GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive costs approximately $206 a year, collision costs $330, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,492. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save $1,032 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,154
• Choosing low $100 deductibles will cost $1,388
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,492 or more
• The cost with full coverage for a teen driver can cost $4,524

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $360 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Savana Insurance

Saving money on car insurance consists of being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to shop around every couple of years by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a condensed summary of the material that was raised in the charts and tables above.

• Policyholders who purchase more liability coverage will pay about $510 annually to raise from a minimum limit to higher 250/500 limits
• Teen drivers have the highest car insurance rates, costing up to $377 per month if full coverage is included
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,340 more per year to insure their Savana
• Increasing deductibles could save up to $350 each year