GMC Savana Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
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U.S. average auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive costs on average $220 a year, collision costs $358, and liability insurance costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $2,586. 16-year-old drivers pay the highest rates at $4,658 a year or more.
Average premium for full coverage: $1,196
Price estimates by individual coverage:
Includes $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Savana trim levels.
Price Range from Low to High
For the average driver, GMC Savana insurance prices go from as cheap as $510 for your basic liability-only policy to a high of $2,586 for a policy for a high-risk driver.
Geographic Price Range
Your location has a significant impact on insurance rates. Rural areas have fewer physical damage claims than congested cities.
The diagram below illustrates how location impacts car insurance rates.
The ranges above illustrate why it is important to compare rates based on a specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $705
- Drivers who choose higher $1,000 deductibles will pay around $1,064 each year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,196
- Buying low $100 deductibles for comprehensive and collision insurance will cost $1,448
- High risk drivers with multiple tickets or accidents could pay upwards of $2,586 or more
- The price with full coverage for a teen driver may cost $4,658 a year
Insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.
Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,600 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $390 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,620 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,082 | -$114 | -9.5% |
| Alaska | $916 | -$280 | -23.4% |
| Arizona | $994 | -$202 | -16.9% |
| Arkansas | $1,196 | -$0 | 0.0% |
| California | $1,362 | $166 | 13.9% |
| Colorado | $1,144 | -$52 | -4.3% |
| Connecticut | $1,230 | $34 | 2.8% |
| Delaware | $1,354 | $158 | 13.2% |
| Florida | $1,496 | $300 | 25.1% |
| Georgia | $1,104 | -$92 | -7.7% |
| Hawaii | $860 | -$336 | -28.1% |
| Idaho | $808 | -$388 | -32.4% |
| Illinois | $892 | -$304 | -25.4% |
| Indiana | $900 | -$296 | -24.7% |
| Iowa | $806 | -$390 | -32.6% |
| Kansas | $1,136 | -$60 | -5.0% |
| Kentucky | $1,634 | $438 | 36.6% |
| Louisiana | $1,770 | $574 | 48.0% |
| Maine | $740 | -$456 | -38.1% |
| Maryland | $988 | -$208 | -17.4% |
| Massachusetts | $958 | -$238 | -19.9% |
| Michigan | $2,078 | $882 | 73.7% |
| Minnesota | $1,002 | -$194 | -16.2% |
| Mississippi | $1,434 | $238 | 19.9% |
| Missouri | $1,060 | -$136 | -11.4% |
| Montana | $1,286 | $90 | 7.5% |
| Nebraska | $944 | -$252 | -21.1% |
| Nevada | $1,436 | $240 | 20.1% |
| New Hampshire | $862 | -$334 | -27.9% |
| New Jersey | $1,338 | $142 | 11.9% |
| New Mexico | $1,060 | -$136 | -11.4% |
| New York | $1,262 | $66 | 5.5% |
| North Carolina | $688 | -$508 | -42.5% |
| North Dakota | $980 | -$216 | -18.1% |
| Ohio | $828 | -$368 | -30.8% |
| Oklahoma | $1,230 | $34 | 2.8% |
| Oregon | $1,096 | -$100 | -8.4% |
| Pennsylvania | $1,142 | -$54 | -4.5% |
| Rhode Island | $1,596 | $400 | 33.4% |
| South Carolina | $1,082 | -$114 | -9.5% |
| South Dakota | $1,010 | -$186 | -15.6% |
| Tennessee | $1,048 | -$148 | -12.4% |
| Texas | $1,442 | $246 | 20.6% |
| Utah | $886 | -$310 | -25.9% |
| Vermont | $820 | -$376 | -31.4% |
| Virginia | $716 | -$480 | -40.1% |
| Washington | $926 | -$270 | -22.6% |
| West Virginia | $1,096 | -$100 | -8.4% |
| Wisconsin | $828 | -$368 | -30.8% |
| Wyoming | $1,068 | -$128 | -10.7% |
Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company utilizes a different rate formula, and prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,124 | $94 |
| GMC Savana 2500 2WD | $1,134 | $95 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 AWD | $1,186 | $99 |
| GMC Savana 2500 2WD | $1,166 | $97 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 AWD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 1500 AWD | $1,280 | $107 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $294 | $512 | $390 | $1,354 |
| 2023 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2022 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2021 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2020 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2019 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2018 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2017 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2016 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest GMC Savana Insurance
Getting lower rates on GMC Savana insurance not only requires being a safe and courteous driver, but also having good credit, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around every year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below is a recap of the coverage data touched on above.
- It is possible to save as much as $140 per year simply by quoting early and online
- Increasing physical damage deductibles could save up to $375 each year
- Teenage drivers pay higher prices, as much as $388 a month if they have full coverage
- High-risk drivers that have major violations or accidents may pay on average $1,390 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,658 |
| 20 | $2,754 |
| 30 | $1,232 |
| 40 | $1,196 |
| 50 | $1,096 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,332 |
| $500 | $1,196 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,196 |
| 50/100 | $1,350 |
| 100/300 | $1,465 |
| 250/500 | $1,764 |
| 100 CSL | $1,396 |
| 300 CSL | $1,649 |
| 500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,602 |
| 20 | $4,390 |
| 30 | $2,626 |
| 40 | $2,586 |
| 50 | $2,472 |
| 60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $83 |
| Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
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