GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs on average $220, collision insurance costs $358, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $2,586 or more. Teens pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why everyone should compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay around $132 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,196
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $252 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,586
• The price for full coverage for a teen driver for full coverage may cost $4,658 a year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $390 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 additional each year, depending on your age. GMC Savana insurance for high-risk drivers can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on car insurance not only requires having a good driving record, but also having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates every other policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The next list is a brief review of the ideas that were touched on in this article.

• Drivers age 20 and younger pay higher prices, costing up to $388 a month including comprehensive and collision insurance
• Higher risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,390 more each year to buy GMC Savana insurance
• Increasing physical damage deductibles can save around $375 each year
• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date