GMC Savana Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
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Average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive insurance costs on average $206, collision insurance costs $330, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,492 or more. 16-year-old drivers receive the highest rates at up to $4,524 a year.
Average premium for full coverage: $1,154
Rate estimates by individual coverage type:
Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all Savana models.
Price Range by Coverage and Risk
For the normal driver, prices range range from as cheap as $510 for minimum levels of liability insurance to the much higher price of $2,492 for a policy for a high-risk driver.
Price Range by Location
Where you live can make a big difference on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than congested cities. The example below illustrates how geographic area affects car insurance rates.
These examples highlight why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average GMC Savana insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $682
- Using higher $1,000 deductibles will save around $122 every year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,154
- Buying pricier low deductibles for physical damage coverage costs an additional $234 annually
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,492
- The cost with full coverage for a 16-year-old driver for full coverage may cost $4,524 or more
Car insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving characteristics, and policy deductibles and limits.
A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $4,500 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,400 to $1,900 extra per year, depending on your age. GMC Savana insurance for high-risk drivers can be from 42% to 135% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut rates by as much as $360 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,044 | -$110 | -9.5% |
| Alaska | $884 | -$270 | -23.4% |
| Arizona | $958 | -$196 | -17.0% |
| Arkansas | $1,154 | -$0 | 0.0% |
| California | $1,314 | $160 | 13.9% |
| Colorado | $1,102 | -$52 | -4.5% |
| Connecticut | $1,184 | $30 | 2.6% |
| Delaware | $1,304 | $150 | 13.0% |
| Florida | $1,442 | $288 | 25.0% |
| Georgia | $1,064 | -$90 | -7.8% |
| Hawaii | $828 | -$326 | -28.2% |
| Idaho | $782 | -$372 | -32.2% |
| Illinois | $858 | -$296 | -25.6% |
| Indiana | $866 | -$288 | -25.0% |
| Iowa | $776 | -$378 | -32.8% |
| Kansas | $1,096 | -$58 | -5.0% |
| Kentucky | $1,574 | $420 | 36.4% |
| Louisiana | $1,706 | $552 | 47.8% |
| Maine | $712 | -$442 | -38.3% |
| Maryland | $952 | -$202 | -17.5% |
| Massachusetts | $924 | -$230 | -19.9% |
| Michigan | $2,002 | $848 | 73.5% |
| Minnesota | $966 | -$188 | -16.3% |
| Mississippi | $1,380 | $226 | 19.6% |
| Missouri | $1,022 | -$132 | -11.4% |
| Montana | $1,238 | $84 | 7.3% |
| Nebraska | $910 | -$244 | -21.1% |
| Nevada | $1,384 | $230 | 19.9% |
| New Hampshire | $832 | -$322 | -27.9% |
| New Jersey | $1,290 | $136 | 11.8% |
| New Mexico | $1,022 | -$132 | -11.4% |
| New York | $1,216 | $62 | 5.4% |
| North Carolina | $664 | -$490 | -42.5% |
| North Dakota | $944 | -$210 | -18.2% |
| Ohio | $798 | -$356 | -30.8% |
| Oklahoma | $1,184 | $30 | 2.6% |
| Oregon | $1,056 | -$98 | -8.5% |
| Pennsylvania | $1,100 | -$54 | -4.7% |
| Rhode Island | $1,540 | $386 | 33.4% |
| South Carolina | $1,044 | -$110 | -9.5% |
| South Dakota | $974 | -$180 | -15.6% |
| Tennessee | $1,010 | -$144 | -12.5% |
| Texas | $1,392 | $238 | 20.6% |
| Utah | $854 | -$300 | -26.0% |
| Vermont | $790 | -$364 | -31.5% |
| Virginia | $692 | -$462 | -40.0% |
| Washington | $892 | -$262 | -22.7% |
| West Virginia | $1,056 | -$98 | -8.5% |
| Wisconsin | $798 | -$356 | -30.8% |
| Wyoming | $1,028 | -$126 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,088 | $91 |
| GMC Savana 2500 2WD | $1,098 | $92 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,144 | $95 |
| GMC Savana 1500 AWD | $1,144 | $95 |
| GMC Savana 2500 2WD | $1,124 | $94 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 3500 2WD | $1,106 | $92 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 2WD | $1,174 | $98 |
| GMC Savana 1500 AWD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 2500 2WD | $1,174 | $98 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 3500 2WD | $1,134 | $95 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 1500 AWD | $1,200 | $100 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 3500 2WD | $1,182 | $99 |
| GMC Savana 1500 AWD | $1,230 | $103 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 2500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
| GMC Savana 3500 2WD | $1,210 | $101 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2023 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2022 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2021 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2020 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2019 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2018 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2017 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2016 GMC Savana | $198 | $310 | $464 | $1,130 |
| 2008 GMC Savana | $144 | $168 | $452 | $922 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable GMC Savana Insurance
Saving money on insurance for a GMC Savana requires being a low-risk driver, having a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to compare rates every year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The items below are a brief review of the coverage data presented in the illustrations above.
- You may be able to save as much as $130 per year just by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $350 each year
- Teen drivers are expensive to insure, as much as $377 per month if comprehensive and collision insurance is included
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,340 more each year to insure their Savana
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,654 |
| 30 | $1,184 |
| 40 | $1,154 |
| 50 | $1,056 |
| 60 | $1,034 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,388 |
| $250 | $1,278 |
| $500 | $1,154 |
| $1,000 | $1,032 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,154 |
| 50/100 | $1,302 |
| 100/300 | $1,417 |
| 250/500 | $1,716 |
| 100 CSL | $1,348 |
| 300 CSL | $1,601 |
| 500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,230 |
| 30 | $2,528 |
| 40 | $2,492 |
| 50 | $2,384 |
| 60 | $2,362 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $46 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $472 |
Discounts are estimated and may not be available from every company or in every state.
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