GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive costs on average $220, collision insurance costs $358, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $2,586. Teen drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have more infrequent accident claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save around $132 a year
• The average price for the average middle-age driver with $500 deductibles is $1,196
• Choosing more expensive low deductibles increases the price to $1,448
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,586
• The price to insure a teen driver with full coverage may cost $4,658

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Car insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Savana.

Choosing high deductibles can reduce prices by up to $390 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,710 on average in Michigan, Louisiana, and New York.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Savana Insurance

Getting lower rates on car insurance consists of being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at every other renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a quick review of the concepts that were covered above.

• Higher risk drivers with a DUI or reckless driving violation pay an average of $1,390 more each year than a safer driver
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $388 a month if the policy includes full coverage
• Drivers can save as much as $140 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $375 each year
• Drivers can save as much as $140 per year just by shopping early and online