GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive costs approximately $206 a year, collision costs $330, and liability insurance is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,492. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Price estimates include $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above demonstrate why it is important to get quotes using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save $1,032 annually
• The average price for the average middle-age driver who chooses $500 deductibles is $1,154
• Selecting low $100 deductibles for comp and collision coverage increases the price to $1,388
• High-risk insureds with serious driving violations could pay around $2,492 or more
• The price to insure a teen driver can cost $4,524 each year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the model of your Savana.

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Each auto insurer calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Getting lower rates on GMC Savana insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to compare rates every couple of years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a condensed summary of the material that was covered above.

• Drivers who purchase higher levels of liability will pay approximately $510 every year to raise limits from a low limit to a 250/500 level
• Teenage drivers have the highest car insurance prices, costing up to $377 a month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,340 more per year for auto insurance
• Increasing physical damage deductibles could save as much as $350 each year