GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive insurance costs an estimated $206, collision insurance costs $330, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $2,492 or more. Teenage drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Price estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations tend to have fewer accident claims than densely populated cities. The price range example below illustrates how location impacts insurance prices.

These examples show why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save approximately $122 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,154
• Using more expensive low deductibles for physical damage coverage costs an additional $234 annually
• High-risk insureds who are prone to accidents and violations could pay up to $2,492
• The cost with full coverage for a 16-year-old driver with full coverage can cost as much as $4,524 or more

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Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driver profile, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can be from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $360 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Savana Insurance

Saving money on insurance for a GMC Savana requires being a low-risk driver, having a good credit history, eliminating unneeded coverage, and deciding if full coverage is necessary. Spend time shopping around at least every other year by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a condensed summary of the car insurance concepts touched on above.

• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,340 more annually to insure their Savana
• Drivers can save approximately $130 per year just by shopping early and online
• Increasing deductibles could save up to $350 each year
• Insureds who want more liability coverage will pay an extra $510 each year to increase from a minimum limit to higher 250/500 limits