GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs on average $206, collision insurance costs $330, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,492. 16-year-old drivers pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Using higher $1,000 deductibles will save around $122 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,154
• Buying more expensive low deductibles for physical damage coverage bumps up the cost to $1,388
• Drivers with multiple tickets or accidents could pay upwards of $2,492
• An auto insurance policy that insures a teen driver with full coverage may cost $4,524 or more

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Auto insurance prices for a GMC Savana also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,400 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 42% to 135% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,500 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

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Opting for high physical damage deductibles could cut prices by as much as $360 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding better rates on car insurance requires being a low-risk driver, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Comparison shop once a year by getting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a brief review of the data that was covered above.

• Drivers can save as much as $130 per year just by shopping early and online
• Policyholders who require more liability coverage will pay around $510 each year to increase from 30/60 bodily injury limits to the 250/500 level
• Teen drivers are charged the highest prices, as much as $377 per month if the policy includes full coverage
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,340 more each year to insure their Savana