GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $206, collision costs $330, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,492 or more. Teens cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,154
• Selecting more expensive low deductibles for comp and collision coverage costs an extra $234 each year
• Drivers with serious driving violations could pay up to $2,492 or more
• Policy cost to insure a teenage driver with full coverage can cost as much as $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance ranges around 42% to 135% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates and see how they stack up. Each auto insurer calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop every couple of years by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a condensed summary of the material that was touched on in the above illustrations.

• Consumers who want higher levels of liability will pay approximately $510 annually to raise limits from a 30/60 limit to a 250/500 level
• Teenage drivers are expensive to insure, possibly costing $377 each month if full coverage is included
• Drivers with multiple at-fault accidents could be forced to pay on average $1,340 more annually for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $350 each year