GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive insurance costs on average $220 each year, collision costs $358, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing $2,586 or more. Teenage drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Rates are based on $500 deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities.

The graphic below illustrates the difference location can make on car insurance rates.

These examples show why all drivers should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay around $132 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,196
• Using low deductibles for comprehensive and collision insurance costs an extra $252 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,586 or more
• The cost to insure a teen driver may cost $4,658 a year

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Auto insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Savana.

Using high physical damage deductibles could save up to $390 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,710 on average in Michigan, Louisiana, and New York.

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With so much variability in rates, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Savana Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also having a good credit score, eliminating unneeded coverage, and taking advantage of discounts. Make time to compare rates at every other renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a quick review of the concepts that were touched on in this article.

• Higher risk drivers with a DUI or reckless driving violation pay an average of $1,390 more each year for Savana insurance
• Teens are charged the highest rates, costing as high as $388 per month if comprehensive and collision insurance is included
• Drivers can save as much as $140 per year simply by quoting online in advance
• Increasing deductibles could save as much as $375 each year
• Drivers can save as much as $140 per year simply by quoting online in advance