GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs approximately $206 each year, collision insurance costs $330, and liability insurance is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

The examples above highlight why all drivers should get quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save $122 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,154
• Using low deductibles for comp and collision coverage bumps up the cost to $1,388
• High-risk insureds who are prone to accidents and violations could pay around $2,492
• Policy cost that insures a teen driver can cost $4,524 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $360 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance takes being a good driver, having a positive credit history, paying for small claims out-of-pocket, and attention to physical damage deductibles. Compare prices at least every other year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a review of the car insurance concepts touched on in this article.

• High-risk drivers who have several accidents or serious violations will likely pay on average $1,340 more per year than a safer driver
• You may be able to save around $130 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Drivers who purchase an increased level of liability coverage will pay an extra $510 per year to raise limits from a 30/60 limit to the 250/500 level