GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs approximately $220, collision costs $358, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,586. Teenage drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should get quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save $132 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,196
• Using pricier low deductibles for comp and collision coverage will cost $1,448
• Higher-risk drivers who are prone to accidents and violations could pay around $2,586 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can cost $4,658 each year

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Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,400 to $2,000 extra every year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $390 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates from multiple companies. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes being a good driver, having a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Invest time comparing rates once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following list is a brief review of the data that was covered in the charts and tables above.

• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Insureds who purchase an increased level of liability coverage will pay an extra $510 per year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 pay the highest auto insurance rates, with premiums being up to $388 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,390 more per year than a safer driver