GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs an estimated $206, collision insurance costs $330, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $2,492. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than congested cities. The example below illustrates the difference location can make on insurance prices.

The examples above show why everyone should compare rates quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save approximately $122 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,154
• Buying pricier low deductibles increases the price to $1,388
• At-risk drivers with multiple tickets or accidents could pay up to $2,492
• Policy cost to insure a teen driver for full coverage can cost as much as $4,524

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Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $360 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,400 to $1,900 in extra premium every year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates every year by getting rate quotes from direct carriers, and also from several local insurance agents.

Below you'll find a summary of the coverage data touched on in this article.

• Drivers can save approximately $130 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Youthful drivers are the costliest to insure, costing up to $377 each month if comprehensive and collision insurance is included
• Higher risk drivers who have multiple accidents or major violations pay on average $1,340 more annually than a low-risk driver