Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a Jeep Grand Wagoneer are $1,686 annually for full coverage insurance. Comprehensive insurance costs approximately $296 each year, collision insurance costs $900, and liability insurance is $354. Liability-only insurance costs around $406 a year, and high-risk driver insurance costs $3,756 or more. Teens cost the most to insure at up to $6,270 a year.
Average premium for full coverage: $1,686
Policy rates by type of insurance:
Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Grand Wagoneer models.
Price Range Variability
Using a middle-aged driver as an example, Jeep Grand Wagoneer insurance rates range from as cheap as $406 for basic liability insurance to a high rate of $3,756 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance prices.
The examples above illustrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Jeep Grand Wagoneer insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $902
- Raising to $1,000 deductibles will save $268 each year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,686
- Selecting low deductibles costs an additional $542 a year
- Higher-risk drivers with serious driving violations could pay around $3,756
- Policy cost with full coverage for a teen driver can cost $6,270
Auto insurance rates for a Jeep Grand Wagoneer also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $6,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $2,100 to $2,800 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 138% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $810 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $318 extra every year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Jeep Grand Wagoneer insurance rates. A middle-age driver might find rates as low as $1,100 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,270 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,524 | -$162 | -9.6% |
| Alaska | $1,294 | -$392 | -23.3% |
| Arizona | $1,400 | -$286 | -17.0% |
| Arkansas | $1,686 | -$0 | 0.0% |
| California | $1,922 | $236 | 14.0% |
| Colorado | $1,608 | -$78 | -4.6% |
| Connecticut | $1,732 | $46 | 2.7% |
| Delaware | $1,906 | $220 | 13.0% |
| Florida | $2,106 | $420 | 24.9% |
| Georgia | $1,558 | -$128 | -7.6% |
| Hawaii | $1,210 | -$476 | -28.2% |
| Idaho | $1,142 | -$544 | -32.3% |
| Illinois | $1,256 | -$430 | -25.5% |
| Indiana | $1,270 | -$416 | -24.7% |
| Iowa | $1,136 | -$550 | -32.6% |
| Kansas | $1,600 | -$86 | -5.1% |
| Kentucky | $2,298 | $612 | 36.3% |
| Louisiana | $2,496 | $810 | 48.0% |
| Maine | $1,040 | -$646 | -38.3% |
| Maryland | $1,390 | -$296 | -17.6% |
| Massachusetts | $1,344 | -$342 | -20.3% |
| Michigan | $2,926 | $1,240 | 73.5% |
| Minnesota | $1,412 | -$274 | -16.3% |
| Mississippi | $2,018 | $332 | 19.7% |
| Missouri | $1,498 | -$188 | -11.2% |
| Montana | $1,810 | $124 | 7.4% |
| Nebraska | $1,328 | -$358 | -21.2% |
| Nevada | $2,022 | $336 | 19.9% |
| New Hampshire | $1,214 | -$472 | -28.0% |
| New Jersey | $1,886 | $200 | 11.9% |
| New Mexico | $1,492 | -$194 | -11.5% |
| New York | $1,774 | $88 | 5.2% |
| North Carolina | $970 | -$716 | -42.5% |
| North Dakota | $1,380 | -$306 | -18.1% |
| Ohio | $1,162 | -$524 | -31.1% |
| Oklahoma | $1,728 | $42 | 2.5% |
| Oregon | $1,546 | -$140 | -8.3% |
| Pennsylvania | $1,606 | -$80 | -4.7% |
| Rhode Island | $2,248 | $562 | 33.3% |
| South Carolina | $1,528 | -$158 | -9.4% |
| South Dakota | $1,422 | -$264 | -15.7% |
| Tennessee | $1,476 | -$210 | -12.5% |
| Texas | $2,030 | $344 | 20.4% |
| Utah | $1,248 | -$438 | -26.0% |
| Vermont | $1,152 | -$534 | -31.7% |
| Virginia | $1,010 | -$676 | -40.1% |
| Washington | $1,300 | -$386 | -22.9% |
| West Virginia | $1,546 | -$140 | -8.3% |
| Wisconsin | $1,166 | -$520 | -30.8% |
| Wyoming | $1,500 | -$186 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
| 2023 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
| 2022 Jeep Grand Wagoneer | $286 | $862 | $364 | $1,648 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Jeep Grand Wagoneer Insurance
Finding cheaper rates on Jeep Grand Wagoneer insurance consists of being safe and accident-free, having above-average credit, being claim-free, and possibly higher deductibles. Take the time to comparison shop at every policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below you'll find a quick review of the data touched on in the above illustrations.
- Drivers who purchase more liability protection will pay approximately $390 annually to raise from a 30/60 limit to higher 250/500 limits
- It is possible to save around $220 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles could save up to $800 each year
- Youthful drivers have the highest car insurance rates, possibly costing $523 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,270 |
| 20 | $4,054 |
| 30 | $1,780 |
| 40 | $1,686 |
| 50 | $1,544 |
| 60 | $1,520 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,228 |
| $250 | $1,970 |
| $500 | $1,686 |
| $1,000 | $1,418 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,686 |
| 50/100 | $1,757 |
| 100/300 | $1,845 |
| 250/500 | $2,075 |
| 100 CSL | $1,792 |
| 300 CSL | $1,987 |
| 500 CSL | $2,129 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,048 |
| 20 | $6,480 |
| 30 | $3,862 |
| 40 | $3,756 |
| 50 | $3,590 |
| 60 | $3,566 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $93 |
| Multi-vehicle | $94 |
| Homeowner | $23 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $115 |
| Paid in Full/EFT | $92 |
| Advance Quote | $96 |
| Online Quote | $124 |
| Total Discounts | $784 |
Discounts are estimated and may not be available from every company or in every state.
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