GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive insurance costs on average $220, collision insurance costs $358, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs $2,586 or more. Teenage drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how rural and urban location affects car insurance rates.

The examples above show why anyone shopping for car insurance should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save around $132 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,196
• Using more expensive low deductibles for physical damage coverage will cost an additional $252 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,586
• Policy cost that insures a teen driver with full coverage may cost $4,658 or more

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $4,600 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $390 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at every policy renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.

Below is a quick rundown of the data raised in the charts and tables above.

• Policyholders who require higher levels of liability will pay an extra $510 each year to increase from a 30/60 limit to the 250/500 level
• Drivers can save as much as $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teenage drivers are charged the highest rates, costing up to $388 each month if the policy includes full coverage