GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,196 annually for full coverage. Comprehensive insurance costs approximately $220 a year, collision costs $358, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,586 or more. Teen drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance prices.

These rate differences show why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save $1,064 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,196
• Choosing low $100 deductibles costs an additional $252 every year
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,586 or more
• An auto insurance policy with full coverage for a teen driver can cost $4,658

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Auto insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,400 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $390 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Finding better rates on car insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and not having any coverage lapses. Invest the time to shop around at every policy renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.

Below is a review of the data illustrated above.

• Policyholders who purchase higher levels of liability will pay about $510 each year to raise from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save around $140 per year simply by quoting early and online
• Increasing policy deductibles could save up to $375 each year
• Teenage drivers have the highest car insurance prices, as much as $388 per month if full coverage is included