GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive costs approximately $206, collision costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,492. Teenage drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural locations have fewer accident claims than densely populated cities.

The example below illustrates how location helps determine auto insurance prices.

The ranges above show why everyone should get quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save $122 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage will cost $1,388
• Higher-risk drivers who are prone to accidents and violations could pay around $2,492 or more
• The price with full coverage for a 16-year-old driver for full coverage can cost $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $360 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Invest time comparing rates every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a summary of the coverage data covered in the charts and tables above.

• Drivers can save around $130 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $350 each year
• Youthful drivers pay the highest auto insurance prices, with premiums as much as $377 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,340 more per year than a low-risk driver