GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206, collision insurance costs $330, and liability is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how where you live affects auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Raising to $1,000 deductibles will save about $122 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,154
• Using more expensive low deductibles bumps up the cost to $1,388
• At-risk drivers who are prone to accidents and violations could pay at least $2,492
• Policy cost that insures a teen driver with full coverage can be $4,524

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $360 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having a positive credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices once a year by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a summary of the data that was touched on in the above illustrations.

• You may be able to save up to $130 per year just by shopping early and online
• Policyholders who may need increased liability limits will pay an extra $510 per year to raise from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $377 each month if full coverage is purchased
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,340 more every year to insure a GMC Savana