GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive insurance costs an estimated $220 each year, collision costs $358, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing $2,586 or more. 16-year-old drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates the difference location can make on insurance prices.

The examples above illustrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Raising to $1,000 deductibles will save approximately $132 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,196
• Buying low deductibles will cost an extra $252 annually
• Drivers with multiple tickets or accidents could pay up to $2,586 or more
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,658

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $390 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of avoiding accidents and claims, maintaining good credit, being claim-free, and taking advantage of discounts. Make time to compare rates at least once a year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a review of the primary concepts that were touched on in this article.

• It is possible to save approximately $140 per year simply by quoting online in advance
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,390 more annually to insure a GMC Savana
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers under the age of 20 are charged the highest rates, possibly costing $388 each month for full coverage