GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs on average $220, collision costs $358, and liability coverage is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing $2,586 or more. Teen drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than larger metro areas.

The price range example below illustrates how where you live affects car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save around $132 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,196
• Choosing more expensive low deductibles will cost an additional $252 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,586 or more
• An auto insurance policy that insures a teenage driver with full coverage may cost $4,658

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 130% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $390 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having a good credit score, being claim-free, and insuring your home and auto with the same company. Shop around at every policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The points below are a brief recap of the data touched on in the above illustrations.

• Consumers who require increased liability limits will pay about $510 every year to raise from 30/60 bodily injury limits to the 250/500 level
• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $375 each year
• Drivers under the age of 20 pay higher prices, possibly costing $388 per month if comprehensive and collision insurance is included