GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs on average $220, collision costs $358, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $2,586. Teens pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects car insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $705
• Choosing higher $1,000 deductibles can save around $132 every year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,196
• Selecting more expensive low deductibles for comp and collision coverage will cost $1,448
• High-risk insureds with serious driving violations could pay upwards of $2,586 or more
• The price with full coverage for a teen driver with full coverage may cost $4,658 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each auto insurer calculates prices differently, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Getting lower rates on GMC Savana insurance takes having a decent driving record, having a good credit history, being claim-free, and bundling your home and auto policies. Take the time to comparison shop every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a summary of the coverage data touched on in the above illustrations.

• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $375 each year
• 16 to 18-year-old drivers pay the highest prices, possibly costing $388 a month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations pay on average $1,390 more each year than a driver with a clean driving record