GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive insurance costs approximately $220 a year, collision insurance costs $358, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,586 or more. Teen drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $705
• Drivers who choose higher $1,000 deductibles will pay $1,064 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,196
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $252 a year
• High risk drivers with multiple violations and an at-fault accident could pay around $2,586
• Policy cost with full coverage for a teen driver can cost $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $390 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance not only requires avoiding accidents and claims, but also having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a review of the primary concepts that were covered in the above illustrations.

• You may be able to save around $140 per year just by quoting early and online
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,390 more per year to insure a GMC Savana
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $388 each month if they have full coverage