GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive insurance costs around $206 a year, collision insurance costs $330, and liability insurance costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $2,492 or more. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why it is important to compare rates for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $1,032 every year
• The average price for a good driver age 40 using $500 deductibles is $1,154
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $234 a year
• High risk drivers with multiple tickets or accidents could pay at least $2,492
• Policy cost to insure a teen driver can be $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could save up to $360 each year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 135% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance not only requires avoiding accidents and claims, but also having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to shop around every couple of years by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

The points below are a brief summary of the material that was raised in the charts and tables above.

• Drivers who may need increased liability limits will pay around $510 per year to go from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 pay higher rates, with premiums being up to $377 each month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,340 more every year to insure a GMC Savana
• Increasing comprehensive and collision deductibles could save as much as $350 each year