GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs around $220, collision costs $358, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,586. 16-year-old drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates for individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than congested cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

The ranges above illustrate why anyone shopping for car insurance should get quotes for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $705
• Choosing higher $1,000 deductibles can save about $132 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,196
• Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $1,448
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,586 or more
• The price that insures a 16-year-old driver with full coverage can be $4,658 each year

View Chart as Image

Car insurance prices for a GMC Savana are also quite variable based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance ranges from 43% to 130% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,620 on average in Michigan, New York, and Florida.

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Opting for high physical damage deductibles can save as much as $390 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to compare prices from multiple companies. Each auto insurer utilizes a different rate formula, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes avoiding accidents and violations, having a positive credit history, not filing small claims, and qualifying for all possible discounts. Comparison shop at least once a year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a summary of the primary concepts that were covered in the above illustrations.

• It is possible to save up to $140 per year simply by shopping early and online
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,390 more every year for car insurance
• Increasing physical damage deductibles can save approximately $375 each year
• Teenagers are the costliest to insure, as much as $388 a month if full coverage is purchased