GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs an estimated $220 a year, collision insurance costs $358, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,586. Teen drivers pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

The ranges above highlight why it is important to get quotes for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save approximately $1,064 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,196
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,448
• Drivers with multiple violations and an at-fault accident could pay up to $2,586
• The price that insures a teenage driver can cost as much as $4,658 each year

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Insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,710 on average in Louisiana, New York, and Michigan.

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Choosing high deductibles can save as much as $390 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Getting lower rates on auto insurance takes avoiding accidents and claims, having a good credit score, being claim-free, and possibly raising deductibles. Shop around once a year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief summary of the data that was touched on above.

• You may be able to save approximately $140 per year just by quoting early and online
• Consumers who want increased liability limits will pay about $510 per year to raise limits from a low limit to the 250/500 level
• Drivers under the age of 20 are expensive to insure, possibly costing $388 a month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations could be charged and average of $1,390 more annually to insure a GMC Savana