GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive insurance costs an estimated $220, collision insurance costs $358, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,586 or more. Teenage drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. More rural locations have fewer physical damage claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

The ranges above illustrate why everyone should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save approximately $132 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,196
• Using pricier low deductibles for physical damage coverage costs an additional $252 every year
• Drivers who are prone to accidents and violations could pay up to $2,586
• The price with full coverage for a teen driver for full coverage can cost as much as $4,658 or more

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Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,400 to $2,000 additional each year, depending on your age. GMC Savana insurance for high-risk drivers can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $390 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Getting lower rates on car insurance requires having a decent driving record, having good credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a summary of the data covered in the charts and tables above.

• Policyholders who want additional liability coverage will pay an extra $510 annually to increase from a low limit to higher 250/500 limits
• It is possible to save approximately $140 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $375 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $388 a month if they have full coverage