Kia K900 Insurance Rates

Average insurance prices for a Kia K900 are $1,342 every 12 months including full coverage. Comprehensive costs an estimated $278 a year, collision insurance costs $446, and liability is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $2,896. Teen drivers receive the highest rates at up to $5,088 a year.

Average premium for full coverage: $1,342

Rate estimates broken down by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and K900 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on insurance prices.

These examples highlight why it is important to compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Kia K900 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $782
• Raising to $1,000 deductibles will save approximately $1,178 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,342
• Choosing low $100 deductibles increases the price to $1,660
• Drivers with multiple violations and an at-fault accident could pay up to $2,896
• The cost to insure a 16-year-old driver can cost as much as $5,088

View Chart as Image

Insurance rates for a Kia K900 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles can reduce rates by up to $490 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates

Where you live also has a big influence on Kia K900 insurance prices. A middle-age driver might find rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,920 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Best Cheap Kia K900 Insurance

Saving money on insurance for a Kia K900 consists of having a decent driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates every other policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following items are a quick review of the ideas that were covered in the above illustrations.

• 16 to 18-year-old drivers are expensive to insure, as much as $424 per month if full coverage is included
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,550 more annually than a driver with a clean driving record
• Increasing deductibles could save as much as $475 each year
• You may be able to save approximately $160 per year just by quoting early and online