GMC Savana Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
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U.S. average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive insurance costs an estimated $220 a year, collision insurance costs $358, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $2,586 or more. Teens pay the highest rates at up to $4,658 a year.
Average premium for full coverage: $1,196
Price estimates broken down by individual coverage:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Savana trim levels.
Price Range from Low to High
For the average 40-year-old driver, GMC Savana insurance prices range from the cheapest price of $510 for your basic liability-only policy to a high of $2,586 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city can have significant affects on insurance rates. More rural locations have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.
The ranges above show why it is important to compare rates quotes for a targeted area and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average GMC Savana insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $705
- Raising to $1,000 deductibles will save approximately $1,064 a year
- The average price for the average middle-age driver who has $500 deductibles is $1,196
- Selecting low $100 deductibles costs an extra $252 every year
- At-risk drivers with serious driving violations could pay up to $2,586
- The price to insure a teen driver can cost as much as $4,658
Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $390 every year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates
The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $790 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,710 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,082 | -$114 | -9.5% |
Alaska | $916 | -$280 | -23.4% |
Arizona | $994 | -$202 | -16.9% |
Arkansas | $1,196 | -$0 | 0.0% |
California | $1,362 | $166 | 13.9% |
Colorado | $1,144 | -$52 | -4.3% |
Connecticut | $1,230 | $34 | 2.8% |
Delaware | $1,354 | $158 | 13.2% |
Florida | $1,496 | $300 | 25.1% |
Georgia | $1,104 | -$92 | -7.7% |
Hawaii | $860 | -$336 | -28.1% |
Idaho | $808 | -$388 | -32.4% |
Illinois | $892 | -$304 | -25.4% |
Indiana | $900 | -$296 | -24.7% |
Iowa | $806 | -$390 | -32.6% |
Kansas | $1,136 | -$60 | -5.0% |
Kentucky | $1,634 | $438 | 36.6% |
Louisiana | $1,770 | $574 | 48.0% |
Maine | $740 | -$456 | -38.1% |
Maryland | $988 | -$208 | -17.4% |
Massachusetts | $958 | -$238 | -19.9% |
Michigan | $2,078 | $882 | 73.7% |
Minnesota | $1,002 | -$194 | -16.2% |
Mississippi | $1,434 | $238 | 19.9% |
Missouri | $1,060 | -$136 | -11.4% |
Montana | $1,286 | $90 | 7.5% |
Nebraska | $944 | -$252 | -21.1% |
Nevada | $1,436 | $240 | 20.1% |
New Hampshire | $862 | -$334 | -27.9% |
New Jersey | $1,338 | $142 | 11.9% |
New Mexico | $1,060 | -$136 | -11.4% |
New York | $1,262 | $66 | 5.5% |
North Carolina | $688 | -$508 | -42.5% |
North Dakota | $980 | -$216 | -18.1% |
Ohio | $828 | -$368 | -30.8% |
Oklahoma | $1,230 | $34 | 2.8% |
Oregon | $1,096 | -$100 | -8.4% |
Pennsylvania | $1,142 | -$54 | -4.5% |
Rhode Island | $1,596 | $400 | 33.4% |
South Carolina | $1,082 | -$114 | -9.5% |
South Dakota | $1,010 | -$186 | -15.6% |
Tennessee | $1,048 | -$148 | -12.4% |
Texas | $1,442 | $246 | 20.6% |
Utah | $886 | -$310 | -25.9% |
Vermont | $820 | -$376 | -31.4% |
Virginia | $716 | -$480 | -40.1% |
Washington | $926 | -$270 | -22.6% |
West Virginia | $1,096 | -$100 | -8.4% |
Wisconsin | $828 | -$368 | -30.8% |
Wyoming | $1,068 | -$128 | -10.7% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Savana 1500 2WD | $1,124 | $94 |
GMC Savana 2500 2WD | $1,134 | $95 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 AWD | $1,186 | $99 |
GMC Savana 2500 2WD | $1,166 | $97 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 AWD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 1500 AWD | $1,280 | $107 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 GMC Savana | $294 | $512 | $390 | $1,354 |
2023 GMC Savana | $282 | $506 | $398 | $1,344 |
2022 GMC Savana | $272 | $494 | $416 | $1,340 |
2021 GMC Savana | $262 | $474 | $430 | $1,324 |
2020 GMC Savana | $248 | $458 | $442 | $1,306 |
2019 GMC Savana | $238 | $424 | $452 | $1,272 |
2018 GMC Savana | $230 | $400 | $456 | $1,244 |
2017 GMC Savana | $220 | $358 | $460 | $1,196 |
2016 GMC Savana | $206 | $330 | $460 | $1,154 |
2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best GMC Savana Insurance
Getting lower rates on car insurance consists of having a decent driving record, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Make time to compare rates every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a brief recap of the coverage data touched on in this article.
- Drivers can save approximately $140 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $375 each year
- 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $388 a month if comprehensive and collision insurance is included
- Higher risk drivers who tend to receive serious violations pay on average $1,390 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,658 |
20 | $2,754 |
30 | $1,232 |
40 | $1,196 |
50 | $1,096 |
60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,448 |
$250 | $1,332 |
$500 | $1,196 |
$1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,196 |
50/100 | $1,350 |
100/300 | $1,465 |
250/500 | $1,764 |
100 CSL | $1,396 |
300 CSL | $1,649 |
500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,602 |
20 | $4,390 |
30 | $2,626 |
40 | $2,586 |
50 | $2,472 |
60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $62 |
Multi-vehicle | $64 |
Homeowner | $20 |
5-yr Accident Free | $81 |
5-yr Claim Free | $76 |
Paid in Full/EFT | $49 |
Advance Quote | $56 |
Online Quote | $83 |
Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
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