GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs around $206 a year, collision insurance costs $330, and liability coverage is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs around $2,492. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Prices include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above highlight why it is important to compare rates quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save about $1,032 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,154
• Buying low $100 deductibles will increase the cost to $1,388
• Unlucky drivers with multiple tickets or accidents could pay at least $2,492
• Policy cost for full coverage for a teenage driver can be $4,524

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $360 a year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding cheaper rates on auto insurance consists of being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Make time to compare rates once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a quick rundown of the data that was touched on in this article.

• You may be able to save up to $130 per year just by quoting early and online
• Consumers who may need more liability protection will pay around $510 per year to raise from a 30/60 limit to 250/500 limits
• Youthful drivers are the costliest to insure, with premiums being up to $377 each month if full coverage is included
• Drivers with reckless driving or DUI convictions pay on average $1,340 more every year than a low-risk driver