GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually with full coverage. Comprehensive costs approximately $206 each year, collision costs $330, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing around $2,492. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save $122 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Using low deductibles for physical damage coverage will cost $1,388
• High-risk insureds who are prone to accidents and violations could pay around $2,492 or more
• Policy cost with full coverage for a 16-year-old driver can cost $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $360 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana requires being a safe and courteous driver, having a good credit history, not filing small claims, and maximizing policy discounts. Invest time comparing rates at every other renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a summary of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,340 more per year for auto insurance
• Teenage drivers are expensive to insure, as much as $377 each month including comprehensive and collision insurance
• You may be able to save around $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• You may be able to save around $130 per year simply by quoting online in advance