GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs on average $206 a year, collision costs $330, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates how location helps determine car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save around $1,032 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,154
• Using low $100 deductibles will cost an extra $234 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• Policy cost for full coverage for a 16-year-old driver may cost $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level of your Savana, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $360 annually, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of having a good driving record, having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates at least once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The next list is a brief review of the primary concepts that were covered in the charts and tables above.

• Drivers can save as much as $130 per year simply by quoting early and online
• Drivers considered higher risk with DUI or reckless driving convictions will pay on average $1,340 more each year to buy GMC Savana insurance
• Increasing comprehensive and collision deductibles can save around $350 each year
• Drivers age 20 and younger pay higher rates, costing up to $377 each month including comprehensive and collision insurance