GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs on average $206 a year, collision costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,492. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas.

The diagram below illustrates how where you live affects car insurance rates.

These examples show why it is important to get quotes based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save around $1,032 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,492 or more
• The cost to insure a 16-year-old driver may cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Savana.

Choosing high deductibles can save as much as $360 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Saving money on insurance for a GMC Savana takes having a decent driving record, having good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to comparison shop once a year by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief summary of the data that was touched on in the above illustrations.

• Drivers can save as much as $130 per year simply by quoting early and online
• Insureds who require additional liability coverage will pay about $510 each year to raise limits from a minimum limit to a 250/500 level
• 16 to 18-year-old drivers pay the highest rates, costing as high as $377 per month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,340 more each year than a driver with a clean driving record