GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive costs on average $220 each year, collision costs $358, and liability coverage costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $2,586. Teen drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Savana models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have more infrequent accident claims than larger metro areas.

The graphic below illustrates how where you live affects car insurance rates.

The ranges above show why all drivers should compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $705
• Drivers who choose higher $1,000 deductibles will pay around $132 a year
• The average price for the average middle-age driver with $500 deductibles is $1,196
• Choosing low deductibles for comprehensive and collision insurance increases the price to $1,448
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,586 or more
• The price to insure a teenage driver may cost $4,658 a year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Savana.

Choosing high deductibles could save up to $390 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than average. View High Risk Driver Rates

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Savana Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop at every other renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a quick review of the concepts that were touched on in the above illustrations.

• Drivers with a DUI or reckless driving violation pay an average of $1,390 more each year for auto insurance
• Teenage drivers pay higher prices, with premiums as much as $388 a month if full coverage is included
• Drivers can save as much as $140 per year simply by quoting online in advance
• Increasing physical damage deductibles could save as much as $375 each year
• Drivers can save as much as $140 per year simply by quoting online in advance