Jaguar XK Insurance Rates

The average insurance rates for a Jaguar XK are $1,278 a year with full coverage. Comprehensive costs an estimated $254, collision costs $392, and liability insurance is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,756. Teens cost the most to insure at $4,902 a year or more.

Average premium for full coverage: $1,278

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for all XK models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The example below illustrates the difference location can make on insurance prices.

The examples above demonstrate why everyone should compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Jaguar XK insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $750
• Raising to $1,000 deductibles will save approximately $146 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,278
• Selecting pricier low deductibles will increase the cost to $1,560
• Higher-risk drivers with serious driving violations could pay up to $2,756 or more
• Policy cost for full coverage for a teen driver for full coverage can cost as much as $4,902

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,900 a year. View Rates by Age

Your home state also has a big influence on Jaguar XK insurance rates. A middle-age driver might find rates as low as $920 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,730 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $430 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,500 to $2,100 extra every year, depending on your age. Jaguar XK insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every auto insurance company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Jaguar XK Insurance

Finding cheaper rates on Jaguar XK insurance consists of being a good driver, maintaining good credit, not filing small claims, and taking advantage of discounts. Make time to compare rates every time your policy renews by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a condensed summary of the information touched on in this article.

• You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 are charged the highest rates, as much as $409 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $425 each year
• High-risk drivers with multiple at-fault accidents may pay on average $1,480 more annually than a safer driver
• Drivers who want an increased level of liability coverage will pay approximately $520 every year to raise from a 30/60 limit to 250/500 limits