GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs an estimated $206, collision insurance costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $2,492 or more. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates the difference location can make on insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,154
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $234 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,492
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $4,524 each year

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $360 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance ranges as much as 42% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on car insurance takes being a low-risk driver, having good credit, being claim-free, and consideration of higher deductibles. Make time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a review of the data touched on in this article.

• Policyholders who want more liability coverage will pay about $510 annually to raise limits from a 30/60 limit to 250/500 limits
• It is possible to save approximately $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• Teen drivers are the costliest to insure, possibly costing $377 each month if they have full coverage