Land Rover LR2 Insurance Rates

Average insurance rates for a Land Rover LR2 are $1,008 a year for full coverage. Comprehensive insurance costs an estimated $180, collision costs $202, and liability is estimated at $468. A policy with just liability insurance costs approximately $518 a year, with coverage for high-risk drivers costing $2,162 or more. Teens receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates broken down by individual coverage type:

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for different LR2 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. More rural locations tend to have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects insurance prices.

These examples show why anyone shopping for car insurance should get quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save approximately $86 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,008
• Selecting more expensive low deductibles for comp and collision coverage will cost an additional $166 every year
• Unlucky drivers with serious driving violations could pay up to $2,162 or more
• The cost that insures a teen driver with full coverage can cost as much as $4,034 each year

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on the model year and trim level, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,200 to $1,700 additional per year, depending on your age. High-risk driver insurance ranges as much as 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $421 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know which company is cheapest is to compare rates and see which company has the best rate. Each auto insurer calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Land Rover LR2 Insurance

Saving money on car insurance takes being safe and accident-free, having a good credit score, eliminating unneeded coverage, and maximizing policy discounts. Compare rates once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick review of the data that was presented in the illustrations above.

• Drivers can save approximately $110 per year simply by shopping early and online
• Policyholders who want more liability protection will pay approximately $520 each year to raise limits from a minimum limit to the 250/500 level
• Youthful drivers are expensive to insure, costing as high as $336 per month if comprehensive and collision insurance is included
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,150 more annually than a low-risk driver