Jaguar XK Insurance Rates

The average auto insurance rates for a Jaguar XK are $1,278 annually for full coverage insurance. Comprehensive costs approximately $254 each year, collision insurance costs $392, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,756. Teen drivers cost the most to insure at up to $4,902 a year.

Average premium for full coverage: $1,278

Policy rates by type of insurance:

Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and XK models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance prices.

The examples above illustrate why all drivers should compare rates using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Jaguar XK insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $750
• Drivers who choose higher $1,000 deductibles will pay $146 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,278
• Choosing low deductibles for comprehensive and collision insurance will cost $1,560
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,756
• Policy cost with full coverage for a teenage driver can cost $4,902 a year

View Chart as Image

Insurance rates for a Jaguar XK also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $430 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Jaguar XK insurance rates. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Jaguar XK Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having good credit, being claim-free, and consideration of higher deductibles. Invest time comparing rates every time your policy renews by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a brief recap of the information covered in the charts and tables above.

• It is possible to save around $150 per year just by quoting online in advance
• Drivers age 20 and younger are the costliest to insure, possibly costing $409 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers who tend to receive serious violations could be forced to pay on average $1,480 more per year to buy Jaguar XK insurance
• Consumers who purchase increased levels of liability coverage will pay about $520 annually to go from a 30/60 limit to higher 250/500 limits