GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs approximately $220, collision insurance costs $358, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,586 or more. Teenage drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why everyone should compare rates using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay $132 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,196
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $252 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,586
• Policy cost for full coverage for a teen driver for full coverage can cost $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $390 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,400 to $2,000 additional every year, depending on your age. GMC Savana insurance for high-risk drivers can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having a good credit history, being claim-free, and consideration of higher deductibles. Set aside time to shop around every couple of years by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a review of the material that was raised in the charts and tables above.

• Policyholders who purchase higher liability limits will pay an extra $510 annually to go from a 30/60 limit to 250/500 limits
• Teenagers are the costliest to insure, possibly costing $388 each month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations may pay on average $1,390 more per year for car insurance
• Increasing comprehensive and collision deductibles can save around $375 each year