Land Rover LR2 Insurance Rates

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UPDATED: Jun 4, 2023

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U.S. average insurance prices for a Land Rover LR2 are $1,120 every 12 months with full coverage. Comprehensive insurance costs on average $212 a year, collision costs $272, and liability insurance is estimated at $478. A policy with just liability insurance costs approximately $526 a year, with coverage for high-risk drivers costing $2,404 or more. Teens pay the highest rates at $4,390 a year or more.

Average premium for full coverage: $1,120

Price estimates by individual coverage:

Comprehensive $212
Collision $272
Liability $478

Prices are based on $500 physical damage deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and LR2 trim levels.

Price Range from Low to High

For a driver in their 40's, Land Rover LR2 insurance prices go from the cheapest price of $526 for just liability insurance to a high of $2,404 for high-risk insurance.

Liability Only $526
Full Coverage $1,120
High Risk $2,404

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine car insurance rates.

Rural Areas $840
Small Cities $1,176
Large Cities $1,512

The ranges above demonstrate why it is important to get quotes based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $674
  • Choosing higher $1,000 deductibles can save around $1,010 annually
  • The average price for the average middle-age driver with $500 deductibles is $1,120
  • Selecting low $100 deductibles for comp and collision coverage costs an extra $210 a year
  • High-risk insureds with serious driving violations could pay upwards of $2,404 or more
  • The price to insure a teen driver may cost $4,390 each year

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing full coverage Land Rover LR2 insurance prices range from $674 to $4,390

Insurance prices for a Land Rover LR2 are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your LR2.

Choosing higher comprehensive and collision insurance deductibles can save as much as $320 each year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,510 on average in Florida, Michigan, and New York.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,014 -$106 -9.5%
Alaska $860 -$260 -23.2%
Arizona $930 -$190 -17.0%
Arkansas $1,120 -$0 0.0%
California $1,276 $156 13.9%
Colorado $1,072 -$48 -4.3%
Connecticut $1,152 $32 2.9%
Delaware $1,268 $148 13.2%
Florida $1,402 $282 25.2%
Georgia $1,032 -$88 -7.9%
Hawaii $804 -$316 -28.2%
Idaho $758 -$362 -32.3%
Illinois $834 -$286 -25.5%
Indiana $842 -$278 -24.8%
Iowa $756 -$364 -32.5%
Kansas $1,066 -$54 -4.8%
Kentucky $1,528 $408 36.4%
Louisiana $1,658 $538 48.0%
Maine $692 -$428 -38.2%
Maryland $924 -$196 -17.5%
Massachusetts $898 -$222 -19.8%
Michigan $1,948 $828 73.9%
Minnesota $938 -$182 -16.3%
Mississippi $1,344 $224 20.0%
Missouri $996 -$124 -11.1%
Montana $1,204 $84 7.5%
Nebraska $884 -$236 -21.1%
Nevada $1,344 $224 20.0%
New Hampshire $808 -$312 -27.9%
New Jersey $1,254 $134 12.0%
New Mexico $990 -$130 -11.6%
New York $1,180 $60 5.4%
North Carolina $644 -$476 -42.5%
North Dakota $916 -$204 -18.2%
Ohio $774 -$346 -30.9%
Oklahoma $1,150 $30 2.7%
Oregon $1,026 -$94 -8.4%
Pennsylvania $1,072 -$48 -4.3%
Rhode Island $1,494 $374 33.4%
South Carolina $1,014 -$106 -9.5%
South Dakota $946 -$174 -15.5%
Tennessee $982 -$138 -12.3%
Texas $1,352 $232 20.7%
Utah $832 -$288 -25.7%
Vermont $768 -$352 -31.4%
Virginia $670 -$450 -40.2%
Washington $866 -$254 -22.7%
West Virginia $1,028 -$92 -8.2%
Wisconsin $776 -$344 -30.7%
Wyoming $1,000 -$120 -10.7%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $1,100 $92
Land Rover LR2 HSE $1,120 $93
Land Rover LR2 HSE Luxury $1,142 $95

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $212 $272 $478 $1,120
2008 Land Rover LR2 $178 $198 $460 $994

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Invest time comparing rates every couple of years by getting price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a brief review of the material that was covered in the charts and tables above.

  • Drivers who require higher levels of liability will pay approximately $530 every year to raise limits from a low limit to a 250/500 level
  • Teenage drivers pay the highest prices, costing up to $366 a month if they have full coverage
  • High-risk drivers with DUI or reckless driving convictions may pay on average $1,280 more each year for auto insurance
  • Increasing physical damage deductibles could save as much as $325 each year

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,390
20 $2,544
30 $1,148
40 $1,120
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,234
$500 $1,120
$1,000 $1,010

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,120
50/100 $1,238
100/300 $1,357
250/500 $1,668
100 CSL $1,285
300 CSL $1,548
500 CSL $1,740

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $6,206
20 $4,056
30 $2,434
40 $2,404
50 $2,296
60 $2,272

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $70
5-yr Claim Free $71
Paid in Full/EFT $42
Advance Quote $50
Online Quote $77
Total Discounts $446
Rate after discounts $674

Discounts are estimated and may not be available from every company or in every state.

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