GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $2,492. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Rates are based on $500 deductible amounts, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference location can make on insurance prices.

These examples highlight why everyone should get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage will increase the cost to $1,388
• High-risk insureds who are prone to accidents and violations could pay up to $2,492 or more
• The cost for full coverage for a teen driver for full coverage can cost as much as $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model of your Savana, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $360 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,400 to $1,900 additional per year, depending on your age. GMC Savana insurance for high-risk drivers ranges anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Saving money on GMC Savana insurance takes having a good driving record, having a good credit history, not filing small claims, and maximizing policy discounts. Make time to compare rates every year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The next list is a quick review of the coverage data touched on in this article.

• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $350 each year
• Drivers age 20 and younger are expensive to insure, as much as $377 per month including comprehensive and collision insurance
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,340 more annually to buy GMC Savana insurance