Kia K900 Insurance Rates

Average insurance rates for a Kia K900 are $1,400 a year including full coverage. Comprehensive insurance costs approximately $298, collision insurance costs $484, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs $3,024 or more. Teen drivers receive the highest rates at up to $5,268 a year.

Average premium for full coverage: $1,400

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different K900 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Kia K900 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $812
• Choosing higher $1,000 deductibles can save $178 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,400
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $344 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,024
• The cost for full coverage for a 16-year-old driver with full coverage can cost $5,268 each year

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Auto insurance rates for a Kia K900 can also vary considerably based on your driver profile, the model of your K900, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as low as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age

Where you live plays a big part in determining prices for Kia K900 insurance prices. A good driver about age 40 could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,000 on average in Louisiana, New York, and Michigan.

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Choosing high deductibles can save as much as $530 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,700 to $2,300 in extra premium per year, depending on your age. High-risk driver insurance ranges from 44% to 136% more than average. View High Risk Driver Rates

How to Find the Best Kia K900 Insurance

Saving money on insurance for a Kia K900 takes being a good driver, having good credit, not filing small claims, and possibly higher deductibles. Set aside time to compare rates every other policy renewal by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following list is a brief recap of the ideas that were covered above.

• Drivers age 16 to 20 have the highest car insurance rates, as much as $439 per month if they have full coverage
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,620 more per year than a safer driver
• Increasing deductibles can save around $525 each year
• You may be able to save around $170 per year just by shopping early and online