GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive costs approximately $206 a year, collision insurance costs $330, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, and a high-risk policy costs around $2,492. Teenage drivers pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why it is important to compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save $1,032 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,154
• Using low $100 deductibles for physical damage coverage will cost $1,388
• Drivers who are prone to accidents and violations could pay around $2,492
• An auto insurance policy with full coverage for a teen driver can cost $4,524 or more

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Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $360 every year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Finding better rates on car insurance requires having a decent driving record, having a good credit score, not filing small claims, and attention to physical damage deductibles. Set aside time to compare rates every other policy renewal by requesting quotes from direct carriers, and also from several local insurance agents.

The following items are a review of the ideas that were covered above.

• 16 to 18-year-old drivers pay the highest auto insurance prices, as much as $377 per month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations pay on average $1,340 more per year than a driver with a clean driving record
• Increasing policy deductibles could save up to $350 each year
• Drivers can save around $130 per year just by quoting early and online