GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually with full coverage. Comprehensive insurance costs approximately $206, collision insurance costs $330, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs $2,492 or more. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Estimates include $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas. The example below illustrates how your location can change auto insurance prices.

The examples above demonstrate why everyone should get quotes using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save $122 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Choosing pricier low deductibles for comp and collision coverage costs an additional $234 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,492
• Policy cost with full coverage for a 16-year-old driver for full coverage can cost $4,524 each year

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Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,400 to $1,900 in extra premium every year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $360 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,560 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes having a good driving record, having above-average credit, not filing small claims, and possibly higher deductibles. Invest the time to shop around every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a review of the material that was illustrated above.

• Insureds who purchase increased levels of liability coverage will pay about $510 every year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger have the highest car insurance rates, as much as $377 each month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,340 more per year to buy GMC Savana insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year