GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs around $206, collision costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,492 or more. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than congested cities.

The price range example below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save about $122 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,154
• Buying more expensive low deductibles for comp and collision coverage will cost an extra $234 every year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,492 or more
• The price for full coverage for a teen driver with full coverage can be $4,524 each year

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Insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or at least $1,560 on average in Florida, Michigan, and New York.

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Opting for high physical damage deductibles can save as much as $360 every year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,400 to $1,900 additional each year, depending on your age. High-risk driver insurance ranges as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Spend time shopping around at every other renewal by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below is a brief recap of the concepts that were touched on above.

• Higher risk drivers who tend to receive serious violations pay an average of $1,340 more every year for auto insurance
• Teenage drivers are charged the highest prices, costing up to $377 a month including comprehensive and collision insurance
• You may be able to save up to $130 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $350 each year
• You may be able to save up to $130 per year simply by shopping early and online