GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive costs around $220 each year, collision costs $358, and liability insurance costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,586. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Full coverage includes $500 deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location impacts auto insurance rates.

The examples above illustrate why all drivers should compare prices for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save about $132 each year
• The average price for a good driver age 40 using $500 deductibles is $1,196
• Selecting low deductibles for physical damage coverage increases the price to $1,448
• Drivers with serious driving violations could pay at least $2,586 or more
• Policy cost to insure a teen driver can be $4,658 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance requires not taking risks behind the wheel, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Spend time shopping around once a year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a summary of the data that was touched on above.

• It is possible to save up to $140 per year simply by quoting online in advance
• Drivers who may need higher liability limits will pay approximately $510 annually to increase from a 30/60 limit to a 250/500 level
• Teens are the costliest to insure, possibly costing $388 each month if the policy includes full coverage
• High-risk drivers who have multiple accidents or major violations may pay on average $1,390 more every year for Savana insurance