GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $878 a year including full coverage. Comprehensive costs an estimated $126 a year, collision costs $152, and liability costs $442. Buying just liability costs as little as $496 a year, with insurance for high-risk drivers costing around $1,886. Teen drivers cost the most to insure at $3,630 a year or more.

Average premium for full coverage: $878

Policy rates broken down by type of insurance:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $544
• Drivers who choose higher $1,000 deductibles will pay approximately $814 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $878
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,000
• Drivers with multiple violations and an at-fault accident could pay up to $1,886 or more
• Policy cost that insures a 16-year-old driver can cost as much as $3,630 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,000 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can cost from 41% to 127% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $3,600 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $680 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,260 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $190 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Every company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Shop around every other policy renewal by quoting rates from direct car insurance companies, and also from your local car insurance providers.

The following list is a quick review of the ideas that were covered in the charts and tables above.

• Drivers age 16 to 20 are charged the highest rates, with premiums being up to $303 each month if full coverage is included
• Drivers considered higher risk with a DUI or reckless driving violation could be charged and average of $1,010 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $175 each year
• You may be able to save approximately $100 per year simply by quoting early and online