GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive costs approximately $220, collision costs $358, and liability insurance costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing around $2,586. 16-year-old drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Includes $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations tend to have more infrequent accident claims than congested cities.

The example below illustrates the effect of geographic area on auto insurance prices.

These examples show why everyone should compare rates using their specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Drivers who choose higher $1,000 deductibles will pay $132 a year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,196
• Buying pricier low deductibles for comprehensive and collision insurance increases the price to $1,448
• High risk drivers with multiple tickets or accidents could pay around $2,586 or more
• The cost to insure a teen driver for full coverage can cost $4,658 a year

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Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Savana.

Opting for high physical damage deductibles could save up to $390 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 additional per year, depending on your age. GMC Savana insurance for high-risk drivers can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,710 on average in New York, Louisiana, and Michigan.

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With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates from as many companies as possible. Every company utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Saving money on GMC Savana insurance not only requires being safe and accident-free, but also having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to compare rates once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a recap of the data that was covered in the above illustrations.

• Drivers can save around $140 per year simply by quoting online well ahead of the renewal date
• Drivers who purchase more liability protection will pay around $510 each year to go from a minimum limit to a 250/500 level
• Youthful drivers are the costliest to insure, costing as high as $388 per month if full coverage is included
• High-risk drivers that have major violations or accidents may pay on average $1,390 more per year than a low-risk driver