GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs approximately $220, collision costs $358, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,586 or more. 16-year-old drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than congested cities.

The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above highlight why everyone should compare rates using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Drivers who choose higher $1,000 deductibles will pay $132 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,196
• Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $252 annually
• Drivers with multiple tickets or accidents could pay around $2,586 or more
• The price for full coverage for a 16-year-old driver for full coverage can cost $4,658 a year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,710 on average in Louisiana, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $390 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. GMC Savana insurance for high-risk drivers can cost from 43% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to regularly compare prices from multiple companies. Every company utilizes a different rate formula, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana not only requires avoiding accidents and violations, but also having good credit, being claim-free, and not having any coverage lapses. Set aside time to shop around once a year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The list below is a brief review of the data that was raised in the charts and tables above.

• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Insureds who purchase higher liability limits will pay around $510 per year to go from a low limit to 250/500 limits
• Teenagers have the highest car insurance prices, possibly costing $388 a month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,390 more per year for car insurance