GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months including full coverage. Comprehensive insurance costs an estimated $220, collision insurance costs $358, and liability insurance is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs $2,586 or more. 16-year-old drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The example below illustrates the effect of geographic area on insurance prices.

The examples above highlight why everyone should compare rates quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Raising to $1,000 deductibles will save approximately $132 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,196
• Buying pricier low deductibles costs an extra $252 a year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,586
• Policy cost to insure a teen driver for full coverage can cost as much as $4,658

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $390 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $2,000 extra every year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to compare rates at least once a year by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a condensed summary of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $140 per year just by quoting online well ahead of the renewal date
• High-risk drivers with multiple at-fault accidents may have to pay on average $1,390 more annually to insure their Savana
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Teen drivers have the highest car insurance rates, with premiums being up to $388 each month if the policy includes full coverage