GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive costs around $206, collision costs $330, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing around $2,492. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population tend to have fewer accident claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

These examples show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,154
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,388
• Drivers who are prone to accidents and violations could pay at least $2,492 or more
• The cost with full coverage for a 16-year-old driver with full coverage can be $4,524 a year

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Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driver profile, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,400 to $1,900 additional per year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know your exact price is to compare rates from multiple companies. Every company uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Saving money on insurance for a GMC Savana not only requires being a good driver, but also having good credit, eliminating unneeded coverage, and taking advantage of discounts. Invest the time to compare rates once a year by getting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a brief recap of the data that was presented in the illustrations above.

• Drivers can save up to $130 per year simply by shopping early and online
• Insureds who may need an increased level of liability coverage will pay an extra $510 each year to go from a minimum limit to higher 250/500 limits
• Drivers age 16 to 20 are charged the highest rates, costing as high as $377 per month if they have full coverage
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,340 more every year than a safer driver