GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive insurance costs on average $206 a year, collision costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why it is important to compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save around $1,032 annually
• The average price for a good driver age 40 with $500 deductibles is $1,154
• Using low $100 deductibles for physical damage coverage costs an extra $234 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• Policy cost to insure a teen driver may cost $4,524 or more

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Savana.

Using high physical damage deductibles could cut rates by as much as $360 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Finding cheaper rates on car insurance requires being a good driver, having a good credit score, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by quoting rates from direct companies, and also from local exclusive and independent agents.

The following list is a brief review of the ideas that were covered above.

• Drivers age 16 to 20 are charged the highest rates, as much as $377 each month if comprehensive and collision insurance is included
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,340 more each year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• You may be able to save as much as $130 per year simply by quoting early and online