GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive insurance costs around $220 a year, collision insurance costs $358, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $2,586 or more. Teens pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance rates.

These rate differences illustrate why it is important to compare prices for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save about $1,064 each year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,196
• Selecting low $100 deductibles for physical damage coverage costs an additional $252 every year
• Drivers with serious driving violations could pay at least $2,586
• An auto insurance policy with full coverage for a teen driver can be $4,658 or more

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Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,400 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $390 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Finding better rates on car insurance requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to comparison shop once a year by quoting rates from direct insurance companies, and also from several local insurance agents.

Below you'll find a summary of the data that was touched on in the above illustrations.

• It is possible to save up to $140 per year just by quoting early and online
• Policyholders who may need more liability protection will pay approximately $510 annually to increase from 30/60 bodily injury limits to higher 250/500 limits
• Youthful drivers are charged the highest prices, with premiums being up to $388 per month if they have full coverage
• Higher risk drivers who have multiple accidents or major violations pay on average $1,390 more every year than a low-risk driver