GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs approximately $206 each year, collision insurance costs $330, and liability insurance costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $2,492. 16-year-old drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Savana models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural locations have a lower frequency of accident claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above show why all drivers should compare rates using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,388
• High risk drivers with multiple tickets or accidents could pay around $2,492
• The price for full coverage for a teen driver can cost $4,524 a year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level of your Savana, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $360 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 135% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on GMC Savana insurance not only requires having a decent driving record, but also maintaining good credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a brief review of the ideas that were covered in the above illustrations.

• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $377 a month for full coverage
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,340 more per year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $350 each year
• Drivers can save around $130 per year just by quoting online in advance