GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs approximately $220, collision costs $358, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,586 or more. Teen drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save $132 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,196
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $252 each year
• Drivers with multiple violations and an at-fault accident could pay around $2,586 or more
• Policy cost for full coverage for a teenage driver with full coverage can cost $4,658 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $390 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance ranges around 43% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Each auto insurer uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on auto insurance takes being a good driver, maintaining good credit, being claim-free, and maximizing policy discounts. Set aside time to shop around at every policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief review of the data raised in the charts and tables above.

• Consumers who purchase an increased level of liability coverage will pay about $510 annually to raise limits from a 30/60 limit to 250/500 limits
• It is possible to save around $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $388 each month for full coverage