GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs around $206 a year, collision costs $330, and liability insurance is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing around $2,492. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance rates.

These examples demonstrate why it is important to compare rates quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save about $1,032 annually
• The estimated price for a 40-year-old driver using $500 deductibles is $1,154
• Selecting low $100 deductibles bumps up the cost to $1,388
• Higher-risk drivers with serious driving violations could pay at least $2,492 or more
• The cost that insures a teen driver can be $4,524

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,500 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out your exact price is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Saving money on GMC Savana insurance consists of having a good driving record, having a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Compare rates every year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief recap of the coverage data touched on above.

• You may be able to save up to $130 per year simply by quoting early and online
• Increasing deductibles can save approximately $350 each year
• Drivers age 20 and younger are charged the highest rates, with premiums as much as $377 per month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations may pay on average $1,340 more every year to buy GMC Savana insurance