GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive insurance costs around $206 a year, collision costs $330, and liability insurance is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,492 or more. Teen drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Prices include $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance rates.

These rate differences highlight why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save about $1,032 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,154
• Choosing low $100 deductibles costs an additional $234 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• An auto insurance policy with full coverage for a teen driver can be $4,524

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Auto insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,400 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $360 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,650 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding better rates on GMC Savana insurance consists of being a safe and courteous driver, having above-average credit, refrain from filing small claims, and maximizing policy discounts. Invest the time to shop around every couple of years by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

Below is a quick rundown of the material that was illustrated above.

• Drivers who may need higher levels of liability will pay about $510 per year to raise from 30/60 bodily injury limits to higher 250/500 limits
• Teenage drivers are expensive to insure, with the cost nearing $377 per month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,340 more every year for auto insurance
• Increasing policy deductibles could save up to $350 each year