GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs around $206, collision insurance costs $330, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,492 or more. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,154
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $234 annually
• Drivers who are prone to accidents and violations could pay at least $2,492
• Policy cost that insures a 16-year-old driver with full coverage can be $4,524 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires avoiding accidents and violations, but also having a positive credit history, being claim-free, and consideration of higher deductibles. Compare prices at least every other year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a brief review of the car insurance concepts covered above.

• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,340 more every year for car insurance
• It is possible to save up to $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Insureds who may need higher liability limits will pay an extra $510 annually to go from a 30/60 limit to the 250/500 level