GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually for full coverage. Comprehensive costs approximately $220, collision insurance costs $358, and liability coverage costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs around $2,586. Teens pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural locations have fewer accident claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay $132 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,448
• High-risk insureds with serious driving violations could pay around $2,586
• The price with full coverage for a teenage driver with full coverage can cost $4,658 a year

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Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $390 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,710 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates every couple of years by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a summary of the material that was touched on in this article.

• Consumers who purchase higher levels of liability will pay approximately $510 each year to go from a low limit to higher 250/500 limits
• Teenage drivers are the costliest to insure, with premiums as much as $388 a month if they have full coverage
• Drivers who have multiple accidents or major violations pay on average $1,390 more per year for auto insurance
• Increasing physical damage deductibles could save up to $375 each year