GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive costs on average $220, collision costs $358, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,586. Teen drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas.

The price range example below illustrates how location impacts car insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $705
• Using higher $1,000 deductibles will save around $132 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,196
• Choosing more expensive low deductibles for physical damage coverage increases the price to $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,586 or more
• An auto insurance policy to insure a teenage driver with full coverage may cost $4,658 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Savana.

Choosing high deductibles could cut prices by as much as $390 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 extra annually, depending on your age. High-risk driver insurance can be around 43% to 130% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Finding better rates on auto insurance requires having a decent driving record, having good credit, not filing small claims, and bundling your home and auto policies. Spend time shopping around every other policy renewal by quoting rates from direct carriers, and also from local independent and exclusive agents.

The following items are a recap of the ideas that were touched on above.

• 16 to 18-year-old drivers pay the highest prices, as much as $388 per month if they have full coverage
• Drivers that have major violations or accidents pay an average of $1,390 more each year than a driver with a clean driving record
• Increasing policy deductibles could save as much as $375 each year
• Drivers can save as much as $140 per year simply by shopping early and online