Jaguar XK Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance prices for a Jaguar XK are $1,106 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $210, collision insurance costs $296, and liability costs around $442. Buying just liability costs as low as $496 a year, and insurance for high-risk drivers costs $2,376 or more. 16-year-old drivers receive the highest rates at up to $4,316 a year.

Average premium for full coverage: $1,106

Rate estimates by individual coverage type:

Comprehensive $210
Collision $296
Liability $442

Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all XK models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the cheapest price of $496 for your basic liability-only policy to the much higher price of $2,376 for a driver that may need high-risk insurance.

Liability Only $496
Full Coverage $1,106
High Risk $2,376

Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than congested cities. The example below illustrates how location helps determine auto insurance prices.

Rural Areas $830
Small Cities $1,161
Large Cities $1,493

These examples illustrate why everyone should compare prices using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Jaguar XK insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $663
  • Using higher $1,000 deductibles will save $116 each year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,106
  • Buying pricier low deductibles for physical damage coverage costs an extra $220 every year
  • Drivers with multiple tickets or accidents could pay around $2,376
  • The cost to insure a teen driver for full coverage can cost $4,316 or more

View Chart as Image

Jaguar XK insurance cost comparison chart
Column chart showing Jaguar XK insurance prices range from $663 to $4,316 for full coverage

Auto insurance rates for a Jaguar XK can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your XK.

Opting for high physical damage deductibles could cut rates by as much as $340 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. Jaguar XK insurance for high-risk drivers can be as much as 42% to 131% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $730 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,500 on average in Florida, New York, and Michigan.

Jaguar XK Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,002 -$104 -9.4%
Alaska $850 -$256 -23.1%
Arizona $920 -$186 -16.8%
Arkansas $1,106 -$0 0.0%
California $1,260 $154 13.9%
Colorado $1,058 -$48 -4.3%
Connecticut $1,138 $32 2.9%
Delaware $1,252 $146 13.2%
Florida $1,386 $280 25.3%
Georgia $1,020 -$86 -7.8%
Hawaii $796 -$310 -28.0%
Idaho $748 -$358 -32.4%
Illinois $826 -$280 -25.3%
Indiana $832 -$274 -24.8%
Iowa $746 -$360 -32.5%
Kansas $1,052 -$54 -4.9%
Kentucky $1,512 $406 36.7%
Louisiana $1,640 $534 48.3%
Maine $682 -$424 -38.3%
Maryland $914 -$192 -17.4%
Massachusetts $886 -$220 -19.9%
Michigan $1,924 $818 74.0%
Minnesota $926 -$180 -16.3%
Mississippi $1,326 $220 19.9%
Missouri $982 -$124 -11.2%
Montana $1,190 $84 7.6%
Nebraska $872 -$234 -21.2%
Nevada $1,326 $220 19.9%
New Hampshire $796 -$310 -28.0%
New Jersey $1,238 $132 11.9%
New Mexico $980 -$126 -11.4%
New York $1,168 $62 5.6%
North Carolina $638 -$468 -42.3%
North Dakota $906 -$200 -18.1%
Ohio $766 -$340 -30.7%
Oklahoma $1,138 $32 2.9%
Oregon $1,014 -$92 -8.3%
Pennsylvania $1,058 -$48 -4.3%
Rhode Island $1,478 $372 33.6%
South Carolina $1,002 -$104 -9.4%
South Dakota $936 -$170 -15.4%
Tennessee $970 -$136 -12.3%
Texas $1,334 $228 20.6%
Utah $820 -$286 -25.9%
Vermont $758 -$348 -31.5%
Virginia $664 -$442 -40.0%
Washington $856 -$250 -22.6%
West Virginia $1,014 -$92 -8.3%
Wisconsin $766 -$340 -30.7%
Wyoming $988 -$118 -10.7%

View Chart as Image

Jaguar XK insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Jaguar XK Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jaguar XK Portfolio 2-Dr Coupe $1,014 $85
Jaguar XK 2-Dr Coupe $1,014 $85
Jaguar XK Portfolio 2-Dr Convertible $1,102 $92
Jaguar XK 2-Dr Convertible $1,102 $92

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jaguar XK Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2004 Jaguar XK $210 $296 $442 $1,106

Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Jaguar XK Insurance

Saving money on car insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The items below are a quick review of the data that was covered in the charts and tables above.

  • It is possible to save around $130 per year just by quoting online well ahead of the renewal date
  • Policyholders who purchase more liability coverage will pay around $490 annually to increase from a minimum limit to a 250/500 level
  • Teen drivers have the highest car insurance rates, costing up to $360 per month if comprehensive and collision insurance is included
  • Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,270 more per year to insure their XK

Rates by Driver Age

Jaguar XK Insurance Rates by Driver Age
Driver Age Premium
16 $4,316
20 $2,526
30 $1,138
40 $1,106
50 $1,014
60 $994

Full coverage, $500 deductibles

Rates by Deductible

Jaguar XK Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,326
$250 $1,226
$500 $1,106
$1,000 $990

Full coverage, driver age 40

Rates by Liability Limit

Jaguar XK Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,106
50/100 $1,190
100/300 $1,301
250/500 $1,588
100 CSL $1,235
300 CSL $1,478
500 CSL $1,655

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar XK Insurance Rates for High Risk Drivers
Age Premium
16 $6,102
20 $4,020
30 $2,408
40 $2,376
50 $2,270
60 $2,248

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $148

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $58
Homeowner $18
5-yr Accident Free $71
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $76
Total Discounts $443
Rate after discounts $663

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles