GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually for full coverage. Comprehensive insurance costs approximately $220, collision costs $358, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing $2,586 or more. 16-year-old drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Full coverage includes $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural locations have fewer accident claims than congested cities.

The price range example below illustrates how location impacts auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Drivers who choose higher $1,000 deductibles will pay $132 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Buying more expensive low deductibles for comprehensive and collision insurance costs an additional $252 each year
• High-risk insureds with multiple tickets or accidents could pay around $2,586 or more
• The price with full coverage for a teenage driver with full coverage can cost $4,658 a year

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Car insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $390 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,710 on average in New York, Louisiana, and Michigan.

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Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Every company utilizes a different rate formula, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Spend time shopping around at every policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a summary of the data touched on above.

• Consumers who purchase higher liability limits will pay around $510 each year to go from a low limit to higher 250/500 limits
• Drivers can save around $140 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $375 each year
• Teens pay the highest auto insurance prices, with premiums as much as $388 a month if comprehensive and collision insurance is included