GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive insurance costs on average $220 each year, collision costs $358, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing $2,586 or more. Teen drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Prices include $500 physical damage insurance deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These examples show why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $705
• Using higher $1,000 deductibles will save around $132 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,196
• Choosing low deductibles for physical damage coverage costs an extra $252 annually
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,586 or more
• The cost to insure a 16-year-old driver may cost $4,658 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Savana.

Choosing high deductibles could cut rates by as much as $390 annually, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers can be from 43% to 130% more than average. View High Risk Driver Rates

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Savana Insurance

Saving money on insurance for a GMC Savana requires being a low-risk driver, having above-average credit, eliminating unneeded coverage, and insuring your home and auto with the same company. Set aside time to compare rates every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a quick rundown of the material that was covered above.

• Insureds who require more liability coverage will pay about $510 each year to increase from a minimum limit to a 250/500 level
• Teen drivers pay higher rates, costing as high as $388 per month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,390 more each year to insure their Savana
• Increasing deductibles could save as much as $375 each year