GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs on average $206, collision costs $330, and liability is estimated at $460. A policy with only liability insurance costs approximately $510 a year, with a high-risk policy costing $2,492 or more. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.

The example below illustrates how location impacts car insurance rates.

These rate differences highlight why everyone should get quotes based on a specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Choosing higher $1,000 deductibles can save around $122 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,154
• Buying pricier low deductibles for comp and collision coverage will cost an extra $234 annually
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,492 or more
• An auto insurance policy for full coverage for a 16-year-old driver for full coverage may cost $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the model of your Savana, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $360 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 extra annually, depending on your age. GMC Savana insurance for high-risk drivers ranges from 42% to 135% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding better rates on insurance for a GMC Savana takes being a good driver, having above-average credit, refrain from filing small claims, and maximizing policy discounts. Spend time shopping around at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a summary of the concepts that were touched on above.

• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,340 more each year than a safer driver
• Drivers age 16 to 20 are expensive to insure, with the cost nearing $377 per month if full coverage is included
• You may be able to save as much as $130 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $350 each year
• You may be able to save as much as $130 per year simply by quoting online well ahead of the renewal date