GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing around $2,586. Teens pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay approximately $132 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,196
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,448
• Drivers with serious driving violations could pay up to $2,586 or more
• The price that insures a 16-year-old driver with full coverage can cost as much as $4,658 a year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,600 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $390 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices from multiple companies. Every company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana not only requires having a decent driving record, but also having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates every couple of years by getting quotes from direct companies, and also from insurance agencies where you live.

The following items are a brief summary of the material that was raised in the charts and tables above.

• Insureds who want additional liability coverage will pay approximately $510 every year to go from a low limit to the 250/500 level
• 16 to 18-year-old drivers are charged the highest prices, costing up to $388 a month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,390 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $375 each year