GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive costs an estimated $206 each year, collision insurance costs $330, and liability insurance costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,492. Teenage drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

These examples illustrate why all drivers should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save approximately $122 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,154
• Using low deductibles for physical damage coverage increases the price to $1,388
• Drivers who are prone to accidents and violations could pay up to $2,492
• The cost to insure a teen driver can cost as much as $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $360 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Saving money on GMC Savana insurance requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around every other policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a review of the ideas that were raised in the charts and tables above.

• Teens are charged the highest rates, costing up to $377 per month if they have full coverage
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,340 more annually for Savana insurance
• Increasing deductibles could save as much as $350 each year
• It is possible to save approximately $130 per year just by quoting online in advance