GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs around $206 a year, collision costs $330, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing around $2,492. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay about $1,032 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,154
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• The price that insures a teen driver can be $4,524 a year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $360 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to get quotes and see which company has the best price. Every company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Shop around every year by requesting rates from direct carriers, and also from several local insurance agents.

The following is a brief recap of the coverage data covered in the charts and tables above.

• Drivers can save up to $130 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $350 each year
• Teens are expensive to insure, with premiums as much as $377 a month if the policy includes full coverage
• Higher risk drivers who tend to receive serious violations pay on average $1,340 more every year for Savana insurance