GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs approximately $206, collision insurance costs $330, and liability insurance is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $2,492 or more. Teens receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save $122 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Selecting more expensive low deductibles will cost an additional $234 a year
• Higher-risk drivers with serious driving violations could pay around $2,492
• The cost that insures a teen driver with full coverage can cost $4,524

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Car insurance rates for a GMC Savana can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,650 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Saving money on GMC Savana insurance consists of being a good driver, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare rates every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The following list is a brief summary of the information covered in the charts and tables above.

• You may be able to save around $130 per year just by shopping early and online
• Drivers age 16 to 20 pay the highest auto insurance rates, as much as $377 per month if full coverage is purchased
• Increasing deductibles can save approximately $350 each year
• High-risk drivers that tend to have accidents or serious violations will likely pay on average $1,340 more per year than a safer driver
• Drivers who purchase an increased level of liability coverage will pay approximately $510 per year to raise from a minimum limit to the 250/500 level