GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs approximately $206 each year, collision costs $330, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,492 or more. 16-year-old drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Price estimates include $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities.

The graphic below illustrates the difference location can make on auto insurance prices.

These examples show why all drivers should compare prices using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Using higher $1,000 deductibles will save $122 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Buying low deductibles for physical damage coverage will cost an additional $234 annually
• High-risk insureds with multiple tickets or accidents could pay around $2,492 or more
• The cost that insures a 16-year-old driver can cost $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can be from 42% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $360 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Each insurance company utilizes a different rate formula, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Saving money on insurance for a GMC Savana requires not taking risks behind the wheel, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Comparison shop every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a condensed summary of the information touched on in this article.

• Drivers can save around $130 per year simply by quoting online in advance
• Teens are expensive to insure, costing as high as $377 per month if full coverage is included
• Increasing deductibles can save approximately $350 each year
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,340 more per year for Savana insurance
• Insureds who purchase higher liability limits will pay around $510 each year to increase from a minimum limit to the 250/500 level