GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs around $206, collision costs $330, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,492 or more. Teen drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples show why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,154
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $234 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• The cost that insures a teen driver with full coverage can be $4,524 a year

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $360 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know your exact price is to compare rates from as many companies as possible. Every company uses a different rate calculation, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Saving money on GMC Savana insurance not only requires having a decent driving record, but also having a positive credit history, eliminating unneeded coverage, and qualifying for all possible discounts. Shop around every couple of years by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief summary of the material that was covered above.

• Drivers who may need additional liability coverage will pay about $510 each year to go from a minimum limit to the 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, costing as high as $377 per month if full coverage is purchased
• High-risk drivers that tend to have accidents or serious violations pay on average $1,340 more every year than a driver with a clean driving record
• Increasing deductibles can save approximately $350 each year