GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs on average $220 a year, collision insurance costs $358, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $2,586. Teenage drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above highlight why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Raising to $1,000 deductibles will save around $1,064 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,196
• Using low $100 deductibles will cost $1,448
• Drivers who are prone to accidents and violations could pay upwards of $2,586
• Policy cost with full coverage for a 16-year-old driver may cost $4,658

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $390 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to compare rates at every policy renewal by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a review of the data covered above.

• Insureds who require an increased level of liability coverage will pay an extra $510 per year to raise from a 30/60 limit to higher 250/500 limits
• You may be able to save as much as $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Drivers age 16 to 20 are charged the highest rates, with premiums being up to $388 each month if full coverage is included