GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs on average $206, collision costs $330, and liability insurance is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing $2,492 or more. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save around $122 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,154
• Buying more expensive low deductibles will cost an extra $234 a year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,492 or more
• The price for full coverage for a teen driver with full coverage may cost $4,524

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Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level of your Savana, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

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Opting for high physical damage deductibles can reduce prices by up to $360 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 135% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Getting lower rates on GMC Savana insurance consists of not taking risks behind the wheel, maintaining good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Set aside time to shop around at every other renewal by quoting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following is a summary of the concepts that were raised in the charts and tables above.

• High-risk drivers who have multiple accidents or major violations will pay on average $1,340 more each year for Savana insurance
• Teens pay the highest prices, with premiums as much as $377 a month for full coverage
• Drivers can save as much as $130 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $350 each year
• Drivers can save as much as $130 per year simply by shopping early and online