Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,106 a year for full coverage insurance. Comprehensive costs on average $210, collision costs $296, and liability coverage costs around $442. A policy with just liability insurance costs as low as $496 a year, with coverage for high-risk drivers costing around $2,376. Teen drivers pay the highest rates at $4,316 a year or more.

Average premium for full coverage: $1,106

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different XK trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how your location can change car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare prices based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $663
• Using higher $1,000 deductibles will save around $116 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,106
• Choosing more expensive low deductibles for physical damage coverage bumps up the cost to $1,326
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,376 or more
• The price that insures a teenage driver with full coverage may cost $4,316 or more

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance can be around 42% to 131% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,300 a year. View Rates by Age

The state you live in has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see prices as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,500 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $340 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jaguar XK Insurance

Getting lower rates on auto insurance requires having a decent driving record, having above-average credit, not filing small claims, and bundling your home and auto policies. Shop around every time your policy renews by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following items are a brief summary of the information illustrated above.

• It is possible to save as much as $130 per year simply by shopping early and online
• 16 to 18-year-old drivers pay the highest prices, as much as $360 a month if full coverage is included
• Increasing physical damage deductibles can save approximately $325 each year
• Drivers that tend to have accidents or serious violations may pay on average $1,270 more each year than a driver with a clean driving record
• Consumers who require additional liability coverage will pay about $490 annually to increase from a low limit to the 250/500 level