Jeep Grand Wagoneer Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance rates for a Jeep Grand Wagoneer are $1,686 a year for full coverage. Comprehensive costs approximately $296 a year, collision insurance costs $900, and liability is estimated at $354. A policy with only liability insurance costs approximately $406 a year, and a high-risk policy costs around $3,756. Teen drivers pay the most at up to $6,270 a year.
Average premium for full coverage: $1,686
Premium estimates by type of coverage:
Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Grand Wagoneer trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Jeep Grand Wagoneer range from as low as $406 for just the minimum liability insurance to a high of $3,756 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance prices.
These rate differences show why it is important to get quotes using their specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Jeep Grand Wagoneer insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $902
- Choosing higher $1,000 deductibles can save $1,418 a year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,686
- Choosing low $100 deductibles for comp and collision coverage will increase the cost to $2,228
- Unlucky drivers with multiple violations and an at-fault accident could pay around $3,756
- An auto insurance policy for full coverage for a teen driver can cost $6,270 each year
Car insurance prices for a Jeep Grand Wagoneer also have a wide range based on your driving characteristics, the trim level of your Grand Wagoneer, and physical damage deductibles and liability limits.
Older drivers with no driving violations and high deductibles may pay as little as $1,600 annually on average, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $6,200 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Jeep Grand Wagoneer insurance prices. A good driver about age 40 could pay as low as $1,110 a year in states like Iowa, Maine, and Idaho, or as much as $2,400 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,524 | -$162 | -9.6% |
| Alaska | $1,294 | -$392 | -23.3% |
| Arizona | $1,400 | -$286 | -17.0% |
| Arkansas | $1,686 | -$0 | 0.0% |
| California | $1,922 | $236 | 14.0% |
| Colorado | $1,608 | -$78 | -4.6% |
| Connecticut | $1,732 | $46 | 2.7% |
| Delaware | $1,906 | $220 | 13.0% |
| Florida | $2,106 | $420 | 24.9% |
| Georgia | $1,558 | -$128 | -7.6% |
| Hawaii | $1,210 | -$476 | -28.2% |
| Idaho | $1,142 | -$544 | -32.3% |
| Illinois | $1,256 | -$430 | -25.5% |
| Indiana | $1,270 | -$416 | -24.7% |
| Iowa | $1,136 | -$550 | -32.6% |
| Kansas | $1,600 | -$86 | -5.1% |
| Kentucky | $2,298 | $612 | 36.3% |
| Louisiana | $2,496 | $810 | 48.0% |
| Maine | $1,040 | -$646 | -38.3% |
| Maryland | $1,390 | -$296 | -17.6% |
| Massachusetts | $1,344 | -$342 | -20.3% |
| Michigan | $2,926 | $1,240 | 73.5% |
| Minnesota | $1,412 | -$274 | -16.3% |
| Mississippi | $2,018 | $332 | 19.7% |
| Missouri | $1,498 | -$188 | -11.2% |
| Montana | $1,810 | $124 | 7.4% |
| Nebraska | $1,328 | -$358 | -21.2% |
| Nevada | $2,022 | $336 | 19.9% |
| New Hampshire | $1,214 | -$472 | -28.0% |
| New Jersey | $1,886 | $200 | 11.9% |
| New Mexico | $1,492 | -$194 | -11.5% |
| New York | $1,774 | $88 | 5.2% |
| North Carolina | $970 | -$716 | -42.5% |
| North Dakota | $1,380 | -$306 | -18.1% |
| Ohio | $1,162 | -$524 | -31.1% |
| Oklahoma | $1,728 | $42 | 2.5% |
| Oregon | $1,546 | -$140 | -8.3% |
| Pennsylvania | $1,606 | -$80 | -4.7% |
| Rhode Island | $2,248 | $562 | 33.3% |
| South Carolina | $1,528 | -$158 | -9.4% |
| South Dakota | $1,422 | -$264 | -15.7% |
| Tennessee | $1,476 | -$210 | -12.5% |
| Texas | $2,030 | $344 | 20.4% |
| Utah | $1,248 | -$438 | -26.0% |
| Vermont | $1,152 | -$534 | -31.7% |
| Virginia | $1,010 | -$676 | -40.1% |
| Washington | $1,300 | -$386 | -22.9% |
| West Virginia | $1,546 | -$140 | -8.3% |
| Wisconsin | $1,166 | -$520 | -30.8% |
| Wyoming | $1,500 | -$186 | -11.0% |
Choosing high deductibles can save as much as $810 every year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $318 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying anywhere from $2,100 to $2,800 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 45% to 138% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Jeep Grand Wagoneer | $306 | $922 | $338 | $1,702 |
| 2023 Jeep Grand Wagoneer | $296 | $900 | $354 | $1,686 |
| 2022 Jeep Grand Wagoneer | $286 | $862 | $364 | $1,648 |
Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Jeep Grand Wagoneer Insurance
Finding better rates on car insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and attention to physical damage deductibles. Set aside time to shop around at every other renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The list below is a review of the concepts that were raised in the charts and tables above.
- Higher risk drivers who have several accidents or serious violations may pay on average $2,070 more per year for car insurance
- Teenagers pay the highest auto insurance prices, as much as $523 per month if full coverage is included
- Drivers can save around $220 per year just by quoting early and online
- Increasing policy deductibles can save around $800 each year
- Drivers can save around $220 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,270 |
| 20 | $4,054 |
| 30 | $1,780 |
| 40 | $1,686 |
| 50 | $1,544 |
| 60 | $1,520 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,228 |
| $250 | $1,970 |
| $500 | $1,686 |
| $1,000 | $1,418 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,686 |
| 50/100 | $1,757 |
| 100/300 | $1,845 |
| 250/500 | $2,075 |
| 100 CSL | $1,792 |
| 300 CSL | $1,987 |
| 500 CSL | $2,129 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,048 |
| 20 | $6,480 |
| 30 | $3,862 |
| 40 | $3,756 |
| 50 | $3,590 |
| 60 | $3,566 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $93 |
| Multi-vehicle | $94 |
| Homeowner | $23 |
| 5-yr Accident Free | $147 |
| 5-yr Claim Free | $115 |
| Paid in Full/EFT | $92 |
| Advance Quote | $96 |
| Online Quote | $124 |
| Total Discounts | $784 |
Discounts are estimated and may not be available from every company or in every state.
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