GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs an estimated $220 each year, collision costs $358, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,586 or more. 16-year-old drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates how rural and urban location affects insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Choosing higher $1,000 deductibles can save approximately $132 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,196
• Buying low deductibles for comp and collision coverage will cost an additional $252 each year
• Drivers with multiple tickets or accidents could pay up to $2,586 or more
• Policy cost that insures a teenage driver can cost as much as $4,658 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $390 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Comparison shop at least every other year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The items below are a brief summary of the car insurance concepts raised in the charts and tables above.

• Drivers that tend to have accidents or serious violations could be charged and average of $1,390 more annually to insure their Savana
• You may be able to save approximately $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Consumers who want more liability coverage will pay around $510 per year to raise limits from a 30/60 limit to the 250/500 level