GMC Savana Insurance Rates

Average insurance prices for a GMC Savana are $1,196 every 12 months including full coverage. Comprehensive costs an estimated $220 each year, collision costs $358, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,586. Teen drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Savana models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

These examples highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save approximately $132 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,196
• Choosing low deductibles increases the price to $1,448
• Drivers with multiple violations and an at-fault accident could pay up to $2,586 or more
• The cost to insure a 16-year-old driver can cost as much as $4,658

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles can reduce rates by up to $390 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,400 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than average. View High Risk Driver Rates

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to do a rate comparison from multiple companies. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Saving money on insurance for a GMC Savana consists of being safe and accident-free, having a good credit score, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates at least every other year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

Below you'll find a brief review of the car insurance concepts covered above.

• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,390 more annually than a low-risk driver
• You may be able to save approximately $140 per year simply by quoting online in advance
• Increasing deductibles could save as much as $375 each year
• Insureds who want more liability protection will pay about $510 per year to raise from a minimum limit to a 250/500 level