GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs around $206, collision insurance costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $2,492 or more. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why everyone should get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save about $122 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage will cost an extra $234 annually
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,492
• The price for full coverage for a 16-year-old driver for full coverage can be $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

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Using high physical damage deductibles can save as much as $360 annually, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,400 to $1,900 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes avoiding accidents and violations, having above-average credit, not filing small claims, and consideration of higher deductibles. Take the time to comparison shop at every policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a condensed summary of the data touched on in the above illustrations.

• Insureds who may need higher liability limits will pay an extra $510 annually to raise limits from a low limit to 250/500 limits
• It is possible to save up to $130 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $350 each year
• Teenagers are the costliest to insure, as much as $377 a month if full coverage is included