GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive insurance costs around $206 each year, collision insurance costs $330, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,492 or more. Teens cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,154
• Selecting low deductibles for comprehensive and collision insurance costs an additional $234 every year
• Higher-risk drivers with serious driving violations could pay at least $2,492
• Policy cost with full coverage for a teen driver can be $4,524 a year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $360 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the information covered in the above illustrations.

• You may be able to save up to $130 per year just by quoting online in advance
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $377 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,340 more every year to insure a GMC Savana
• Policyholders who may need increased liability limits will pay approximately $510 per year to go from a 30/60 limit to higher 250/500 limits