Honda Clarity Insurance Rates

The average auto insurance rates for a Honda Clarity are $1,270 annually with full coverage. Comprehensive costs an estimated $230 each year, collision insurance costs $422, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,756. 16-year-old drivers cost the most to insure at up to $4,918 a year.

Average premium for full coverage: $1,270

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Clarity models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than congested cities. The graphic below illustrates how location impacts insurance prices.

The examples above demonstrate why all drivers should get quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Honda Clarity insurance rates for other coverage scenarios.

• The best full coverage rate is $739
• Choosing higher $1,000 deductibles can save approximately $150 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,270
• Buying low deductibles for comp and collision coverage will cost $1,556
• Unlucky drivers with multiple tickets or accidents could pay up to $2,756
• Policy cost with full coverage for a teen driver can cost as much as $4,918 each year

View Chart as Image

Insurance rates for a Honda Clarity also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $440 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Honda Clarity insurance prices. A good driver about age 40 could pay as low as $920 a year in states like Utah, Ohio, and New Hampshire, or at least $1,710 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Low Cost Honda Clarity Insurance

Finding cheaper rates on car insurance takes being a good driver, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a review of the data that was touched on above.

• You may be able to save approximately $150 per year just by quoting online in advance
• Policyholders who want an increased level of liability coverage will pay around $510 every year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 are charged the highest rates, as much as $410 each month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations pay on average $1,490 more annually than a safer driver