GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs around $220 each year, collision insurance costs $358, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,586 or more. Teen drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Rate estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

These rate differences illustrate why all drivers should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $705
• Drivers who choose higher $1,000 deductibles will pay about $132 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,196
• Choosing low deductibles for comprehensive and collision insurance will cost an additional $252 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,586
• An auto insurance policy that insures a teen driver can be $4,658 a year

View Chart as Image

Auto insurance prices for a GMC Savana also have a wide range based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $390 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding better rates on GMC Savana insurance not only requires having a good driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around every couple of years by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The next list is a brief recap of the material that was covered in the above illustrations.

• Drivers who may need increased levels of liability coverage will pay about $510 annually to go from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger are expensive to insure, with premiums being up to $388 per month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,390 more every year to buy GMC Savana insurance
• Increasing policy deductibles can save approximately $375 each year