GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive costs approximately $206 each year, collision costs $330, and liability insurance is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,492. Teenage drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices include $500 deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save $122 annually
• The average price for the average middle-age driver who chooses $500 deductibles is $1,154
• Using low deductibles increases the price to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay around $2,492 or more
• The price to insure a teen driver can cost $4,524

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the model of your Savana.

Using high physical damage deductibles can reduce prices by up to $360 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Savana Insurance

Getting lower rates on GMC Savana insurance consists of not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest the time to shop around every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a quick rundown of the information illustrated above.

• You may be able to save around $130 per year simply by quoting online in advance
• Teens pay the highest auto insurance prices, costing up to $377 a month if the policy includes full coverage
• Increasing physical damage deductibles could save as much as $350 each year
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,340 more per year for Savana insurance
• Drivers who purchase higher liability limits will pay an extra $510 every year to raise from a low limit to a 250/500 level