GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive costs around $206 each year, collision costs $330, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,492. Teenage drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Savana models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Areas with sparse population have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance rates.

The ranges above illustrate why all drivers should compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 each year
• The average price for the average middle-age driver using $500 deductibles is $1,154
• Using low deductibles for comprehensive and collision insurance increases the price to $1,388
• High-risk insureds who are prone to accidents and violations could pay at least $2,492 or more
• The price to insure a teenage driver can be $4,524 a year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could save up to $360 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to compare rates once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a condensed summary of the data that was presented in the illustrations above.

• It is possible to save up to $130 per year simply by quoting online in advance
• Consumers who may need an increased level of liability coverage will pay an extra $510 annually to go from a low limit to a 250/500 level
• Drivers age 16 to 20 are expensive to insure, as much as $377 a month if comprehensive and collision insurance is included
• Drivers with multiple at-fault accidents may pay on average $1,340 more every year than a safer driver