GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive costs on average $206, collision insurance costs $330, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $2,492. Teens cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have more infrequent collision claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save around $122 annually
• The average price for a good driver age 40 with $500 deductibles is $1,154
• Selecting more expensive low deductibles increases the price to $1,388
• Drivers with serious driving violations could pay upwards of $2,492
• Policy cost to insure a 16-year-old driver with full coverage may cost $4,524

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Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Savana.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of having a good driving record, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates every year by getting quotes from direct companies, and also from local exclusive and independent agents.

The next list is a brief recap of the coverage data covered above.

• You may be able to save as much as $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Drivers age 20 and younger are charged the highest rates, as much as $377 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,340 more each year to buy GMC Savana insurance