Jaguar XK Insurance Rates

U.S. average auto insurance rates for a Jaguar XK are $1,278 annually including full coverage. Comprehensive insurance costs an estimated $254 a year, collision insurance costs $392, and liability insurance is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,756 or more. Teenage drivers pay the highest rates at up to $4,902 a year.

Average premium for full coverage: $1,278

Price estimates broken down by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and XK trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

The ranges above highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Jaguar XK insurance rates for other coverage scenarios.

• The best discount rate is $750
• Raising to $1,000 deductibles will save approximately $1,132 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,278
• Using low $100 deductibles costs an additional $282 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,756
• The price with full coverage for a teen driver can cost as much as $4,902

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $430 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Jaguar XK insurance rates. A middle-age driver might find prices as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Jaguar XK Insurance

Getting lower rates on Jaguar XK insurance consists of avoiding accidents and violations, having good credit, being claim-free, and possibly raising deductibles. Spend time shopping around at every other renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a brief review of the concepts that were touched on above.

• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,480 more annually for car insurance
• Teenagers are expensive to insure, possibly costing $409 a month if they have full coverage
• You may be able to save approximately $150 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $425 each year
• You may be able to save approximately $150 per year just by quoting early and online