GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs an estimated $206 each year, collision insurance costs $330, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $2,492 or more. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

The ranges above illustrate why all drivers should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,154
• Using low deductibles for comp and collision coverage will cost an additional $234 each year
• Drivers who are prone to accidents and violations could pay up to $2,492
• The price that insures a teenage driver can cost as much as $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $360 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having a positive credit history, not filing small claims, and possibly higher deductibles. Compare prices at every policy renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

The items below are a review of the data covered in the charts and tables above.

• Consumers who want more liability coverage will pay an extra $510 annually to raise limits from a low limit to the 250/500 level
• It is possible to save approximately $130 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $350 each year
• Teen drivers have the highest car insurance prices, as much as $377 a month if full coverage is purchased