GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive costs on average $220, collision insurance costs $358, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,586. Teen drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas have fewer physical damage claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save around $132 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,196
• Choosing more expensive low deductibles for comp and collision coverage will cost $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,586
• The price with full coverage for a 16-year-old driver with full coverage may cost $4,658 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance ranges from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $390 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes avoiding accidents and claims, having good credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop every couple of years by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a review of the material that was touched on in the above illustrations.

• Insureds who require increased liability limits will pay about $510 annually to raise limits from a low limit to higher 250/500 limits
• Drivers under the age of 20 pay higher prices, as much as $388 a month if they have full coverage
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,390 more each year to insure a GMC Savana
• Increasing physical damage deductibles could save up to $375 each year