GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs on average $206 a year, collision costs $330, and liability coverage costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing around $2,492. 16-year-old drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Rates are based on $500 deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have lower incidents of accident claims than congested cities.

The diagram below illustrates how where you live affects car insurance rates.

These examples show why it is important to compare rates based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay around $1,032 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,154
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,492 or more
• The cost that insures a teenage driver may cost $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $360 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know exactly what you will pay is to get quotes and see how they stack up. Every company utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, eliminating unneeded coverage, and insuring your home and auto with the same company. Comparison shop at every other renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a quick review of the concepts that were touched on in the above illustrations.

• Drivers with a DUI or reckless driving violation may pay on average $1,340 more each year for Savana insurance
• Teens pay higher rates, costing as high as $377 per month if comprehensive and collision insurance is included
• Drivers can save as much as $130 per year simply by quoting early and online
• Increasing deductibles can save approximately $350 each year
• Drivers can save as much as $130 per year simply by quoting early and online