Jaguar XK Insurance Rates
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UPDATED: Jun 2, 2023
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U.S. average auto insurance rates for a Jaguar XK are $1,106 annually for full coverage. Comprehensive insurance costs around $210, collision insurance costs $296, and liability is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs $2,376 or more. 16-year-old drivers pay the highest rates at up to $4,316 a year.
Average premium for full coverage: $1,106
Price estimates for individual coverage:
Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for all XK models.
Price Range from Low to High
For the normal driver, Jaguar XK insurance prices range from as cheap as $496 for liability-only coverage to the much higher price of $2,376 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population have fewer accident claims than congested cities. The example below illustrates how geographic area affects auto insurance rates.
The ranges above show why everyone should get quotes for a specific zip code and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Jaguar XK insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $663
- Choosing higher $1,000 deductibles can save about $116 a year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,106
- Buying pricier low deductibles for comp and collision coverage costs an additional $220 every year
- Unlucky drivers with multiple tickets or accidents could pay at least $2,376
- The price with full coverage for a teen driver for full coverage can be $4,316 each year
Auto insurance prices for a Jaguar XK are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $4,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at least $1,300 to $1,800 in extra premium each year, depending on your age. Jaguar XK insurance for high-risk drivers ranges as much as 42% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $340 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Jaguar XK insurance prices. A good driver about age 40 could pay as low as $730 a year in states like Idaho, Maine, and Iowa, or at least $1,580 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,002 | -$104 | -9.4% |
| Alaska | $850 | -$256 | -23.1% |
| Arizona | $920 | -$186 | -16.8% |
| Arkansas | $1,106 | -$0 | 0.0% |
| California | $1,260 | $154 | 13.9% |
| Colorado | $1,058 | -$48 | -4.3% |
| Connecticut | $1,138 | $32 | 2.9% |
| Delaware | $1,252 | $146 | 13.2% |
| Florida | $1,386 | $280 | 25.3% |
| Georgia | $1,020 | -$86 | -7.8% |
| Hawaii | $796 | -$310 | -28.0% |
| Idaho | $748 | -$358 | -32.4% |
| Illinois | $826 | -$280 | -25.3% |
| Indiana | $832 | -$274 | -24.8% |
| Iowa | $746 | -$360 | -32.5% |
| Kansas | $1,052 | -$54 | -4.9% |
| Kentucky | $1,512 | $406 | 36.7% |
| Louisiana | $1,640 | $534 | 48.3% |
| Maine | $682 | -$424 | -38.3% |
| Maryland | $914 | -$192 | -17.4% |
| Massachusetts | $886 | -$220 | -19.9% |
| Michigan | $1,924 | $818 | 74.0% |
| Minnesota | $926 | -$180 | -16.3% |
| Mississippi | $1,326 | $220 | 19.9% |
| Missouri | $982 | -$124 | -11.2% |
| Montana | $1,190 | $84 | 7.6% |
| Nebraska | $872 | -$234 | -21.2% |
| Nevada | $1,326 | $220 | 19.9% |
| New Hampshire | $796 | -$310 | -28.0% |
| New Jersey | $1,238 | $132 | 11.9% |
| New Mexico | $980 | -$126 | -11.4% |
| New York | $1,168 | $62 | 5.6% |
| North Carolina | $638 | -$468 | -42.3% |
| North Dakota | $906 | -$200 | -18.1% |
| Ohio | $766 | -$340 | -30.7% |
| Oklahoma | $1,138 | $32 | 2.9% |
| Oregon | $1,014 | -$92 | -8.3% |
| Pennsylvania | $1,058 | -$48 | -4.3% |
| Rhode Island | $1,478 | $372 | 33.6% |
| South Carolina | $1,002 | -$104 | -9.4% |
| South Dakota | $936 | -$170 | -15.4% |
| Tennessee | $970 | -$136 | -12.3% |
| Texas | $1,334 | $228 | 20.6% |
| Utah | $820 | -$286 | -25.9% |
| Vermont | $758 | -$348 | -31.5% |
| Virginia | $664 | -$442 | -40.0% |
| Washington | $856 | -$250 | -22.6% |
| West Virginia | $1,014 | -$92 | -8.3% |
| Wisconsin | $766 | -$340 | -30.7% |
| Wyoming | $988 | -$118 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Jaguar XK Portfolio 2-Dr Coupe | $1,014 | $85 |
| Jaguar XK 2-Dr Coupe | $1,014 | $85 |
| Jaguar XK Portfolio 2-Dr Convertible | $1,102 | $92 |
| Jaguar XK 2-Dr Convertible | $1,102 | $92 |
Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2004 Jaguar XK | $210 | $296 | $442 | $1,106 |
Rates are averaged for all Jaguar XK models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Jaguar XK Insurance
Getting lower rates on car insurance takes having a good driving record, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates every other policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The next list is a review of the ideas that were presented in the illustrations above.
- Drivers age 20 and younger are expensive to insure, with premiums as much as $360 a month if full coverage is included
- Higher risk drivers who have several accidents or serious violations pay an average of $1,270 more every year to buy Jaguar XK insurance
- Increasing physical damage deductibles could save up to $325 each year
- Drivers can save up to $130 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,316 |
| 20 | $2,526 |
| 30 | $1,138 |
| 40 | $1,106 |
| 50 | $1,014 |
| 60 | $994 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,326 |
| $250 | $1,226 |
| $500 | $1,106 |
| $1,000 | $990 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,106 |
| 50/100 | $1,190 |
| 100/300 | $1,301 |
| 250/500 | $1,588 |
| 100 CSL | $1,235 |
| 300 CSL | $1,478 |
| 500 CSL | $1,655 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,102 |
| 20 | $4,020 |
| 30 | $2,408 |
| 40 | $2,376 |
| 50 | $2,270 |
| 60 | $2,248 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $58 |
| Homeowner | $18 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $443 |
Discounts are estimated and may not be available from every company or in every state.
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