GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs around $220 a year, collision insurance costs $358, and liability coverage costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $2,586. Teens pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates for individual coverage:

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why it is important to compare rates for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay about $1,064 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,196
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,448
• High-risk insureds with serious driving violations could pay at least $2,586
• The price for full coverage for a teenage driver can be $4,658 a year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,710 on average in Michigan, New York, and Louisiana.

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Choosing higher comprehensive and collision insurance deductibles could save up to $390 a year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also maintaining good credit, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates every other policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a review of the ideas that were covered above.

• Drivers age 20 and younger pay higher prices, possibly costing $388 a month for full coverage
• Drivers who have several accidents or serious violations pay on average $1,390 more every year to buy GMC Savana insurance
• Increasing physical damage deductibles can save around $375 each year
• You may be able to save up to $140 per year just by quoting early and online