GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs an estimated $206, collision costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,492 or more. Teens receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates the difference location can make on insurance prices.

These examples illustrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,154
• Selecting pricier low deductibles for comp and collision coverage costs an additional $234 every year
• Unlucky drivers with serious driving violations could pay up to $2,492 or more
• The cost with full coverage for a teen driver for full coverage can cost as much as $4,524 each year

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your risk profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,400 to $1,900 in extra premium per year, depending on your age. GMC Savana insurance for high-risk drivers ranges as much as 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out which company is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Saving money on car insurance takes being a good driver, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a brief review of the ideas that were touched on in this article.

• Drivers age 16 to 20 are the costliest to insure, costing up to $377 per month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,340 more annually than a safer driver
• Increasing deductibles could save up to $350 each year
• It is possible to save approximately $130 per year simply by quoting online well ahead of the renewal date