GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs around $206 a year, collision costs $330, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,492. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Using higher $1,000 deductibles will save about $1,032 every year
• The average price for a good driver age 40 using $500 deductibles is $1,154
• Buying low $100 deductibles for physical damage coverage increases the price to $1,388
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,492 or more
• Policy cost to insure a teenage driver can be $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could cut rates by as much as $360 a year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy can be around 42% to 135% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Finding cheaper rates on auto insurance requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates at every other renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The next list is a brief recap of the concepts that were covered above.

• Drivers who tend to receive serious violations could be forced to pay on average $1,340 more every year to buy GMC Savana insurance
• Drivers age 20 and younger are charged the highest rates, with premiums being up to $377 each month if full coverage is included
• You may be able to save up to $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• You may be able to save up to $130 per year simply by quoting early and online