GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive costs an estimated $206, collision insurance costs $330, and liability insurance is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,492. Teens pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates broken down by type of coverage:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion. The example below illustrates the difference location can make on insurance prices.

These rate differences illustrate why everyone should get quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,154
• Selecting pricier low deductibles for comp and collision coverage increases the price to $1,388
• High-risk insureds with serious driving violations could pay up to $2,492
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $4,524 each year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,400 to $1,900 extra annually, depending on your age. GMC Savana insurance for high-risk drivers ranges anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Savana Insurance

Finding better rates on GMC Savana insurance takes avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Make time to compare rates once a year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a quick rundown of the data that was touched on in this article.

• It is possible to save approximately $130 per year just by quoting online well ahead of the renewal date
• Drivers who want higher liability limits will pay approximately $510 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
• Teenagers are charged the highest prices, with premiums being up to $377 per month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,340 more annually for car insurance