GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive costs approximately $206, collision costs $330, and liability insurance is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing around $2,492. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save $122 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Using more expensive low deductibles will increase the cost to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay around $2,492 or more
• Policy cost for full coverage for a teen driver with full coverage can cost $4,524

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $360 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and not having any coverage lapses. Take the time to compare rates at every policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a quick review of the data covered in the above illustrations.

• Drivers who purchase increased liability limits will pay an extra $510 every year to raise from a 30/60 limit to 250/500 limits
• You may be able to save around $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• Drivers under the age of 20 have the highest car insurance rates, as much as $377 each month if they have full coverage