GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs around $206, collision costs $330, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,492 or more. Teen drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

These estimates include $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates how where you live affects auto insurance rates.

These rate differences highlight why everyone should compare rates quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save about $122 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,154
• Choosing pricier low deductibles will cost an additional $234 every year
• At-risk drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• An auto insurance policy that insures a teen driver for full coverage can be $4,524

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,400 to $1,900 in extra premium annually, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,650 on average in Michigan, New York, and Louisiana.

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Choosing high deductibles can reduce prices by up to $360 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding better rates on car insurance consists of not taking risks behind the wheel, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Shop around every couple of years by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The following is a brief summary of the material that was touched on in the above illustrations.

• Policyholders who may need higher liability limits will pay about $510 per year to raise from 30/60 bodily injury limits to the 250/500 level
• Teens are expensive to insure, with the cost nearing $377 per month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,340 more every year for Savana insurance
• Increasing policy deductibles can save approximately $350 each year