GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs an estimated $206 a year, collision costs $330, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,492. 16-year-old drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Full coverage includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have a lower frequency of accident claims than congested cities.

The diagram below illustrates how rural and urban location affects insurance prices.

These examples show why it is important to compare rates quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save approximately $1,032 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,154
• Buying low $100 deductibles will increase the cost to $1,388
• Drivers with multiple tickets or accidents could pay up to $2,492 or more
• The cost for full coverage for a 16-year-old driver can cost as much as $4,524

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level of your Savana, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $360 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to get quotes from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Saving money on insurance for a GMC Savana consists of being a low-risk driver, having good credit, eliminating unneeded coverage, and qualifying for all possible discounts. Set aside time to shop around at least every other year by getting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a summary of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,340 more annually to insure their Savana
• Drivers can save approximately $130 per year simply by quoting early and online
• Increasing deductibles can save around $350 each year
• Insureds who want more liability coverage will pay around $510 each year to raise from a minimum limit to 250/500 limits