GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive insurance costs on average $220, collision costs $358, and liability costs $460. A policy with just liability insurance costs as little as $510 a year, with coverage for high-risk drivers costing $2,586 or more. Teens receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Includes $500 deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on auto insurance rates. Rural areas tend to have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $705
• Drivers who choose higher $1,000 deductibles will pay around $132 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,196
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $252 annually
• Drivers with serious driving violations could pay upwards of $2,586 or more
• The cost with full coverage for a 16-year-old driver with full coverage may cost $4,658 a year

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Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving record, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $390 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,620 on average in Florida, Michigan, and New York.

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With so much variability in rates, the best way to find out exactly what you will pay is to compare rates from multiple companies. Every company calculates rates differently, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Savana Insurance

Saving money on insurance for a GMC Savana not only requires not taking risks behind the wheel, but also having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following is a recap of the car insurance concepts covered above.

• Drivers considered higher risk that have major violations or accidents pay an average of $1,390 more each year for Savana insurance
• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing deductibles could save up to $375 each year
• Insureds who require higher liability limits will pay approximately $510 every year to go from a minimum limit to higher 250/500 limits