GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $2,492. Teenage drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than densely populated cities.

The example below illustrates how location impacts insurance prices.

The ranges above show why everyone should get quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage will increase the cost to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,492 or more
• The price for full coverage for a 16-year-old driver for full coverage can cost as much as $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level of your Savana, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles can save as much as $360 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,400 to $1,900 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes avoiding accidents and claims, maintaining good credit, eliminating unnecessary coverage, and taking advantage of discounts. Spend time shopping around every couple of years by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a brief recap of the material that was touched on above.

• Insureds who want increased liability limits will pay an extra $510 each year to raise limits from a low limit to 250/500 limits
• Drivers under the age of 20 are charged the highest prices, with premiums as much as $377 a month for full coverage
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,340 more annually to insure a GMC Savana
• Increasing physical damage deductibles can save around $350 each year