GMC Savana Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs approximately $220, collision insurance costs $358, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,586 or more. Teenage drivers cost the most to insure at up to $4,658 a year.
Average premium for full coverage: $1,196
Policy rates by type of insurance:
Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for all Savana models.
Price Range Variability
Using a 40-year-old driver as an example, GMC Savana insurance rates range from as low as $510 for minimum levels of liability insurance to the much higher price of $2,586 for high-risk insurance.
Urban vs. Rural Price Range
Your location can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.
The examples above illustrate why everyone should compare rates using their specific location and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.
- The best discount rate is $705
- Drivers who choose higher $1,000 deductibles will pay $132 each year
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,196
- Using pricier low deductibles for comprehensive and collision insurance will cost an extra $252 every year
- Higher-risk drivers who are prone to accidents and violations could pay around $2,586
- Policy cost for full coverage for a teen driver for full coverage can cost $4,658 a year
Insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age
Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,082 | -$114 | -9.5% |
Alaska | $916 | -$280 | -23.4% |
Arizona | $994 | -$202 | -16.9% |
Arkansas | $1,196 | -$0 | 0.0% |
California | $1,362 | $166 | 13.9% |
Colorado | $1,144 | -$52 | -4.3% |
Connecticut | $1,230 | $34 | 2.8% |
Delaware | $1,354 | $158 | 13.2% |
Florida | $1,496 | $300 | 25.1% |
Georgia | $1,104 | -$92 | -7.7% |
Hawaii | $860 | -$336 | -28.1% |
Idaho | $808 | -$388 | -32.4% |
Illinois | $892 | -$304 | -25.4% |
Indiana | $900 | -$296 | -24.7% |
Iowa | $806 | -$390 | -32.6% |
Kansas | $1,136 | -$60 | -5.0% |
Kentucky | $1,634 | $438 | 36.6% |
Louisiana | $1,770 | $574 | 48.0% |
Maine | $740 | -$456 | -38.1% |
Maryland | $988 | -$208 | -17.4% |
Massachusetts | $958 | -$238 | -19.9% |
Michigan | $2,078 | $882 | 73.7% |
Minnesota | $1,002 | -$194 | -16.2% |
Mississippi | $1,434 | $238 | 19.9% |
Missouri | $1,060 | -$136 | -11.4% |
Montana | $1,286 | $90 | 7.5% |
Nebraska | $944 | -$252 | -21.1% |
Nevada | $1,436 | $240 | 20.1% |
New Hampshire | $862 | -$334 | -27.9% |
New Jersey | $1,338 | $142 | 11.9% |
New Mexico | $1,060 | -$136 | -11.4% |
New York | $1,262 | $66 | 5.5% |
North Carolina | $688 | -$508 | -42.5% |
North Dakota | $980 | -$216 | -18.1% |
Ohio | $828 | -$368 | -30.8% |
Oklahoma | $1,230 | $34 | 2.8% |
Oregon | $1,096 | -$100 | -8.4% |
Pennsylvania | $1,142 | -$54 | -4.5% |
Rhode Island | $1,596 | $400 | 33.4% |
South Carolina | $1,082 | -$114 | -9.5% |
South Dakota | $1,010 | -$186 | -15.6% |
Tennessee | $1,048 | -$148 | -12.4% |
Texas | $1,442 | $246 | 20.6% |
Utah | $886 | -$310 | -25.9% |
Vermont | $820 | -$376 | -31.4% |
Virginia | $716 | -$480 | -40.1% |
Washington | $926 | -$270 | -22.6% |
West Virginia | $1,096 | -$100 | -8.4% |
Wisconsin | $828 | -$368 | -30.8% |
Wyoming | $1,068 | -$128 | -10.7% |
Using high physical damage deductibles could save up to $390 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,400 to $2,000 additional every year, depending on your age. GMC Savana insurance for high-risk drivers can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Savana 1500 2WD | $1,124 | $94 |
GMC Savana 2500 2WD | $1,134 | $95 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 2WD | $1,186 | $99 |
GMC Savana 1500 AWD | $1,186 | $99 |
GMC Savana 2500 2WD | $1,166 | $97 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 3500 2WD | $1,144 | $95 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 2WD | $1,218 | $102 |
GMC Savana 1500 AWD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 2500 2WD | $1,218 | $102 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 3500 2WD | $1,176 | $98 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 1500 AWD | $1,248 | $104 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 3500 2WD | $1,228 | $102 |
GMC Savana 1500 AWD | $1,280 | $107 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 2500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 GMC Savana | $294 | $512 | $390 | $1,354 |
2023 GMC Savana | $282 | $506 | $398 | $1,344 |
2022 GMC Savana | $272 | $494 | $416 | $1,340 |
2021 GMC Savana | $262 | $474 | $430 | $1,324 |
2020 GMC Savana | $248 | $458 | $442 | $1,306 |
2019 GMC Savana | $238 | $424 | $452 | $1,272 |
2018 GMC Savana | $230 | $400 | $456 | $1,244 |
2017 GMC Savana | $220 | $358 | $460 | $1,196 |
2016 GMC Savana | $206 | $330 | $460 | $1,154 |
2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost GMC Savana Insurance
Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having a good credit history, being claim-free, and consideration of higher deductibles. Set aside time to shop around every couple of years by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The list below is a review of the material that was raised in the charts and tables above.
- Policyholders who purchase higher liability limits will pay an extra $510 annually to go from a 30/60 limit to 250/500 limits
- Teenagers are the costliest to insure, possibly costing $388 each month including comprehensive and collision insurance
- Higher risk drivers who have several accidents or serious violations may pay on average $1,390 more per year for car insurance
- Increasing comprehensive and collision deductibles can save around $375 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,658 |
20 | $2,754 |
30 | $1,232 |
40 | $1,196 |
50 | $1,096 |
60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,448 |
$250 | $1,332 |
$500 | $1,196 |
$1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,196 |
50/100 | $1,350 |
100/300 | $1,465 |
250/500 | $1,764 |
100 CSL | $1,396 |
300 CSL | $1,649 |
500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,602 |
20 | $4,390 |
30 | $2,626 |
40 | $2,586 |
50 | $2,472 |
60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $62 |
Multi-vehicle | $64 |
Homeowner | $20 |
5-yr Accident Free | $81 |
5-yr Claim Free | $76 |
Paid in Full/EFT | $49 |
Advance Quote | $56 |
Online Quote | $83 |
Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area