GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs an estimated $206, collision costs $330, and liability costs $460. A policy with only liability insurance costs as little as $510 a year, with a high-risk policy costing $2,492 or more. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates broken down by type of coverage:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

These rate differences show why everyone should compare rates for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $122 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,154
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $234 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,492 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $4,524 a year

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,400 to $1,900 extra annually, depending on your age. GMC Savana insurance for high-risk drivers can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $360 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Finding better rates on car insurance not only requires being a low-risk driver, but also having a positive credit history, not filing small claims, and not having any coverage lapses. Compare prices at every policy renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a quick review of the data covered in the charts and tables above.

• Policyholders who want more liability coverage will pay an extra $510 each year to go from 30/60 bodily injury limits to the 250/500 level
• Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $350 each year
• Teen drivers have the highest car insurance prices, as much as $377 per month if full coverage is purchased