GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs an estimated $206, collision costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,492 or more. Teen drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations are shown to have fewer physical damage claims than larger metro areas.

The price range example below illustrates how geographic area affects insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,154
• Choosing more expensive low deductibles for comp and collision coverage costs an additional $234 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,492 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage can cost as much as $4,524 each year

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance ranges from 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $360 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Each auto insurer uses a different rate calculation, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes being a low-risk driver, having above-average credit, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a condensed summary of the information presented in the illustrations above.

• It is possible to save approximately $130 per year simply by shopping early and online
• Teen drivers are the costliest to insure, possibly costing $377 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,340 more annually to insure their Savana
• Insureds who want more liability coverage will pay about $510 annually to raise limits from a 30/60 limit to higher 250/500 limits