GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs approximately $206 a year, collision costs $330, and liability insurance costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $2,492. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations tend to have lower incidents of collision claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay $1,032 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• High risk drivers with multiple violations and an at-fault accident could pay around $2,492 or more
• The cost that insures a teen driver can cost $4,524 a year

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $360 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Every company uses a different rate calculation, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Saving money on GMC Savana insurance not only requires having a good driving record, but also maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Shop around at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a brief review of the data touched on in the above illustrations.

• Drivers who purchase increased levels of liability coverage will pay about $510 every year to go from a minimum limit to the 250/500 level
• You may be able to save around $130 per year simply by quoting early and online
• Increasing deductibles can save approximately $350 each year
• Drivers age 20 and younger have the highest car insurance rates, with premiums as much as $377 per month if the policy includes full coverage