GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs an estimated $206 each year, collision costs $330, and liability coverage is estimated at $460. A policy with only liability insurance costs approximately $510 a year, with a high-risk policy costing around $2,492. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates broken down by type of coverage:

Rates are based on $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates how rural and urban location affects insurance prices.

These rate differences illustrate why all drivers should get quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,154
• Buying low deductibles for comp and collision coverage will increase the cost to $1,388
• Drivers with multiple tickets or accidents could pay up to $2,492 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 135% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding better rates on auto insurance takes having a good driving record, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to shop around once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a quick review of the data that was raised in the charts and tables above.

• It is possible to save approximately $130 per year simply by quoting online in advance
• Consumers who want increased levels of liability coverage will pay around $510 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
• Drivers age 20 and younger have the highest car insurance prices, with premiums being up to $377 per month if full coverage is included
• Drivers with a DUI or reckless driving violation pay on average $1,340 more annually to buy GMC Savana insurance