GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive insurance costs around $206, collision costs $330, and liability insurance is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population tend to have more infrequent collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why everyone should compare rates quotes for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Raising to $1,000 deductibles will save about $122 annually
• The average price for a 40-year-old driver using $500 deductibles is $1,154
• Using pricier low deductibles costs an extra $234 a year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,492 or more
• The cost to insure a teen driver for full coverage can be $4,524

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $360 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 extra per year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out your exact price is to regularly compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Savana Insurance

Saving money on GMC Savana insurance consists of being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a condensed summary of the ideas that were covered above.

• Teen drivers are the costliest to insure, with premiums as much as $377 per month if the policy includes full coverage
• High-risk drivers with multiple at-fault accidents pay on average $1,340 more every year to insure their Savana
• Increasing deductibles could save as much as $350 each year
• You may be able to save up to $130 per year simply by quoting online well ahead of the renewal date