GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,196 every 12 months with full coverage. Comprehensive insurance costs around $220 each year, collision insurance costs $358, and liability is $460. A policy with only liability insurance costs around $510 a year, and a high-risk policy costs $2,586 or more. Teen drivers pay the most at up to $4,658 a year.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save about $132 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,196
• Choosing low deductibles costs an extra $252 annually
• Drivers with multiple violations and an at-fault accident could pay at least $2,586
• An auto insurance policy to insure a 16-year-old driver can be $4,658

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Car insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $390 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,620 on average in Florida, Michigan, and New York.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Finding better rates on insurance for a GMC Savana consists of having a decent driving record, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Take the time to comparison shop at least once a year by obtaining price quotes from direct companies, and also from several local insurance agents.

The following items are a brief review of the primary concepts that were touched on in the above illustrations.

• You may be able to save up to $140 per year just by quoting online in advance
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,390 more every year than a driver with a clean driving record
• Increasing policy deductibles could save as much as $375 each year
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $388 per month if the policy includes full coverage