GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs approximately $206, collision insurance costs $330, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

The examples above highlight why everyone should get quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save $122 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage will increase the cost to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay around $2,492
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost $4,524 each year

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Insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $360 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana takes being safe and accident-free, maintaining good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a condensed summary of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,340 more per year than a low-risk driver
• You may be able to save around $130 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $350 each year
• Insureds who purchase more liability protection will pay an extra $510 per year to raise limits from a 30/60 limit to 250/500 limits