Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average insurance prices for a Jeep Grand Wagoneer are $1,702 every 12 months including full coverage. Comprehensive costs approximately $306 a year, collision costs $922, and liability insurance costs $338. Liability-only coverage costs as little as $394 a year, with high-risk coverage costing around $3,792. Teens receive the highest rates at $6,304 a year or more.
Average premium for full coverage: $1,702
Rate estimates by individual coverage type:
Prices include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and Grand Wagoneer trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range go from the cheapest price of $394 for a discount liability-only rate to a high of $3,792 for high-risk insurance.
Price Range by Location
Your location has a significant impact on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates how geographic area affects auto insurance prices.
These examples highlight why it is important to compare rates using their specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Jeep Grand Wagoneer insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $911
- Drivers who choose higher $1,000 deductibles will pay $1,428 every year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,702
- Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $2,260
- High risk drivers with serious driving violations could pay around $3,792 or more
- The cost to insure a teen driver can cost $6,304 a year
Car insurance rates for a Jeep Grand Wagoneer can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Grand Wagoneer.
Choosing higher comprehensive and collision insurance deductibles could save up to $840 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles could pay as little as $1,600 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $6,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $2,100 to $2,800 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 137% more than the average policy. View High Risk Driver Rates
Where you live makes a big difference in Jeep Grand Wagoneer insurance rates. A 40-year-old driver could pay as low as $1,310 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,430 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,540 | -$162 | -9.5% |
| Alaska | $1,308 | -$394 | -23.1% |
| Arizona | $1,414 | -$288 | -16.9% |
| Arkansas | $1,702 | -$0 | 0.0% |
| California | $1,942 | $240 | 14.1% |
| Colorado | $1,626 | -$76 | -4.5% |
| Connecticut | $1,750 | $48 | 2.8% |
| Delaware | $1,926 | $224 | 13.2% |
| Florida | $2,130 | $428 | 25.1% |
| Georgia | $1,574 | -$128 | -7.5% |
| Hawaii | $1,224 | -$478 | -28.1% |
| Idaho | $1,156 | -$546 | -32.1% |
| Illinois | $1,268 | -$434 | -25.5% |
| Indiana | $1,286 | -$416 | -24.4% |
| Iowa | $1,150 | -$552 | -32.4% |
| Kansas | $1,618 | -$84 | -4.9% |
| Kentucky | $2,322 | $620 | 36.4% |
| Louisiana | $2,522 | $820 | 48.2% |
| Maine | $1,054 | -$648 | -38.1% |
| Maryland | $1,408 | -$294 | -17.3% |
| Massachusetts | $1,360 | -$342 | -20.1% |
| Michigan | $2,956 | $1,254 | 73.7% |
| Minnesota | $1,426 | -$276 | -16.2% |
| Mississippi | $2,042 | $340 | 20.0% |
| Missouri | $1,512 | -$190 | -11.2% |
| Montana | $1,830 | $128 | 7.5% |
| Nebraska | $1,342 | -$360 | -21.2% |
| Nevada | $2,042 | $340 | 20.0% |
| New Hampshire | $1,230 | -$472 | -27.7% |
| New Jersey | $1,904 | $202 | 11.9% |
| New Mexico | $1,508 | -$194 | -11.4% |
| New York | $1,792 | $90 | 5.3% |
| North Carolina | $982 | -$720 | -42.3% |
| North Dakota | $1,398 | -$304 | -17.9% |
| Ohio | $1,174 | -$528 | -31.0% |
| Oklahoma | $1,746 | $44 | 2.6% |
| Oregon | $1,562 | -$140 | -8.2% |
| Pennsylvania | $1,624 | -$78 | -4.6% |
| Rhode Island | $2,270 | $568 | 33.4% |
| South Carolina | $1,544 | -$158 | -9.3% |
| South Dakota | $1,436 | -$266 | -15.6% |
| Tennessee | $1,490 | -$212 | -12.5% |
| Texas | $2,054 | $352 | 20.7% |
| Utah | $1,258 | -$444 | -26.1% |
| Vermont | $1,164 | -$538 | -31.6% |
| Virginia | $1,022 | -$680 | -40.0% |
| Washington | $1,314 | -$388 | -22.8% |
| West Virginia | $1,562 | -$140 | -8.2% |
| Wisconsin | $1,176 | -$526 | -30.9% |
| Wyoming | $1,518 | -$184 | -10.8% |
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Every company calculates rates differently, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
| 2023 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
| 2022 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Jeep Grand Wagoneer Insurance
Saving money on Jeep Grand Wagoneer insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to compare rates every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.
Below you'll find a quick rundown of the material that was presented in the illustrations above.
- Drivers who purchase more liability protection will pay approximately $370 per year to go from a minimum limit to a 250/500 level
- Youthful drivers pay the highest auto insurance rates, as much as $525 per month if the policy includes full coverage
- High-risk drivers with reckless driving or DUI convictions could be charged and average of $2,090 more per year than a low-risk driver
- Increasing deductibles could save as much as $825 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,304 |
| 20 | $4,094 |
| 30 | $1,802 |
| 40 | $1,702 |
| 50 | $1,558 |
| 60 | $1,538 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,260 |
| $250 | $1,996 |
| $500 | $1,702 |
| $1,000 | $1,428 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,702 |
| 50/100 | $1,770 |
| 100/300 | $1,854 |
| 250/500 | $2,074 |
| 100 CSL | $1,803 |
| 300 CSL | $1,989 |
| 500 CSL | $2,125 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,098 |
| 20 | $6,544 |
| 30 | $3,902 |
| 40 | $3,792 |
| 50 | $3,624 |
| 60 | $3,600 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $94 |
| Multi-vehicle | $95 |
| Homeowner | $22 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $116 |
| Paid in Full/EFT | $93 |
| Advance Quote | $97 |
| Online Quote | $125 |
| Total Discounts | $791 |
Discounts are estimated and may not be available from every company or in every state.
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