GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive insurance costs around $220 each year, collision costs $358, and liability insurance costs $460. A policy with only liability insurance costs as little as $510 a year, with a high-risk policy costing $2,586 or more. Teenage drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay about $132 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,196
• Using low deductibles for comprehensive and collision insurance costs an additional $252 a year
• High risk drivers who are prone to accidents and violations could pay at least $2,586 or more
• An auto insurance policy with full coverage for a teen driver can be $4,658 a year

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Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $390 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding better rates on GMC Savana insurance not only requires being a good driver, but also having a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Set aside time to compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following list is a quick rundown of the car insurance concepts covered above.

• High-risk drivers with reckless driving or DUI convictions may pay on average $1,390 more every year than a safer driver
• You may be able to save up to $140 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $375 each year
• Drivers who may need an increased level of liability coverage will pay an extra $510 per year to go from 30/60 bodily injury limits to higher 250/500 limits