GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs on average $206 a year, collision costs $330, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how where you live affects car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save around $1,032 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,154
• Using low $100 deductibles will cost an additional $234 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• Policy cost that insures a 16-year-old driver may cost $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $360 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of avoiding accidents and claims, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare prices at least every other year by getting rate quotes from direct companies, and also from several local insurance agents.

The points below are a brief recap of the car insurance concepts touched on in the above illustrations.

• Drivers considered higher risk who tend to receive serious violations pay on average $1,340 more each year to insure a GMC Savana
• You may be able to save as much as $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Insureds who require increased liability limits will pay an extra $510 every year to raise from a 30/60 limit to the 250/500 level