GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive costs on average $206 a year, collision insurance costs $330, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs around $2,492. Teen drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why it is important to compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay around $1,032 annually
• The average price for the average middle-age driver with $500 deductibles is $1,154
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,492
• The price to insure a teen driver may cost $4,524 a year

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Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Savana.

Choosing high deductibles could save up to $360 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 135% more than average. View High Risk Driver Rates

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Savana Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around every year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a quick rundown of the coverage data raised in the charts and tables above.

• You may be able to save as much as $130 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $350 each year
• Teenage drivers pay higher prices, costing up to $377 a month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,340 more each year for auto insurance