Honda Clarity Insurance Rates

Average insurance rates for a Honda Clarity are $1,270 a year including full coverage. Comprehensive costs approximately $230 each year, collision insurance costs $422, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,756. Teenage drivers receive the highest rates at up to $4,918 a year.

Average premium for full coverage: $1,270

Rate estimates by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Clarity models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

These examples highlight why all drivers should compare rates using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Honda Clarity insurance rates for additional coverage and risk scenarios.

• The best discount rate is $739
• Drivers who choose higher $1,000 deductibles will pay $150 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,270
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,556
• Higher-risk drivers who are prone to accidents and violations could pay around $2,756
• The cost that insures a teen driver can cost $4,918 a year

View Chart as Image

Insurance rates for a Honda Clarity can also vary considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,900 a year. View Rates by Age

Where you live makes a big difference in Honda Clarity insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,810 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $440 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Honda Clarity Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and possibly raising deductibles. Compare prices once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The list below is a quick review of the data that was touched on in this article.

• You may be able to save around $150 per year just by quoting online in advance
• Policyholders who purchase higher liability limits will pay an extra $510 per year to go from a minimum limit to the 250/500 level
• Teenagers are expensive to insure, as much as $410 per month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation will likely pay on average $1,490 more per year for car insurance