GMC Savana Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 10, 2024
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U.S. average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs on average $220 each year, collision insurance costs $358, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs $2,586 or more. Teenage drivers pay the highest rates at up to $4,658 a year.
Average premium for full coverage: $1,196
Price estimates by individual coverage:
Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Savana models.
Price Range from Low to High
For the normal driver, GMC Savana insurance prices range from as low as $510 for just liability insurance to a high rate of $2,586 for a policy for a high-risk driver.
Geographic Price Range
Your location has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how geographic area affects car insurance rates.
The ranges above demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average GMC Savana insurance rates for different risk profiles and scenarios.
- The best discount rate is $705
- Drivers who choose higher $1,000 deductibles will pay around $132 annually
- The average rate for the average middle-age driver with $500 deductibles is $1,196
- Using low deductibles for comprehensive and collision insurance will cost an extra $252 each year
- High-risk insureds who are prone to accidents and violations could pay upwards of $2,586
- The price for full coverage for a teenage driver may cost $4,658 a year
Car insurance prices for a GMC Savana are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.
More mature drivers with no driving violations and high deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $4,600 a year. View Rates by Age
The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,082 | -$114 | -9.5% |
| Alaska | $916 | -$280 | -23.4% |
| Arizona | $994 | -$202 | -16.9% |
| Arkansas | $1,196 | -$0 | 0.0% |
| California | $1,362 | $166 | 13.9% |
| Colorado | $1,144 | -$52 | -4.3% |
| Connecticut | $1,230 | $34 | 2.8% |
| Delaware | $1,354 | $158 | 13.2% |
| Florida | $1,496 | $300 | 25.1% |
| Georgia | $1,104 | -$92 | -7.7% |
| Hawaii | $860 | -$336 | -28.1% |
| Idaho | $808 | -$388 | -32.4% |
| Illinois | $892 | -$304 | -25.4% |
| Indiana | $900 | -$296 | -24.7% |
| Iowa | $806 | -$390 | -32.6% |
| Kansas | $1,136 | -$60 | -5.0% |
| Kentucky | $1,634 | $438 | 36.6% |
| Louisiana | $1,770 | $574 | 48.0% |
| Maine | $740 | -$456 | -38.1% |
| Maryland | $988 | -$208 | -17.4% |
| Massachusetts | $958 | -$238 | -19.9% |
| Michigan | $2,078 | $882 | 73.7% |
| Minnesota | $1,002 | -$194 | -16.2% |
| Mississippi | $1,434 | $238 | 19.9% |
| Missouri | $1,060 | -$136 | -11.4% |
| Montana | $1,286 | $90 | 7.5% |
| Nebraska | $944 | -$252 | -21.1% |
| Nevada | $1,436 | $240 | 20.1% |
| New Hampshire | $862 | -$334 | -27.9% |
| New Jersey | $1,338 | $142 | 11.9% |
| New Mexico | $1,060 | -$136 | -11.4% |
| New York | $1,262 | $66 | 5.5% |
| North Carolina | $688 | -$508 | -42.5% |
| North Dakota | $980 | -$216 | -18.1% |
| Ohio | $828 | -$368 | -30.8% |
| Oklahoma | $1,230 | $34 | 2.8% |
| Oregon | $1,096 | -$100 | -8.4% |
| Pennsylvania | $1,142 | -$54 | -4.5% |
| Rhode Island | $1,596 | $400 | 33.4% |
| South Carolina | $1,082 | -$114 | -9.5% |
| South Dakota | $1,010 | -$186 | -15.6% |
| Tennessee | $1,048 | -$148 | -12.4% |
| Texas | $1,442 | $246 | 20.6% |
| Utah | $886 | -$310 | -25.9% |
| Vermont | $820 | -$376 | -31.4% |
| Virginia | $716 | -$480 | -40.1% |
| Washington | $926 | -$270 | -22.6% |
| West Virginia | $1,096 | -$100 | -8.4% |
| Wisconsin | $828 | -$368 | -30.8% |
| Wyoming | $1,068 | -$128 | -10.7% |
Using high physical damage deductibles could save up to $390 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $1,124 | $94 |
| GMC Savana 2500 2WD | $1,134 | $95 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 2WD | $1,186 | $99 |
| GMC Savana 1500 AWD | $1,186 | $99 |
| GMC Savana 2500 2WD | $1,166 | $97 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 3500 2WD | $1,144 | $95 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 2WD | $1,218 | $102 |
| GMC Savana 1500 AWD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 2500 2WD | $1,218 | $102 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 3500 2WD | $1,176 | $98 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 1500 AWD | $1,248 | $104 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 3500 2WD | $1,228 | $102 |
| GMC Savana 1500 AWD | $1,280 | $107 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 2500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
| GMC Savana 3500 2WD | $1,258 | $105 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Savana | $294 | $512 | $390 | $1,354 |
| 2023 GMC Savana | $282 | $506 | $398 | $1,344 |
| 2022 GMC Savana | $272 | $494 | $416 | $1,340 |
| 2021 GMC Savana | $262 | $474 | $430 | $1,324 |
| 2020 GMC Savana | $248 | $458 | $442 | $1,306 |
| 2019 GMC Savana | $238 | $424 | $452 | $1,272 |
| 2018 GMC Savana | $230 | $400 | $456 | $1,244 |
| 2017 GMC Savana | $220 | $358 | $460 | $1,196 |
| 2016 GMC Savana | $206 | $330 | $460 | $1,154 |
| 2008 GMC Savana | $146 | $178 | $460 | $942 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable GMC Savana Insurance
Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates every year by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.
Below is a summary of the coverage data presented in the illustrations above.
- You may be able to save as much as $140 per year just by quoting online in advance
- Increasing physical damage deductibles can save around $375 each year
- Teenage drivers are expensive to insure, costing up to $388 a month if full coverage is included
- Drivers who have multiple accidents or major violations may be required to pay an average of $1,390 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,658 |
| 20 | $2,754 |
| 30 | $1,232 |
| 40 | $1,196 |
| 50 | $1,096 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,332 |
| $500 | $1,196 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,196 |
| 50/100 | $1,350 |
| 100/300 | $1,465 |
| 250/500 | $1,764 |
| 100 CSL | $1,396 |
| 300 CSL | $1,649 |
| 500 CSL | $1,833 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,602 |
| 20 | $4,390 |
| 30 | $2,626 |
| 40 | $2,586 |
| 50 | $2,472 |
| 60 | $2,450 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $83 |
| Total Discounts | $491 |
Discounts are estimated and may not be available from every company or in every state.
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