GMC Savana Insurance Rates
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UPDATED: Jun 2, 2023
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The average auto insurance rates for a GMC Savana are $878 annually including full coverage. Comprehensive costs around $126 a year, collision insurance costs $152, and liability coverage is $442. A liability-only policy costs around $496 a year, and high-risk insurance costs around $1,886. Teenage drivers cost the most to insure at up to $3,630 a year.
Average premium for full coverage: $878
Policy rates for type of insurance:
Includes $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.
Price Range Variability
Using a middle-aged driver as an example, GMC Savana insurance rates range from as cheap as $496 for liability-only coverage to a high of $1,886 for high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.
The examples above highlight why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.
- The best discount rate is $544
- Raising to $1,000 deductibles will save about $814 every year
- The estimated rate for a good driver age 40 using $500 deductibles is $878
- Using low $100 deductibles will cost $1,000
- Unlucky drivers who are prone to accidents and violations could pay at least $1,886
- Policy cost with full coverage for a teenage driver can be $3,630
Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.
Older drivers with no driving violations and high physical damage deductibles may only pay around $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $3,600 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,000 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 41% to 127% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $190 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $680 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,260 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $796 | -$82 | -9.3% |
Alaska | $674 | -$204 | -23.2% |
Arizona | $730 | -$148 | -16.9% |
Arkansas | $878 | -$0 | 0.0% |
California | $1,002 | $124 | 14.1% |
Colorado | $840 | -$38 | -4.3% |
Connecticut | $904 | $26 | 3.0% |
Delaware | $996 | $118 | 13.4% |
Florida | $1,100 | $222 | 25.3% |
Georgia | $810 | -$68 | -7.7% |
Hawaii | $632 | -$246 | -28.0% |
Idaho | $596 | -$282 | -32.1% |
Illinois | $656 | -$222 | -25.3% |
Indiana | $662 | -$216 | -24.6% |
Iowa | $592 | -$286 | -32.6% |
Kansas | $836 | -$42 | -4.8% |
Kentucky | $1,200 | $322 | 36.7% |
Louisiana | $1,304 | $426 | 48.5% |
Maine | $542 | -$336 | -38.3% |
Maryland | $726 | -$152 | -17.3% |
Massachusetts | $706 | -$172 | -19.6% |
Michigan | $1,528 | $650 | 74.0% |
Minnesota | $736 | -$142 | -16.2% |
Mississippi | $1,054 | $176 | 20.0% |
Missouri | $780 | -$98 | -11.2% |
Montana | $946 | $68 | 7.7% |
Nebraska | $694 | -$184 | -21.0% |
Nevada | $1,054 | $176 | 20.0% |
New Hampshire | $634 | -$244 | -27.8% |
New Jersey | $984 | $106 | 12.1% |
New Mexico | $780 | -$98 | -11.2% |
New York | $928 | $50 | 5.7% |
North Carolina | $506 | -$372 | -42.4% |
North Dakota | $720 | -$158 | -18.0% |
Ohio | $610 | -$268 | -30.5% |
Oklahoma | $904 | $26 | 3.0% |
Oregon | $806 | -$72 | -8.2% |
Pennsylvania | $840 | -$38 | -4.3% |
Rhode Island | $1,174 | $296 | 33.7% |
South Carolina | $796 | -$82 | -9.3% |
South Dakota | $742 | -$136 | -15.5% |
Tennessee | $772 | -$106 | -12.1% |
Texas | $1,060 | $182 | 20.7% |
Utah | $652 | -$226 | -25.7% |
Vermont | $602 | -$276 | -31.4% |
Virginia | $528 | -$350 | -39.9% |
Washington | $682 | -$196 | -22.3% |
West Virginia | $806 | -$72 | -8.2% |
Wisconsin | $610 | -$268 | -30.5% |
Wyoming | $784 | -$94 | -10.7% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Savana 1500 2WD | $844 | $70 |
GMC Savana 2500 2WD | $850 | $71 |
GMC Savana 1500 2WD | $872 | $73 |
GMC Savana 1500 2WD | $872 | $73 |
GMC Savana 1500 AWD | $872 | $73 |
GMC Savana 2500 2WD | $864 | $72 |
GMC Savana 3500 2WD | $854 | $71 |
GMC Savana 3500 2WD | $854 | $71 |
GMC Savana 1500 2WD | $888 | $74 |
GMC Savana 1500 2WD | $888 | $74 |
GMC Savana 1500 2WD | $888 | $74 |
GMC Savana 1500 AWD | $888 | $74 |
GMC Savana 2500 2WD | $888 | $74 |
GMC Savana 2500 2WD | $888 | $74 |
GMC Savana 3500 2WD | $870 | $73 |
GMC Savana 3500 2WD | $870 | $73 |
GMC Savana 1500 AWD | $902 | $75 |
GMC Savana 1500 AWD | $902 | $75 |
GMC Savana 3500 2WD | $894 | $75 |
GMC Savana 3500 2WD | $894 | $75 |
GMC Savana 1500 AWD | $918 | $77 |
GMC Savana 2500 2WD | $908 | $76 |
GMC Savana 2500 2WD | $908 | $76 |
GMC Savana 3500 2WD | $908 | $76 |
GMC Savana 3500 2WD | $908 | $76 |
Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2008 GMC Savana | $148 | $182 | $468 | $956 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest GMC Savana Insurance
Finding cheaper rates on auto insurance consists of being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to comparison shop every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a recap of the material that was touched on in the above illustrations.
- Consumers who may need more liability protection will pay an extra $490 per year to raise from a 30/60 limit to higher 250/500 limits
- Youthful drivers are the costliest to insure, with premiums being up to $303 each month if comprehensive and collision insurance is included
- Drivers that have major violations or accidents may pay on average $1,010 more every year than a low-risk driver
- Increasing comprehensive and collision deductibles could save up to $175 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,630 |
20 | $2,014 |
30 | $890 |
40 | $878 |
50 | $808 |
60 | $790 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,000 |
$250 | $946 |
$500 | $878 |
$1,000 | $814 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $878 |
50/100 | $996 |
100/300 | $1,107 |
250/500 | $1,394 |
100 CSL | $1,041 |
300 CSL | $1,284 |
500 CSL | $1,461 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,088 |
20 | $3,204 |
30 | $1,894 |
40 | $1,886 |
50 | $1,806 |
60 | $1,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $43 |
Multi-vehicle | $47 |
Homeowner | $16 |
5-yr Accident Free | $50 |
5-yr Claim Free | $54 |
Paid in Full/EFT | $29 |
Advance Quote | $37 |
Online Quote | $58 |
Total Discounts | $334 |
Discounts are estimated and may not be available from every company or in every state.
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