Honda Clarity Insurance Rates

U.S. average insurance rates for a Honda Clarity are $1,270 a year for full coverage insurance. Comprehensive costs on average $230 a year, collision insurance costs $422, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,756. Teen drivers pay the highest rates at up to $4,918 a year.

Average premium for full coverage: $1,270

Price estimates by individual coverage:

Prices are based on $500 physical damage deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Clarity trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why it is important to compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Honda Clarity insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $739
• Using higher $1,000 deductibles will save around $1,120 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,270
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,556
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,756
• The price for full coverage for a teenage driver may cost $4,918 or more

View Chart as Image

Insurance prices for a Honda Clarity are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $4,900 a year. View Rates by Age

The state you live in has a huge impact on Honda Clarity insurance rates. A driver around age 40 might see prices as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,710 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $440 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than average. View High Risk Driver Rates

How to Find Affordable Honda Clarity Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below is a brief review of the data covered above.

• Consumers who require higher levels of liability will pay about $510 annually to increase from a low limit to 250/500 limits
• It is possible to save as much as $150 per year just by quoting early and online
• Increasing physical damage deductibles can save around $425 each year
• Teenage drivers pay higher prices, as much as $410 a month including comprehensive and collision insurance