GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs around $220, collision insurance costs $358, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $2,586. Teenage drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates for individual coverage:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why everyone should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Raising to $1,000 deductibles will save about $132 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,196
• Using pricier low deductibles will increase the cost to $1,448
• Drivers who are prone to accidents and violations could pay at least $2,586
• The price for full coverage for a 16-year-old driver for full coverage can be $4,658

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Insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,620 on average in Michigan, New York, and Florida.

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Using high physical damage deductibles can reduce prices by up to $390 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,400 to $2,000 additional each year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of being a good driver, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop every year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a review of the coverage data touched on in the above illustrations.

• It is possible to save up to $140 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $375 each year
• Drivers age 16 to 20 are charged the highest prices, as much as $388 a month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,390 more every year than a safer driver