GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive costs around $206 each year, collision costs $330, and liability costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing around $2,492. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities.

The graphic below illustrates how location helps determine auto insurance rates.

These rate differences demonstrate why all drivers should compare rates for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $122 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,154
• Buying low deductibles for comprehensive and collision insurance increases the price to $1,388
• Drivers with multiple tickets or accidents could pay at least $2,492 or more
• An auto insurance policy to insure a 16-year-old driver can be $4,524 a year

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles could save up to $360 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or at least $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out your exact price is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Finding better rates on insurance for a GMC Savana not only requires being a good driver, but also having above-average credit, being claim-free, and taking advantage of discounts. Invest time comparing rates every other policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The following list is a review of the ideas that were covered in the charts and tables above.

• Drivers age 16 to 20 are charged the highest prices, possibly costing $377 per month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,340 more every year than a safer driver
• Increasing policy deductibles could save as much as $350 each year
• You may be able to save up to $130 per year simply by quoting online in advance