Jaguar XK Insurance Rates

Estimated insurance prices for a Jaguar XK are $1,334 every 12 months including full coverage. Comprehensive insurance costs on average $270 a year, collision costs $432, and liability insurance is $474. A policy with only liability insurance costs around $522 a year, with a high-risk policy costing $2,880 or more. Teenage drivers pay the most at $5,080 a year or more.

Average premium for full coverage: $1,334

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and XK trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how geographic area affects car insurance rates.

These rate differences highlight why it is important to compare rates quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The best discount rate is $777
• Raising to $1,000 deductibles will save around $1,174 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,334
• Using low $100 deductibles costs an extra $306 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,880 or more
• An auto insurance policy to insure a teen driver may cost $5,080

View Chart as Image

Car insurance prices for a Jaguar XK also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your XK.

Using high physical damage deductibles can reduce prices by up to $470 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Jaguar XK insurance rates. A middle-age driver might find prices as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,900 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Jaguar XK Insurance

Finding better rates on Jaguar XK insurance consists of avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Invest the time to compare rates every couple of years by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The points below are a brief recap of the material that was presented in the illustrations above.

• Drivers who require increased liability limits will pay an extra $520 per year to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 are expensive to insure, with the cost nearing $423 per month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations may pay on average $1,550 more each year to insure a Jaguar XK
• Increasing policy deductibles could save as much as $475 each year