GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,196 every 12 months including full coverage. Comprehensive insurance costs on average $220, collision insurance costs $358, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $2,586 or more. Teens pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on car insurance rates.

These rate differences highlight why everyone should compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save around $132 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,196
• Selecting pricier low deductibles for physical damage coverage costs an extra $252 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,586
• An auto insurance policy to insure a teenage driver for full coverage may cost $4,658 or more

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Savana.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $390 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. GMC Savana insurance for high-risk drivers can be around 43% to 130% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Savana Insurance

Finding better rates on auto insurance requires being a good driver, having a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Take the time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following list is a quick review of the data covered in the above illustrations.

• Consumers who require an increased level of liability coverage will pay approximately $510 per year to increase from 30/60 bodily injury limits to a 250/500 level
• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $375 each year
• Drivers age 16 to 20 are charged the highest prices, with the cost nearing $388 per month if comprehensive and collision insurance is included