Jaguar XK Insurance Rates
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UPDATED: Jun 2, 2023
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U.S. average insurance prices for a Jaguar XK are $1,106 every 12 months for full coverage insurance. Comprehensive costs approximately $210 each year, collision insurance costs $296, and liability costs around $442. Buying just liability costs as low as $496 a year, and insurance for high-risk drivers costs around $2,376. Teenage drivers pay the highest rates at up to $4,316 a year.
Average premium for full coverage: $1,106
Price estimates by individual coverage:
Includes $500 deductible amounts, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and XK models.
Price Range from Low to High
For the normal driver, Jaguar XK insurance prices range from the cheapest price of $496 for a discount liability-only rate to a high rate of $2,376 for a high-risk insurance policy.
Geographic Price Range
Where you live can have significant affects on the price of auto insurance. Rural locations have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance prices.
The ranges above illustrate why all drivers should compare prices using their specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Jaguar XK insurance rates for additional coverage and risk scenarios.
- The best discount rate is $663
- Using higher $1,000 deductibles will save $116 each year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,106
- Using low deductibles for physical damage coverage increases the price to $1,326
- Drivers who are prone to accidents and violations could pay around $2,376
- The price to insure a teen driver can cost $4,316 or more
Insurance prices for a Jaguar XK are also quite variable based on deductibles and policy limits, your risk profile, and the model of your XK.
Using high physical damage deductibles could cut prices by as much as $340 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,300 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 131% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Jaguar XK insurance prices. A driver around age 40 might see prices as low as $730 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,500 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,002 | -$104 | -9.4% |
Alaska | $850 | -$256 | -23.1% |
Arizona | $920 | -$186 | -16.8% |
Arkansas | $1,106 | -$0 | 0.0% |
California | $1,260 | $154 | 13.9% |
Colorado | $1,058 | -$48 | -4.3% |
Connecticut | $1,138 | $32 | 2.9% |
Delaware | $1,252 | $146 | 13.2% |
Florida | $1,386 | $280 | 25.3% |
Georgia | $1,020 | -$86 | -7.8% |
Hawaii | $796 | -$310 | -28.0% |
Idaho | $748 | -$358 | -32.4% |
Illinois | $826 | -$280 | -25.3% |
Indiana | $832 | -$274 | -24.8% |
Iowa | $746 | -$360 | -32.5% |
Kansas | $1,052 | -$54 | -4.9% |
Kentucky | $1,512 | $406 | 36.7% |
Louisiana | $1,640 | $534 | 48.3% |
Maine | $682 | -$424 | -38.3% |
Maryland | $914 | -$192 | -17.4% |
Massachusetts | $886 | -$220 | -19.9% |
Michigan | $1,924 | $818 | 74.0% |
Minnesota | $926 | -$180 | -16.3% |
Mississippi | $1,326 | $220 | 19.9% |
Missouri | $982 | -$124 | -11.2% |
Montana | $1,190 | $84 | 7.6% |
Nebraska | $872 | -$234 | -21.2% |
Nevada | $1,326 | $220 | 19.9% |
New Hampshire | $796 | -$310 | -28.0% |
New Jersey | $1,238 | $132 | 11.9% |
New Mexico | $980 | -$126 | -11.4% |
New York | $1,168 | $62 | 5.6% |
North Carolina | $638 | -$468 | -42.3% |
North Dakota | $906 | -$200 | -18.1% |
Ohio | $766 | -$340 | -30.7% |
Oklahoma | $1,138 | $32 | 2.9% |
Oregon | $1,014 | -$92 | -8.3% |
Pennsylvania | $1,058 | -$48 | -4.3% |
Rhode Island | $1,478 | $372 | 33.6% |
South Carolina | $1,002 | -$104 | -9.4% |
South Dakota | $936 | -$170 | -15.4% |
Tennessee | $970 | -$136 | -12.3% |
Texas | $1,334 | $228 | 20.6% |
Utah | $820 | -$286 | -25.9% |
Vermont | $758 | -$348 | -31.5% |
Virginia | $664 | -$442 | -40.0% |
Washington | $856 | -$250 | -22.6% |
West Virginia | $1,014 | -$92 | -8.3% |
Wisconsin | $766 | -$340 | -30.7% |
Wyoming | $988 | -$118 | -10.7% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Jaguar XK Portfolio 2-Dr Coupe | $1,014 | $85 |
Jaguar XK 2-Dr Coupe | $1,014 | $85 |
Jaguar XK Portfolio 2-Dr Convertible | $1,102 | $92 |
Jaguar XK 2-Dr Convertible | $1,102 | $92 |
Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2004 Jaguar XK | $210 | $296 | $442 | $1,106 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Jaguar XK Insurance
Getting lower rates on car insurance requires having a good driving record, having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The next list is a recap of the car insurance concepts presented in the illustrations above.
- Higher risk drivers that have major violations or accidents may have to pay on average $1,270 more per year to buy Jaguar XK insurance
- It is possible to save around $130 per year just by quoting online in advance
- Increasing physical damage deductibles could save as much as $325 each year
- Policyholders who purchase increased levels of liability coverage will pay an extra $490 annually to increase from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,316 |
20 | $2,526 |
30 | $1,138 |
40 | $1,106 |
50 | $1,014 |
60 | $994 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,326 |
$250 | $1,226 |
$500 | $1,106 |
$1,000 | $990 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,106 |
50/100 | $1,190 |
100/300 | $1,301 |
250/500 | $1,588 |
100 CSL | $1,235 |
300 CSL | $1,478 |
500 CSL | $1,655 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,102 |
20 | $4,020 |
30 | $2,408 |
40 | $2,376 |
50 | $2,270 |
60 | $2,248 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $57 |
Multi-vehicle | $58 |
Homeowner | $18 |
5-yr Accident Free | $71 |
5-yr Claim Free | $70 |
Paid in Full/EFT | $43 |
Advance Quote | $50 |
Online Quote | $76 |
Total Discounts | $443 |
Discounts are estimated and may not be available from every company or in every state.
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