GMC Savana Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs around $206 a year, collision costs $330, and liability insurance is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing around $2,492. 16-year-old drivers pay the highest rates at $4,524 a year or more.
Average premium for full coverage: $1,154
Price estimates for individual coverage:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Savana trim levels.
Price Range from Low to High
For the normal driver, GMC Savana insurance prices go from the low end price of $510 for basic liability insurance to a high of $2,492 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than congested cities.
The diagram below illustrates how geographic area affects auto insurance rates.
The ranges above illustrate why it is important to compare rates quotes for a specific zip code, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $682
- Raising to $1,000 deductibles will save about $1,032 each year
- The estimated price for the average middle-age driver using $500 deductibles is $1,154
- Buying low $100 deductibles bumps up the cost to $1,388
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,492 or more
- The price that insures a teen driver can be $4,524
Insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your age and driving record, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are probably paying at least $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than the average rate. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age
The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,560 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,044 | -$110 | -9.5% |
| Alaska | $884 | -$270 | -23.4% |
| Arizona | $958 | -$196 | -17.0% |
| Arkansas | $1,154 | -$0 | 0.0% |
| California | $1,314 | $160 | 13.9% |
| Colorado | $1,102 | -$52 | -4.5% |
| Connecticut | $1,184 | $30 | 2.6% |
| Delaware | $1,304 | $150 | 13.0% |
| Florida | $1,442 | $288 | 25.0% |
| Georgia | $1,064 | -$90 | -7.8% |
| Hawaii | $828 | -$326 | -28.2% |
| Idaho | $782 | -$372 | -32.2% |
| Illinois | $858 | -$296 | -25.6% |
| Indiana | $866 | -$288 | -25.0% |
| Iowa | $776 | -$378 | -32.8% |
| Kansas | $1,096 | -$58 | -5.0% |
| Kentucky | $1,574 | $420 | 36.4% |
| Louisiana | $1,706 | $552 | 47.8% |
| Maine | $712 | -$442 | -38.3% |
| Maryland | $952 | -$202 | -17.5% |
| Massachusetts | $924 | -$230 | -19.9% |
| Michigan | $2,002 | $848 | 73.5% |
| Minnesota | $966 | -$188 | -16.3% |
| Mississippi | $1,380 | $226 | 19.6% |
| Missouri | $1,022 | -$132 | -11.4% |
| Montana | $1,238 | $84 | 7.3% |
| Nebraska | $910 | -$244 | -21.1% |
| Nevada | $1,384 | $230 | 19.9% |
| New Hampshire | $832 | -$322 | -27.9% |
| New Jersey | $1,290 | $136 | 11.8% |
| New Mexico | $1,022 | -$132 | -11.4% |
| New York | $1,216 | $62 | 5.4% |
| North Carolina | $664 | -$490 | -42.5% |
| North Dakota | $944 | -$210 | -18.2% |
| Ohio | $798 | -$356 | -30.8% |
| Oklahoma | $1,184 | $30 | 2.6% |
| Oregon | $1,056 | -$98 | -8.5% |
| Pennsylvania | $1,100 | -$54 | -4.7% |
| Rhode Island | $1,540 | $386 | 33.4% |
| South Carolina | $1,044 | -$110 | -9.5% |
| South Dakota | $974 | -$180 | -15.6% |
| Tennessee | $1,010 | -$144 | -12.5% |
| Texas | $1,392 | $238 | 20.6% |
| Utah | $854 | -$300 | -26.0% |
| Vermont | $790 | -$364 | -31.5% |
| Virginia | $692 | -$462 | -40.0% |
| Washington | $892 | -$262 | -22.7% |
| West Virginia | $1,056 | -$98 | -8.5% |
| Wisconsin | $798 | -$356 | -30.8% |
| Wyoming | $1,028 | -$126 | -10.9% |
Opting for high physical damage deductibles can reduce prices by up to $360 each year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,088 | $91 |
| GMC Savana 2500 2WD | $1,098 | $92 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 AWD | $1,144 | $95 |
| GMC Savana 2500 2WD | $1,124 | $94 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 AWD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 1500 AWD | $1,230 | $103 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2023 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2022 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2021 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2020 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2019 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2018 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2017 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2016 GMC Savana | $198 | $310 | $464 | $1,130 |
| 2008 GMC Savana | $144 | $168 | $452 | $922 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable GMC Savana Insurance
Getting lower rates on GMC Savana insurance consists of being a good driver, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Comparison shop every year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.
The following list is a summary of the coverage data presented in the illustrations above.
- It is possible to save up to $130 per year simply by quoting early and online
- Increasing physical damage deductibles can save approximately $350 each year
- Drivers age 16 to 20 pay higher prices, as much as $377 a month if full coverage is included
- High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,340 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,654 |
| 30 | $1,184 |
| 40 | $1,154 |
| 50 | $1,056 |
| 60 | $1,034 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,388 |
| $250 | $1,278 |
| $500 | $1,154 |
| $1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,154 |
| 50/100 | $1,302 |
| 100/300 | $1,417 |
| 250/500 | $1,716 |
| 100 CSL | $1,348 |
| 300 CSL | $1,601 |
| 500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,230 |
| 30 | $2,528 |
| 40 | $2,492 |
| 50 | $2,384 |
| 60 | $2,362 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $46 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $472 |
Discounts are estimated and may not be available from every company or in every state.
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