GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs an estimated $206 each year, collision costs $330, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,492. Teen drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Estimates include $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas.

The graphic below illustrates how location helps determine insurance prices.

The examples above highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save approximately $122 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,154
• Choosing low deductibles increases the price to $1,388
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,492 or more
• Policy cost to insure a teen driver can cost as much as $4,524

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing high deductibles can reduce rates by up to $360 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different rate calculation, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Finding cheaper rates on car insurance consists of having a good driving record, maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Invest time comparing rates once a year by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a review of the data that was covered in the charts and tables above.

• You may be able to save approximately $130 per year simply by quoting online in advance
• Policyholders who want increased levels of liability coverage will pay about $510 per year to raise from a 30/60 limit to a 250/500 level
• Drivers age 20 and younger have the highest car insurance rates, with premiums being up to $377 each month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,340 more annually to buy GMC Savana insurance