GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage. Comprehensive costs an estimated $206 a year, collision costs $330, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,492. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Prices include $500 deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. More rural locations have more infrequent accident claims than larger metro areas.

The diagram below illustrates the difference location can make on insurance prices.

The ranges above show why it is important to get quotes for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save approximately $1,032 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,388
• Drivers with multiple violations and an at-fault accident could pay up to $2,492 or more
• The price to insure a teenage driver can cost as much as $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Choosing high deductibles can save as much as $360 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges around 42% to 135% more than average. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know which car insurance is cheapest is to get quotes and see how they stack up. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Savana Insurance

Getting lower rates on auto insurance takes not taking risks behind the wheel, maintaining a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Make time to compare rates at every other renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a quick rundown of the concepts that were touched on in this article.

• Drivers with reckless driving or DUI convictions pay on average $1,340 more annually for Savana insurance
• Teens have the highest car insurance prices, with premiums as much as $377 a month if the policy includes full coverage
• Drivers can save approximately $130 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $350 each year
• Drivers can save approximately $130 per year simply by quoting early and online