GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive insurance costs an estimated $220 a year, collision insurance costs $358, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, and a high-risk policy costs $2,586 or more. Teen drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.

These rate differences show why it is important to compare prices for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Using higher $1,000 deductibles will save approximately $1,064 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,196
• Choosing low $100 deductibles for physical damage coverage will cost an extra $252 every year
• Drivers with multiple violations and an at-fault accident could pay up to $2,586
• An auto insurance policy for full coverage for a teen driver can cost as much as $4,658 or more

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the trim level of your Savana, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $390 every year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having above-average credit, not filing small claims, and possibly higher deductibles. Make time to compare rates once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a review of the data that was touched on in this article.

• Drivers can save approximately $140 per year just by quoting early and online
• Policyholders who want increased liability limits will pay about $510 each year to increase from 30/60 bodily injury limits to 250/500 limits
• Drivers under the age of 20 have the highest car insurance prices, as much as $388 per month if full coverage is included
• Higher risk drivers who have several accidents or serious violations pay an average of $1,390 more annually to insure a GMC Savana