GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206, collision insurance costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save about $122 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,154
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,492
• Policy cost for full coverage for a 16-year-old driver with full coverage can be $4,524 each year

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay as much as $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $360 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes having a decent driving record, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to compare rates every year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a recap of the coverage data covered above.

• You may be able to save up to $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $377 each month if they have full coverage
• Drivers considered higher risk that have major violations or accidents pay on average $1,340 more every year than a driver with a clean driving record