GMC Savana Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive costs approximately $220 each year, collision insurance costs $358, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,586. Teen drivers pay the highest rates at up to $4,658 a year.
Average premium for full coverage: $1,196
Price estimates by individual coverage:
Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Savana models.
Price Range from Low to High
For the normal driver, GMC Savana insurance prices range from the cheapest price of $510 for the bare minimum liability coverage to a high rate of $2,586 for a driver who requires high-risk insurance.
Geographic Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance prices.
The ranges above show why all drivers should compare rates quotes using their specific location and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average GMC Savana insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $705
- Raising to $1,000 deductibles will save $132 a year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,196
- Choosing low deductibles increases the price to $1,448
- At-risk drivers with multiple violations and an at-fault accident could pay around $2,586
- The price to insure a teen driver can cost $4,658
Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Savana.
Choosing high deductibles can reduce prices by up to $390 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates
The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,082 | -$114 | -9.5% |
| Alaska | $916 | -$280 | -23.4% |
| Arizona | $994 | -$202 | -16.9% |
| Arkansas | $1,196 | -$0 | 0.0% |
| California | $1,362 | $166 | 13.9% |
| Colorado | $1,144 | -$52 | -4.3% |
| Connecticut | $1,230 | $34 | 2.8% |
| Delaware | $1,354 | $158 | 13.2% |
| Florida | $1,496 | $300 | 25.1% |
| Georgia | $1,104 | -$92 | -7.7% |
| Hawaii | $860 | -$336 | -28.1% |
| Idaho | $808 | -$388 | -32.4% |
| Illinois | $892 | -$304 | -25.4% |
| Indiana | $900 | -$296 | -24.7% |
| Iowa | $806 | -$390 | -32.6% |
| Kansas | $1,136 | -$60 | -5.0% |
| Kentucky | $1,634 | $438 | 36.6% |
| Louisiana | $1,770 | $574 | 48.0% |
| Maine | $740 | -$456 | -38.1% |
| Maryland | $988 | -$208 | -17.4% |
| Massachusetts | $958 | -$238 | -19.9% |
| Michigan | $2,078 | $882 | 73.7% |
| Minnesota | $1,002 | -$194 | -16.2% |
| Mississippi | $1,434 | $238 | 19.9% |
| Missouri | $1,060 | -$136 | -11.4% |
| Montana | $1,286 | $90 | 7.5% |
| Nebraska | $944 | -$252 | -21.1% |
| Nevada | $1,436 | $240 | 20.1% |
| New Hampshire | $862 | -$334 | -27.9% |
| New Jersey | $1,338 | $142 | 11.9% |
| New Mexico | $1,060 | -$136 | -11.4% |
| New York | $1,262 | $66 | 5.5% |
| North Carolina | $688 | -$508 | -42.5% |
| North Dakota | $980 | -$216 | -18.1% |
| Ohio | $828 | -$368 | -30.8% |
| Oklahoma | $1,230 | $34 | 2.8% |
| Oregon | $1,096 | -$100 | -8.4% |
| Pennsylvania | $1,142 | -$54 | -4.5% |
| Rhode Island | $1,596 | $400 | 33.4% |
| South Carolina | $1,082 | -$114 | -9.5% |
| South Dakota | $1,010 | -$186 | -15.6% |
| Tennessee | $1,048 | -$148 | -12.4% |
| Texas | $1,442 | $246 | 20.6% |
| Utah | $886 | -$310 | -25.9% |
| Vermont | $820 | -$376 | -31.4% |
| Virginia | $716 | -$480 | -40.1% |
| Washington | $926 | -$270 | -22.6% |
| West Virginia | $1,096 | -$100 | -8.4% |
| Wisconsin | $828 | -$368 | -30.8% |
| Wyoming | $1,068 | -$128 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,124 | $94 |
| GMC Savana 2500 2WD | $1,134 | $95 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 AWD | $1,186 | $99 |
| GMC Savana 2500 2WD | $1,166 | $97 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 AWD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 1500 AWD | $1,280 | $107 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $294 | $512 | $390 | $1,354 |
| 2023 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2022 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2021 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2020 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2019 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2018 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2017 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2016 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best GMC Savana Insurance
Getting lower rates on car insurance consists of being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at every other renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a brief recap of the concepts that were presented in the illustrations above.
- Higher risk drivers who tend to receive serious violations may pay on average $1,390 more per year than a low-risk driver
- Youthful drivers have the highest car insurance prices, with premiums as much as $388 a month if comprehensive and collision insurance is included
- Drivers can save around $140 per year just by quoting online in advance
- Increasing physical damage deductibles could save as much as $375 each year
- Drivers can save around $140 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,658 |
| 20 | $2,754 |
| 30 | $1,232 |
| 40 | $1,196 |
| 50 | $1,096 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,332 |
| $500 | $1,196 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,196 |
| 50/100 | $1,350 |
| 100/300 | $1,465 |
| 250/500 | $1,764 |
| 100 CSL | $1,396 |
| 300 CSL | $1,649 |
| 500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,602 |
| 20 | $4,390 |
| 30 | $2,626 |
| 40 | $2,586 |
| 50 | $2,472 |
| 60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $83 |
| Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
