GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs approximately $220, collision costs $358, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,586. Teenage drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance prices.

These examples highlight why everyone should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save $132 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,196
• Using pricier low deductibles for physical damage coverage will cost $1,448
• Drivers who are prone to accidents and violations could pay around $2,586 or more
• The cost with full coverage for a teen driver for full coverage can cost $4,658 or more

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Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,400 to $2,000 extra per year, depending on your age. GMC Savana insurance for high-risk drivers can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $390 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Savana Insurance

Saving money on car insurance requires being safe and accident-free, having a good credit history, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

Below you'll find a brief review of the data that was covered in the above illustrations.

• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Policyholders who purchase more liability protection will pay an extra $510 per year to increase from a minimum limit to higher 250/500 limits
• Youthful drivers are expensive to insure, as much as $388 per month including comprehensive and collision insurance
• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,390 more per year than a low-risk driver