GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs approximately $206, collision costs $330, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. Rural locations tend to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how location impacts auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save $122 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,154
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $234 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,492 or more
• The cost for full coverage for a 16-year-old driver with full coverage can cost $4,524 or more

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $360 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can be from 42% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates from multiple companies. Each insurance company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on insurance for a GMC Savana requires being safe and accident-free, having good credit, eliminating unnecessary coverage, and not having any coverage lapses. Spend time shopping around at least every other year by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a brief review of the car insurance concepts touched on above.

• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,340 more per year than a low-risk driver
• You may be able to save around $130 per year simply by shopping early and online
• Increasing deductibles can save around $350 each year
• Insureds who purchase more liability protection will pay about $510 every year to increase from a minimum limit to 250/500 limits