GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive costs on average $220 a year, collision insurance costs $358, and liability insurance is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,586. Teen drivers receive the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Price estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects car insurance rates.

These examples illustrate why it is important to compare rates quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save around $1,064 each year
• The average price for a 40-year-old driver with $500 deductibles is $1,196
• Choosing low $100 deductibles increases the price to $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,586
• The cost to insure a teen driver may cost $4,658

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Savana.

Choosing high deductibles can reduce rates by up to $390 each year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

Where you live also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Saving money on GMC Savana insurance consists of having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates once a year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a condensed summary of the data that was presented in the illustrations above.

• It is possible to save as much as $140 per year just by quoting early and online
• Drivers who require increased levels of liability coverage will pay about $510 annually to raise from a minimum limit to a 250/500 level
• Drivers age 20 and younger are expensive to insure, costing up to $388 per month if the policy includes full coverage
• High-risk drivers with multiple at-fault accidents pay on average $1,390 more each year to buy GMC Savana insurance