Jaguar XK Insurance Rates
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UPDATED: Jun 2, 2023
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Average insurance prices for a Jaguar XK are $1,106 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $210, collision insurance costs $296, and liability costs around $442. Buying just liability costs as low as $496 a year, and insurance for high-risk drivers costs $2,376 or more. 16-year-old drivers receive the highest rates at up to $4,316 a year.
Average premium for full coverage: $1,106
Rate estimates by individual coverage type:
Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all XK models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $496 for your basic liability-only policy to the much higher price of $2,376 for a driver that may need high-risk insurance.
Price Range by Location
Where you live can have significant affects on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than congested cities. The example below illustrates how location helps determine auto insurance prices.
These examples illustrate why everyone should compare prices using their specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Jaguar XK insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $663
- Using higher $1,000 deductibles will save $116 each year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,106
- Buying pricier low deductibles for physical damage coverage costs an extra $220 every year
- Drivers with multiple tickets or accidents could pay around $2,376
- The cost to insure a teen driver for full coverage can cost $4,316 or more
Auto insurance rates for a Jaguar XK can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your XK.
Opting for high physical damage deductibles could cut rates by as much as $340 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $398 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. Jaguar XK insurance for high-risk drivers can be as much as 42% to 131% more than the average rate. View High Risk Driver Rates
Where you live has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see rates as low as $730 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,500 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,002 | -$104 | -9.4% |
Alaska | $850 | -$256 | -23.1% |
Arizona | $920 | -$186 | -16.8% |
Arkansas | $1,106 | -$0 | 0.0% |
California | $1,260 | $154 | 13.9% |
Colorado | $1,058 | -$48 | -4.3% |
Connecticut | $1,138 | $32 | 2.9% |
Delaware | $1,252 | $146 | 13.2% |
Florida | $1,386 | $280 | 25.3% |
Georgia | $1,020 | -$86 | -7.8% |
Hawaii | $796 | -$310 | -28.0% |
Idaho | $748 | -$358 | -32.4% |
Illinois | $826 | -$280 | -25.3% |
Indiana | $832 | -$274 | -24.8% |
Iowa | $746 | -$360 | -32.5% |
Kansas | $1,052 | -$54 | -4.9% |
Kentucky | $1,512 | $406 | 36.7% |
Louisiana | $1,640 | $534 | 48.3% |
Maine | $682 | -$424 | -38.3% |
Maryland | $914 | -$192 | -17.4% |
Massachusetts | $886 | -$220 | -19.9% |
Michigan | $1,924 | $818 | 74.0% |
Minnesota | $926 | -$180 | -16.3% |
Mississippi | $1,326 | $220 | 19.9% |
Missouri | $982 | -$124 | -11.2% |
Montana | $1,190 | $84 | 7.6% |
Nebraska | $872 | -$234 | -21.2% |
Nevada | $1,326 | $220 | 19.9% |
New Hampshire | $796 | -$310 | -28.0% |
New Jersey | $1,238 | $132 | 11.9% |
New Mexico | $980 | -$126 | -11.4% |
New York | $1,168 | $62 | 5.6% |
North Carolina | $638 | -$468 | -42.3% |
North Dakota | $906 | -$200 | -18.1% |
Ohio | $766 | -$340 | -30.7% |
Oklahoma | $1,138 | $32 | 2.9% |
Oregon | $1,014 | -$92 | -8.3% |
Pennsylvania | $1,058 | -$48 | -4.3% |
Rhode Island | $1,478 | $372 | 33.6% |
South Carolina | $1,002 | -$104 | -9.4% |
South Dakota | $936 | -$170 | -15.4% |
Tennessee | $970 | -$136 | -12.3% |
Texas | $1,334 | $228 | 20.6% |
Utah | $820 | -$286 | -25.9% |
Vermont | $758 | -$348 | -31.5% |
Virginia | $664 | -$442 | -40.0% |
Washington | $856 | -$250 | -22.6% |
West Virginia | $1,014 | -$92 | -8.3% |
Wisconsin | $766 | -$340 | -30.7% |
Wyoming | $988 | -$118 | -10.7% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Jaguar XK Portfolio 2-Dr Coupe | $1,014 | $85 |
Jaguar XK 2-Dr Coupe | $1,014 | $85 |
Jaguar XK Portfolio 2-Dr Convertible | $1,102 | $92 |
Jaguar XK 2-Dr Convertible | $1,102 | $92 |
Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2004 Jaguar XK | $210 | $296 | $442 | $1,106 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Jaguar XK Insurance
Saving money on car insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The items below are a quick review of the data that was covered in the charts and tables above.
- It is possible to save around $130 per year just by quoting online well ahead of the renewal date
- Policyholders who purchase more liability coverage will pay around $490 annually to increase from a minimum limit to a 250/500 level
- Teen drivers have the highest car insurance rates, costing up to $360 per month if comprehensive and collision insurance is included
- Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,270 more per year to insure their XK
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,316 |
20 | $2,526 |
30 | $1,138 |
40 | $1,106 |
50 | $1,014 |
60 | $994 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,326 |
$250 | $1,226 |
$500 | $1,106 |
$1,000 | $990 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,106 |
50/100 | $1,190 |
100/300 | $1,301 |
250/500 | $1,588 |
100 CSL | $1,235 |
300 CSL | $1,478 |
500 CSL | $1,655 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,102 |
20 | $4,020 |
30 | $2,408 |
40 | $2,376 |
50 | $2,270 |
60 | $2,248 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $57 |
Multi-vehicle | $58 |
Homeowner | $18 |
5-yr Accident Free | $71 |
5-yr Claim Free | $70 |
Paid in Full/EFT | $43 |
Advance Quote | $50 |
Online Quote | $76 |
Total Discounts | $443 |
Discounts are estimated and may not be available from every company or in every state.
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