GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive costs approximately $206 a year, collision costs $330, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $2,492. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices include $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why it is important to get quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save $1,032 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying low $100 deductibles for comp and collision coverage will cost $1,388
• Unlucky drivers with multiple tickets or accidents could pay around $2,492 or more
• The price with full coverage for a teen driver can cost $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $360 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

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Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, having a good credit history, not filing small claims, and maximizing policy discounts. Set aside time to compare rates at least every other year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a quick rundown of the car insurance concepts covered above.

• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,340 more per year for Savana insurance
• It is possible to save around $130 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $350 each year
• Policyholders who purchase higher liability limits will pay around $510 annually to raise limits from a low limit to higher 250/500 limits