GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs on average $206 each year, collision costs $330, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

The examples above highlight why all drivers should get quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save around $122 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,154
• Using low deductibles for comp and collision coverage will cost an additional $234 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• Policy cost that insures a teen driver may cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $360 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Compare prices at least every other year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The following items are a quick rundown of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,340 more each year than a driver with a clean driving record
• You may be able to save as much as $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Policyholders who require additional liability coverage will pay an extra $510 per year to raise limits from a 30/60 limit to the 250/500 level