GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive costs approximately $220 a year, collision insurance costs $358, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $2,586. Teen drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.

The ranges above show why it is important to get quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save $1,064 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,448
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,586
• The price for full coverage for a teen driver can cost $4,658 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level of your Savana, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $390 every year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and attention to physical damage deductibles. Spend time shopping around at every other renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a review of the concepts that were touched on above.

• Higher risk drivers who have several accidents or serious violations may pay on average $1,390 more per year for Savana insurance
• Teens pay the highest auto insurance prices, with premiums as much as $388 a month if full coverage is included
• Drivers can save around $140 per year just by quoting early and online
• Increasing physical damage deductibles can save around $375 each year
• Drivers can save around $140 per year just by quoting early and online