GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive insurance costs approximately $220, collision insurance costs $358, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs $2,586 or more. 16-year-old drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than congested cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare prices using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save $132 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,196
• Buying more expensive low deductibles for physical damage coverage will cost an additional $252 every year
• Drivers with multiple tickets or accidents could pay around $2,586
• The price that insures a teen driver with full coverage can cost $4,658 or more

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Insurance prices for a GMC Savana are also quite variable based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can be as much as 43% to 130% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,710 on average in New York, Louisiana, and Michigan.

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Opting for high physical damage deductibles could cut prices by as much as $390 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Comparison shop at every policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The list below is a quick rundown of the data covered above.

• Policyholders who purchase higher liability limits will pay around $510 each year to increase from a low limit to the 250/500 level
• Drivers can save around $140 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $375 each year
• Teenagers are expensive to insure, with premiums as much as $388 a month if full coverage is included