Jaguar XK Insurance Rates

U.S. average insurance rates for a Jaguar XK are $1,278 a year for full coverage. Comprehensive insurance costs on average $254, collision costs $392, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,756 or more. Teens pay the highest rates at $4,902 a year or more.

Average premium for full coverage: $1,278

Price estimates by individual coverage:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all XK models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on car insurance rates.

The ranges above show why everyone should get quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $750
• Choosing higher $1,000 deductibles can save around $146 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,278
• Selecting pricier low deductibles for comp and collision coverage will cost an extra $282 annually
• Higher-risk drivers with serious driving violations could pay upwards of $2,756 or more
• The price for full coverage for a 16-year-old driver for full coverage may cost $4,902 each year

View Chart as Image

Insurance prices for a Jaguar XK are also quite variable based on your driving record, the trim level of your XK, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $4,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,820 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $430 annually, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 extra each year, depending on your age. Jaguar XK insurance for high-risk drivers ranges from 43% to 131% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jaguar XK Insurance

Getting lower rates on insurance for a Jaguar XK takes being a low-risk driver, maintaining good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Take the time to compare rates at least every other year by requesting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The items below are a quick rundown of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with reckless driving or DUI convictions will pay on average $1,480 more each year to insure their XK
• Drivers can save as much as $150 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $425 each year
• Insureds who require more liability coverage will pay approximately $520 each year to raise limits from a low limit to 250/500 limits