GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually for full coverage. Comprehensive insurance costs around $220 a year, collision costs $358, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,586 or more. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance rates.

The examples above show why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save about $1,064 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,196
• Selecting low $100 deductibles for physical damage coverage costs an additional $252 annually
• High-risk insureds with serious driving violations could pay at least $2,586 or more
• Policy cost with full coverage for a 16-year-old driver can be $4,658 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 annually, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $790 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to get quotes from multiple companies. Each insurance company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana requires having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a quick rundown of the information covered in the above illustrations.

• Drivers can save up to $140 per year simply by quoting early and online
• 16 to 18-year-old drivers are the costliest to insure, costing up to $388 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,390 more every year than a driver with a clean driving record
• Insureds who may need additional liability coverage will pay approximately $510 each year to increase from a 30/60 limit to higher 250/500 limits