GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs on average $206 a year, collision insurance costs $330, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $2,492 or more. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location impacts car insurance rates.

The ranges above demonstrate why it is important to get quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save around $1,032 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,154
• Using low $100 deductibles for comp and collision coverage will cost an additional $234 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,492
• The price that insures a teenage driver may cost $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $360 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Getting lower rates on auto insurance takes being safe and accident-free, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every year by requesting rates from direct companies, and also from several local insurance agents.

Below you'll find a summary of the coverage data touched on above.

• You may be able to save as much as $130 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $350 each year
• Youthful drivers are expensive to insure, costing up to $377 a month if full coverage is purchased
• Drivers who have multiple accidents or major violations pay on average $1,340 more each year than a low-risk driver