GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs on average $220, collision insurance costs $358, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,586 or more. Teen drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects car insurance rates.

The examples above illustrate why everyone should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $705
• Drivers who choose higher $1,000 deductibles will pay around $132 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,196
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $252 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,586
• Policy cost for full coverage for a 16-year-old driver for full coverage may cost $4,658 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,600 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,620 on average in Michigan, New York, and Florida.

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Choosing high deductibles could save up to $390 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 extra every year, depending on your age. GMC Savana insurance for high-risk drivers can cost from 43% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires being a low-risk driver, but also having above-average credit, being claim-free, and possibly raising deductibles. Set aside time to shop around every year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a review of the coverage data raised in the charts and tables above.

• It is possible to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $375 each year
• Teen drivers are expensive to insure, possibly costing $388 each month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations pay an average of $1,390 more each year to insure their Savana