GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs around $206 a year, collision insurance costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,492. Teenage drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples highlight why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save about $1,032 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,154
• Using low $100 deductibles for comp and collision coverage increases the price to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,492
• The cost to insure a 16-year-old driver can be $4,524 each year

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Auto insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can save as much as $360 annually, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Saving money on insurance for a GMC Savana takes being a low-risk driver, having a good credit score, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The items below are a condensed summary of the material that was covered above.

• Insureds who may need more liability coverage will pay an extra $510 per year to raise limits from a minimum limit to a 250/500 level
• Teen drivers are expensive to insure, as much as $377 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,340 more every year to insure their Savana
• Increasing deductibles could save as much as $350 each year