GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs around $220, collision costs $358, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,586 or more. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Choosing higher $1,000 deductibles can save about $132 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,196
• Selecting more expensive low deductibles for comp and collision coverage will cost an extra $252 a year
• High-risk insureds with serious driving violations could pay at least $2,586 or more
• Policy cost for full coverage for a teen driver with full coverage can be $4,658 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to compare rates from as many companies as possible. Each auto insurer calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance takes having a decent driving record, maintaining good credit, being claim-free, and insuring your home and auto with the same company. Invest the time to shop around every couple of years by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a brief summary of the material that was illustrated above.

• Drivers who may need additional liability coverage will pay approximately $510 annually to raise limits from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers pay higher rates, possibly costing $388 each month for full coverage
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,390 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $375 each year