GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs an estimated $206, collision costs $330, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,492. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Full coverage includes $500 deductible amounts, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save approximately $122 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,154
• Using more expensive low deductibles bumps up the cost to $1,388
• Drivers who are prone to accidents and violations could pay up to $2,492 or more
• The cost that insures a 16-year-old driver with full coverage can cost as much as $4,524

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Auto insurance rates for a GMC Savana can also vary considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles can reduce rates by up to $360 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Saving money on insurance for a GMC Savana consists of having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a summary of the information covered above.

• It is possible to save approximately $130 per year simply by shopping early and online
• Drivers age 20 and younger are the costliest to insure, costing up to $377 per month if the policy includes full coverage
• Increasing deductibles can save approximately $350 each year
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,340 more annually to buy GMC Savana insurance
• Insureds who want increased levels of liability coverage will pay an extra $510 annually to raise from a minimum limit to the 250/500 level