GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs on average $206 each year, collision costs $330, and liability insurance is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing $2,492 or more. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on car insurance rates.

The ranges above highlight why all drivers should compare rates quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save around $122 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,154
• Selecting low deductibles will cost an extra $234 a year
• Higher-risk drivers with serious driving violations could pay upwards of $2,492 or more
• The price for full coverage for a teen driver may cost $4,524

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company calculates prices differently, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Getting lower rates on GMC Savana insurance consists of being a good driver, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a quick rundown of the primary concepts that were covered in the above illustrations.

• You may be able to save as much as $130 per year simply by quoting online in advance
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,340 more each year than a safer driver
• Increasing physical damage deductibles can save around $350 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $377 a month if full coverage is included