GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs approximately $220, collision costs $358, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,586 or more. Teen drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance prices.

These examples highlight why anyone shopping for car insurance should get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save $132 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,196
• Choosing more expensive low deductibles for comp and collision coverage will cost an additional $252 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,586 or more
• The cost that insures a teen driver with full coverage can cost $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges as much as 43% to 130% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,600 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,710 on average in Louisiana, New York, and Michigan.

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Choosing high deductibles can save as much as $390 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on car insurance takes being a safe and courteous driver, having a positive credit history, not filing small claims, and avoiding coverage lapses. Shop around at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

Below is a brief review of the primary concepts that were touched on in the above illustrations.

• You may be able to save around $140 per year simply by shopping early and online
• Higher risk drivers with DUI or reckless driving convictions will likely pay on average $1,390 more per year for auto insurance
• Increasing deductibles can save approximately $375 each year
• Teenage drivers pay the highest auto insurance rates, as much as $388 per month if full coverage is purchased