GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs on average $206 a year, collision costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,492. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences highlight why it is important to get quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save around $1,032 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,154
• Using low $100 deductibles for comp and collision coverage increases the price to $1,388
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• An auto insurance policy to insure a 16-year-old driver may cost $4,524 each year

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Auto insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Savana.

Using high physical damage deductibles can save as much as $360 annually, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap GMC Savana Insurance

Finding better rates on insurance for a GMC Savana takes having a decent driving record, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Set aside time to compare rates at every policy renewal by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The following items are a quick review of the data covered above.

• Insureds who require additional liability coverage will pay an extra $510 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
• You may be able to save as much as $130 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $350 each year
• 16 to 18-year-old drivers are charged the highest prices, with the cost nearing $377 per month if comprehensive and collision insurance is included