GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing around $2,492. Teen drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Rate estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than larger metro areas.

The example below illustrates how rural and urban location affects insurance prices.

The examples above show why everyone should compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $122 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,154
• Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,492 or more
• Policy cost to insure a teen driver for full coverage can cost as much as $4,524 a year

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Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing high deductibles could save up to $360 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Set aside time to shop around every other policy renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

The next list is a brief recap of the ideas that were raised in the charts and tables above.

• Drivers age 20 and younger have the highest car insurance rates, costing up to $377 each month if the policy includes full coverage
• Higher risk drivers who tend to receive serious violations pay on average $1,340 more annually to buy GMC Savana insurance
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date