Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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The average insurance prices for a Jeep Grand Wagoneer are $1,702 every 12 months with full coverage. Comprehensive costs around $306, collision insurance costs $922, and liability costs around $338. Buying just liability costs as low as $394 a year, and insurance for high-risk drivers costs around $3,792. Teenage drivers cost the most to insure at up to $6,304 a year.
Average premium for full coverage: $1,702
Policy rates for type of insurance:
Includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Grand Wagoneer trim levels.
Price Range Variability
For a driver in their 40's, Jeep Grand Wagoneer insurance rates range from the cheapest price of $394 for just liability coverage to a much higher rate of $3,792 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance rates.
The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Jeep Grand Wagoneer insurance rates for additional coverage choices and driver risks.
- The best discount rate is $911
- Using higher $1,000 deductibles will save about $274 annually
- The average price for a good driver age 40 using $500 deductibles is $1,702
- Using more expensive low deductibles for physical damage coverage increases the price to $2,260
- High-risk insureds who are prone to accidents and violations could pay at least $3,792
- Policy cost to insure a 16-year-old driver with full coverage can be $6,304 or more
Insurance rates for a Jeep Grand Wagoneer also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Using high physical damage deductibles could cut rates by as much as $840 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $304 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $6,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $2,100 to $2,800 extra every year, depending on your age. High-risk driver insurance can be from 44% to 137% more than a normal policy. View High Risk Driver Rates
Your home state has a huge impact on Jeep Grand Wagoneer insurance prices. A driver around age 40 might see rates as low as $1,230 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,300 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,540 | -$162 | -9.5% |
| Alaska | $1,308 | -$394 | -23.1% |
| Arizona | $1,414 | -$288 | -16.9% |
| Arkansas | $1,702 | -$0 | 0.0% |
| California | $1,942 | $240 | 14.1% |
| Colorado | $1,626 | -$76 | -4.5% |
| Connecticut | $1,750 | $48 | 2.8% |
| Delaware | $1,926 | $224 | 13.2% |
| Florida | $2,130 | $428 | 25.1% |
| Georgia | $1,574 | -$128 | -7.5% |
| Hawaii | $1,224 | -$478 | -28.1% |
| Idaho | $1,156 | -$546 | -32.1% |
| Illinois | $1,268 | -$434 | -25.5% |
| Indiana | $1,286 | -$416 | -24.4% |
| Iowa | $1,150 | -$552 | -32.4% |
| Kansas | $1,618 | -$84 | -4.9% |
| Kentucky | $2,322 | $620 | 36.4% |
| Louisiana | $2,522 | $820 | 48.2% |
| Maine | $1,054 | -$648 | -38.1% |
| Maryland | $1,408 | -$294 | -17.3% |
| Massachusetts | $1,360 | -$342 | -20.1% |
| Michigan | $2,956 | $1,254 | 73.7% |
| Minnesota | $1,426 | -$276 | -16.2% |
| Mississippi | $2,042 | $340 | 20.0% |
| Missouri | $1,512 | -$190 | -11.2% |
| Montana | $1,830 | $128 | 7.5% |
| Nebraska | $1,342 | -$360 | -21.2% |
| Nevada | $2,042 | $340 | 20.0% |
| New Hampshire | $1,230 | -$472 | -27.7% |
| New Jersey | $1,904 | $202 | 11.9% |
| New Mexico | $1,508 | -$194 | -11.4% |
| New York | $1,792 | $90 | 5.3% |
| North Carolina | $982 | -$720 | -42.3% |
| North Dakota | $1,398 | -$304 | -17.9% |
| Ohio | $1,174 | -$528 | -31.0% |
| Oklahoma | $1,746 | $44 | 2.6% |
| Oregon | $1,562 | -$140 | -8.2% |
| Pennsylvania | $1,624 | -$78 | -4.6% |
| Rhode Island | $2,270 | $568 | 33.4% |
| South Carolina | $1,544 | -$158 | -9.3% |
| South Dakota | $1,436 | -$266 | -15.6% |
| Tennessee | $1,490 | -$212 | -12.5% |
| Texas | $2,054 | $352 | 20.7% |
| Utah | $1,258 | -$444 | -26.1% |
| Vermont | $1,164 | -$538 | -31.6% |
| Virginia | $1,022 | -$680 | -40.0% |
| Washington | $1,314 | -$388 | -22.8% |
| West Virginia | $1,562 | -$140 | -8.2% |
| Wisconsin | $1,176 | -$526 | -30.9% |
| Wyoming | $1,518 | -$184 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $320 | $930 | $332 | $1,718 |
| 2023 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
| 2022 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Jeep Grand Wagoneer Insurance
Finding cheaper rates on insurance for a Jeep Grand Wagoneer requires being a low-risk driver, having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates at least once a year by requesting rates from direct companies, and also from several local insurance agents.
The items below are a recap of the primary concepts that were covered in the charts and tables above.
- You may be able to save up to $220 per year just by shopping early and online
- Drivers considered higher risk that have major violations or accidents pay on average $2,090 more every year to insure their Grand Wagoneer
- Increasing comprehensive and collision deductibles could save as much as $825 each year
- Teen drivers pay higher rates, as much as $525 each month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,304 |
| 20 | $4,094 |
| 30 | $1,802 |
| 40 | $1,702 |
| 50 | $1,558 |
| 60 | $1,538 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,260 |
| $250 | $1,996 |
| $500 | $1,702 |
| $1,000 | $1,428 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,702 |
| 50/100 | $1,770 |
| 100/300 | $1,854 |
| 250/500 | $2,074 |
| 100 CSL | $1,803 |
| 300 CSL | $1,989 |
| 500 CSL | $2,125 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,098 |
| 20 | $6,544 |
| 30 | $3,902 |
| 40 | $3,792 |
| 50 | $3,624 |
| 60 | $3,600 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $94 |
| Multi-vehicle | $95 |
| Homeowner | $22 |
| 5-yr Accident Free | $149 |
| 5-yr Claim Free | $116 |
| Paid in Full/EFT | $93 |
| Advance Quote | $97 |
| Online Quote | $125 |
| Total Discounts | $791 |
Discounts are estimated and may not be available from every company or in every state.
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