GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs approximately $206, collision costs $330, and liability is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing $2,492 or more. Teenage drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities.

The example below illustrates how where you live affects auto insurance prices.

The ranges above show why everyone should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save $122 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Using pricier low deductibles will cost an extra $234 annually
• Drivers who are prone to accidents and violations could pay around $2,492 or more
• The price for full coverage for a 16-year-old driver for full coverage can cost $4,524

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Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level of your Savana, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles can reduce prices by up to $360 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 extra each year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of being safe and accident-free, maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every year by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a brief summary of the coverage data touched on in the above illustrations.

• Drivers can save around $130 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $350 each year
• Youthful drivers are expensive to insure, with premiums as much as $377 a month for full coverage
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,340 more per year than a low-risk driver