GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs approximately $220 a year, collision insurance costs $358, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $2,586. Teen drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Rates are based on $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save $1,064 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Choosing low $100 deductibles will increase the cost to $1,448
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,586
• The price for full coverage for a teen driver can cost $4,658

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $390 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Getting lower rates on car insurance consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Spend time shopping around once a year by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a quick review of the data that was touched on above.

• You may be able to save around $140 per year just by quoting early and online
• Policyholders who purchase increased levels of liability coverage will pay about $510 every year to raise from a low limit to 250/500 limits
• Drivers age 20 and younger pay the highest auto insurance prices, costing up to $388 a month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,390 more per year to buy GMC Savana insurance