Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,106 a year for full coverage. Comprehensive insurance costs an estimated $210, collision costs $296, and liability coverage costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing $2,376 or more. Teens cost the most to insure at $4,316 a year or more.

Average premium for full coverage: $1,106

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates the difference location can make on insurance prices.

The examples above show why everyone should compare prices for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $663
• Using higher $1,000 deductibles will save approximately $116 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,106
• Selecting pricier low deductibles for physical damage coverage will cost an extra $220 each year
• Higher-risk drivers with serious driving violations could pay up to $2,376 or more
• Policy cost for full coverage for a teenage driver for full coverage can cost as much as $4,316 or more

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on your risk profile, the trim level of your XK, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,300 a year. View Rates by Age

Your home state has a huge impact on Jaguar XK insurance rates. A driver around age 40 might see rates as low as $730 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,580 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $340 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,300 to $1,800 extra every year, depending on your age. Jaguar XK insurance for high-risk drivers can be around 42% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see how they stack up. Each insurance company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jaguar XK Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief recap of the information touched on in this article.

• Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date
• Youthful drivers are charged the highest rates, costing up to $360 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $325 each year
• Drivers who tend to receive serious violations pay an average of $1,270 more annually than a low-risk driver
• Consumers who want more liability protection will pay approximately $490 each year to increase from a 30/60 limit to 250/500 limits