Jaguar XK Insurance Rates

U.S. average auto insurance rates for a Jaguar XK are $1,334 annually for full coverage. Comprehensive costs on average $270, collision costs $432, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,880. Teenage drivers pay the highest rates at $5,080 a year or more.

Average premium for full coverage: $1,334

Price estimates by individual coverage:

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all XK models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The example below illustrates how location impacts car insurance rates.

The ranges above show why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Jaguar XK insurance rates for different risk profiles and scenarios.

• The best discount rate is $777
• Raising to $1,000 deductibles will save around $160 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,334
• Using pricier low deductibles will cost $1,640
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,880 or more
• The price with full coverage for a teen driver for full coverage may cost $5,080

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Insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 additional each year, depending on your age. Jaguar XK insurance for high-risk drivers is expensive and can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $470 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Jaguar XK insurance prices. A middle-age driver might find prices as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Jaguar XK Insurance

Getting lower rates on car insurance consists of not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Spend time shopping around at least once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a brief recap of the primary concepts that were touched on above.

• Drivers can save as much as $160 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers who tend to receive serious violations may be required to pay an average of $1,550 more each year for XK insurance
• Increasing physical damage deductibles could save up to $475 each year
• Teens pay higher prices, with premiums as much as $423 a month if they have full coverage