GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually with full coverage. Comprehensive costs an estimated $206 a year, collision insurance costs $330, and liability insurance costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $2,492. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. More rural locations are shown to have fewer collision claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.

The examples above demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $1,032 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,154
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,388
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,492
• Policy cost with full coverage for a teen driver can cost as much as $4,524 a year

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $360 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a quick review of the material that was presented in the illustrations above.

• Drivers who want more liability protection will pay about $510 every year to go from a 30/60 limit to higher 250/500 limits
• Youthful drivers are the costliest to insure, as much as $377 each month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation pay on average $1,340 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $350 each year