GMC Savana Insurance Rates

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UPDATED: Apr 10, 2024

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U.S. average insurance prices for a GMC Savana are $1,196 every 12 months with full coverage. Comprehensive insurance costs on average $220, collision insurance costs $358, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $2,586 or more. 16-year-old drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Comprehensive $220
Collision $358
Liability $460

Rates are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different Savana trim levels.

Price Range from Low to High

For a driver around age 40, GMC Savana insurance prices range from the cheapest price of $510 for just liability insurance to a much higher rate of $2,586 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,196
High Risk $2,586

Geographic Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas have more infrequent collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $897
Small Cities $1,256
Large Cities $1,615

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $705
  • Raising to $1,000 deductibles will save around $132 annually
  • The average price for the average middle-age driver with $500 deductibles is $1,196
  • Buying more expensive low deductibles costs an extra $252 a year
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,586
  • The price to insure a teen driver with full coverage may cost $4,658

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing GMC Savana insurance prices range from $705 to $4,658 for full coverage

Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Savana.

Opting for high physical damage deductibles can reduce prices by up to $390 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or at least $1,620 on average in Florida, Michigan, and New York.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,082 -$114 -9.5%
Alaska $916 -$280 -23.4%
Arizona $994 -$202 -16.9%
Arkansas $1,196 -$0 0.0%
California $1,362 $166 13.9%
Colorado $1,144 -$52 -4.3%
Connecticut $1,230 $34 2.8%
Delaware $1,354 $158 13.2%
Florida $1,496 $300 25.1%
Georgia $1,104 -$92 -7.7%
Hawaii $860 -$336 -28.1%
Idaho $808 -$388 -32.4%
Illinois $892 -$304 -25.4%
Indiana $900 -$296 -24.7%
Iowa $806 -$390 -32.6%
Kansas $1,136 -$60 -5.0%
Kentucky $1,634 $438 36.6%
Louisiana $1,770 $574 48.0%
Maine $740 -$456 -38.1%
Maryland $988 -$208 -17.4%
Massachusetts $958 -$238 -19.9%
Michigan $2,078 $882 73.7%
Minnesota $1,002 -$194 -16.2%
Mississippi $1,434 $238 19.9%
Missouri $1,060 -$136 -11.4%
Montana $1,286 $90 7.5%
Nebraska $944 -$252 -21.1%
Nevada $1,436 $240 20.1%
New Hampshire $862 -$334 -27.9%
New Jersey $1,338 $142 11.9%
New Mexico $1,060 -$136 -11.4%
New York $1,262 $66 5.5%
North Carolina $688 -$508 -42.5%
North Dakota $980 -$216 -18.1%
Ohio $828 -$368 -30.8%
Oklahoma $1,230 $34 2.8%
Oregon $1,096 -$100 -8.4%
Pennsylvania $1,142 -$54 -4.5%
Rhode Island $1,596 $400 33.4%
South Carolina $1,082 -$114 -9.5%
South Dakota $1,010 -$186 -15.6%
Tennessee $1,048 -$148 -12.4%
Texas $1,442 $246 20.6%
Utah $886 -$310 -25.9%
Vermont $820 -$376 -31.4%
Virginia $716 -$480 -40.1%
Washington $926 -$270 -22.6%
West Virginia $1,096 -$100 -8.4%
Wisconsin $828 -$368 -30.8%
Wyoming $1,068 -$128 -10.7%

View Chart as Image

GMC Savana insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $1,124 $94
GMC Savana 2500 2WD $1,134 $95
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 2WD $1,186 $99
GMC Savana 1500 AWD $1,186 $99
GMC Savana 2500 2WD $1,166 $97
GMC Savana 3500 2WD $1,144 $95
GMC Savana 3500 2WD $1,144 $95
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 2WD $1,218 $102
GMC Savana 1500 AWD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 2500 2WD $1,218 $102
GMC Savana 3500 2WD $1,176 $98
GMC Savana 3500 2WD $1,176 $98
GMC Savana 1500 AWD $1,248 $104
GMC Savana 1500 AWD $1,248 $104
GMC Savana 3500 2WD $1,228 $102
GMC Savana 3500 2WD $1,228 $102
GMC Savana 1500 AWD $1,280 $107
GMC Savana 2500 2WD $1,258 $105
GMC Savana 2500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105
GMC Savana 3500 2WD $1,258 $105

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Savana $294 $512 $390 $1,354
2023 GMC Savana $282 $506 $398 $1,344
2022 GMC Savana $272 $494 $416 $1,340
2021 GMC Savana $262 $474 $430 $1,324
2020 GMC Savana $248 $458 $442 $1,306
2019 GMC Savana $238 $424 $452 $1,272
2018 GMC Savana $230 $400 $456 $1,244
2017 GMC Savana $220 $358 $460 $1,196
2016 GMC Savana $206 $330 $460 $1,154
2008 GMC Savana $146 $178 $460 $942

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap GMC Savana Insurance

Getting lower rates on GMC Savana insurance consists of being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates at every other renewal by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a quick review of the concepts that were covered above.

  • High-risk drivers with a DUI or reckless driving violation may pay on average $1,390 more each year for auto insurance
  • Teenage drivers pay higher prices, costing up to $388 a month if full coverage is included
  • You may be able to save as much as $140 per year just by shopping early and online
  • Increasing physical damage deductibles could save as much as $375 each year
  • You may be able to save as much as $140 per year just by shopping early and online

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,754
30 $1,232
40 $1,196
50 $1,096
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,332
$500 $1,196
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,196
50/100 $1,350
100/300 $1,465
250/500 $1,764
100 CSL $1,396
300 CSL $1,649
500 CSL $1,833

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $6,602
20 $4,390
30 $2,626
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $81
5-yr Claim Free $76
Paid in Full/EFT $49
Advance Quote $56
Online Quote $83
Total Discounts $491
Rate after discounts $705

Discounts are estimated and may not be available from every company or in every state.

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