GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs approximately $220, collision insurance costs $358, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $2,586 or more. 16-year-old drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Prices include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why everyone should compare rates using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Drivers who choose higher $1,000 deductibles will pay $132 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,196
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $252 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,586
• Policy cost that insures a teen driver for full coverage can cost $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model of your Savana, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,400 to $2,000 extra every year, depending on your age. GMC Savana insurance for high-risk drivers can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $390 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Comparison shop at every policy renewal by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a quick rundown of the data covered above.

• Policyholders who purchase increased levels of liability coverage will pay around $510 per year to go from a 30/60 limit to the 250/500 level
• You may be able to save around $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Drivers age 20 and younger are expensive to insure, with premiums being up to $388 each month if full coverage is included