GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive insurance costs an estimated $206, collision insurance costs $330, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, and a high-risk policy costs $2,492 or more. Teenage drivers pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates broken down by type of coverage:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how location impacts insurance prices.

These rate differences highlight why everyone should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save approximately $122 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,154
• Using pricier low deductibles for physical damage coverage costs an additional $234 annually
• High-risk insureds who are prone to accidents and violations could pay up to $2,492
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $4,524 or more

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Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,400 to $1,900 extra annually, depending on your age. GMC Savana insurance for high-risk drivers can be from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $360 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,650 on average in Louisiana, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Finding better rates on insurance for a GMC Savana requires being a good driver, having a good credit score, refrain from filing small claims, and possibly higher deductibles. Spend time shopping around once a year by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a brief recap of the data that was touched on above.

• You may be able to save approximately $130 per year just by quoting online well ahead of the renewal date
• Insureds who want an increased level of liability coverage will pay an extra $510 per year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 16 to 20 have the highest car insurance prices, with the cost nearing $377 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,340 more annually than a safer driver