GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive costs approximately $206 each year, collision costs $330, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,492. Teens pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why all drivers should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save $122 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,154
• Selecting low deductibles for comp and collision coverage will cost $1,388
• Unlucky drivers with serious driving violations could pay around $2,492 or more
• An auto insurance policy with full coverage for a teen driver can cost $4,524 each year

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Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,650 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see which company has the best price. Each auto insurer calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Savana Insurance

Finding better rates on car insurance takes being a safe and courteous driver, having a good credit history, not filing small claims, and maximizing policy discounts. Take the time to compare rates every time your policy renews by getting quotes from direct carriers, and also from several local insurance agents.

Below is a brief summary of the information covered in the above illustrations.

• Drivers can save around $130 per year simply by quoting online in advance
• Teenage drivers are expensive to insure, as much as $377 per month including comprehensive and collision insurance
• Increasing policy deductibles could save up to $350 each year
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,340 more per year for auto insurance
• Policyholders who purchase higher levels of liability will pay approximately $510 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits