GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive insurance costs an estimated $206 a year, collision insurance costs $330, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,492 or more. Teenage drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

These examples illustrate why it is important to compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save approximately $1,032 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,154
• Using low $100 deductibles for physical damage coverage will cost an additional $234 a year
• Drivers who are prone to accidents and violations could pay up to $2,492
• The cost that insures a teen driver can cost as much as $4,524 or more

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $360 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Saving money on GMC Savana insurance requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a quick review of the coverage data touched on above.

• It is possible to save approximately $130 per year just by quoting early and online
• Increasing deductibles can save approximately $350 each year
• Teen drivers are the costliest to insure, costing up to $377 per month if the policy includes full coverage
• High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,340 more annually to insure their Savana