GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs an estimated $206, collision insurance costs $330, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,492. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities. The price range example below illustrates how location impacts insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Using higher $1,000 deductibles will save approximately $122 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,154
• Buying more expensive low deductibles for physical damage coverage bumps up the cost to $1,388
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,492
• Policy cost that insures a teenage driver with full coverage can cost as much as $4,524 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can be around 42% to 135% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,500 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $360 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and claims, having a positive credit history, being claim-free, and possibly higher deductibles. Comparison shop once a year by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The points below are a brief review of the data that was touched on above.

• It is possible to save approximately $130 per year just by shopping early and online
• Consumers who want increased liability limits will pay around $510 annually to increase from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 have the highest car insurance rates, possibly costing $377 each month if full coverage is purchased
• Drivers with DUI or reckless driving convictions may have to pay on average $1,340 more annually to insure a GMC Savana