GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs approximately $206 each year, collision costs $330, and liability is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,492. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than congested cities.

The graphic below illustrates the difference location can make on auto insurance prices.

The examples above highlight why all drivers should compare rates quotes using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save $122 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Buying low deductibles will increase the cost to $1,388
• At-risk drivers with multiple tickets or accidents could pay around $2,492 or more
• Policy cost for full coverage for a teen driver can cost $4,524

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $360 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, having good credit, paying for small claims out-of-pocket, and not having any coverage lapses. Make time to compare rates at least every other year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a recap of the car insurance concepts touched on in this article.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,340 more per year than a low-risk driver
• You may be able to save around $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $350 each year
• Policyholders who purchase more liability protection will pay around $510 per year to raise from a 30/60 limit to 250/500 limits