 | -$490 | -42.5% |
| North Dakota | $944 | -$210 | -18.2% |
| Ohio | $798 | -$356 | -30.8% |
| Oklahoma | $1,184 | $30 | 2.6% |
| Oregon | $1,056 | -$98 | -8.5% |
| Pennsylvania | $1,100 | -$54 | -4.7% |
| Rhode Island | $1,540 | $386 | 33.4% |
| South Carolina | $1,044 | -$110 | -9.5% |
| South Dakota | $974 | -$180 | -15.6% |
| Tennessee | $1,010 | -$144 | -12.5% |
| Texas | $1,392 | $238 | 20.6% |
| Utah | $854 | -$300 | -26.0% |
| Vermont | $790 | -$364 | -31.5% |
| Virginia | $692 | -$462 | -40.0% |
| Washington | $892 | -$262 | -22.7% |
| West Virginia | $1,056 | -$98 | -8.5% |
| Wisconsin | $798 | -$356 | -30.8% |
| Wyoming | $1,028 | -$126 | -10.9% |
Opting for high physical damage deductibles could cut rates by as much as $360 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,088 | $91 |
| GMC Savana 2500 2WD | $1,098 | $92 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 AWD | $1,144 | $95 |
| GMC Savana 2500 2WD | $1,124 | $94 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 AWD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 1500 AWD | $1,230 | $103 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2023 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2022 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2021 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2020 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2019 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2018 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2017 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2016 GMC Savana | $198 | $310 | $464 | $1,130 |
| 2008 GMC Savana | $144 | $168 | $452 | $922 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable GMC Savana Insurance
Finding cheaper rates on car insurance requires being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.
Below is a summary of the material that was touched on above.
- Policyholders who require higher levels of liability will pay around $510 each year to increase from a 30/60 limit to the 250/500 level
- Teenage drivers pay higher rates, costing up to $377 each month if comprehensive and collision insurance is included
- Higher risk drivers who have multiple accidents or major violations may pay on average $1,340 more each year for auto insurance
- Increasing comprehensive and collision deductibles can save approximately $350 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,654 |
| 30 | $1,184 |
| 40 | $1,154 |
| 50 | $1,056 |
| 60 | $1,034 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,388 |
| $250 | $1,278 |
| $500 | $1,154 |
| $1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,154 |
| 50/100 | $1,302 |
| 100/300 | $1,417 |
| 250/500 | $1,716 |
| 100 CSL | $1,348 |
| 300 CSL | $1,601 |
| 500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,230 |
| 30 | $2,528 |
| 40 | $2,492 |
| 50 | $2,384 |
| 60 | $2,362 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $46 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $472 |
Discounts are estimated and may not be available from every company or in every state.
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