Land Rover LR2 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 4, 2023
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U.S. average insurance prices for a Land Rover LR2 are $1,120 every 12 months with full coverage. Comprehensive insurance costs on average $212 a year, collision costs $272, and liability insurance is estimated at $478. A policy with just liability insurance costs approximately $526 a year, with coverage for high-risk drivers costing $2,404 or more. Teens pay the highest rates at $4,390 a year or more.
Average premium for full coverage: $1,120
Price estimates by individual coverage:
Prices are based on $500 physical damage deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and LR2 trim levels.
Price Range from Low to High
For a driver in their 40's, Land Rover LR2 insurance prices go from the cheapest price of $526 for just liability insurance to a high of $2,404 for high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion.
The diagram below illustrates how location helps determine car insurance rates.
The ranges above demonstrate why it is important to get quotes based on a specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $674
- Choosing higher $1,000 deductibles can save around $1,010 annually
- The average price for the average middle-age driver with $500 deductibles is $1,120
- Selecting low $100 deductibles for comp and collision coverage costs an extra $210 a year
- High-risk insureds with serious driving violations could pay upwards of $2,404 or more
- The price to insure a teen driver may cost $4,390 each year
Insurance prices for a Land Rover LR2 are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your LR2.
Choosing higher comprehensive and collision insurance deductibles can save as much as $320 each year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $430 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $4,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,510 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,014 | -$106 | -9.5% |
Alaska | $860 | -$260 | -23.2% |
Arizona | $930 | -$190 | -17.0% |
Arkansas | $1,120 | -$0 | 0.0% |
California | $1,276 | $156 | 13.9% |
Colorado | $1,072 | -$48 | -4.3% |
Connecticut | $1,152 | $32 | 2.9% |
Delaware | $1,268 | $148 | 13.2% |
Florida | $1,402 | $282 | 25.2% |
Georgia | $1,032 | -$88 | -7.9% |
Hawaii | $804 | -$316 | -28.2% |
Idaho | $758 | -$362 | -32.3% |
Illinois | $834 | -$286 | -25.5% |
Indiana | $842 | -$278 | -24.8% |
Iowa | $756 | -$364 | -32.5% |
Kansas | $1,066 | -$54 | -4.8% |
Kentucky | $1,528 | $408 | 36.4% |
Louisiana | $1,658 | $538 | 48.0% |
Maine | $692 | -$428 | -38.2% |
Maryland | $924 | -$196 | -17.5% |
Massachusetts | $898 | -$222 | -19.8% |
Michigan | $1,948 | $828 | 73.9% |
Minnesota | $938 | -$182 | -16.3% |
Mississippi | $1,344 | $224 | 20.0% |
Missouri | $996 | -$124 | -11.1% |
Montana | $1,204 | $84 | 7.5% |
Nebraska | $884 | -$236 | -21.1% |
Nevada | $1,344 | $224 | 20.0% |
New Hampshire | $808 | -$312 | -27.9% |
New Jersey | $1,254 | $134 | 12.0% |
New Mexico | $990 | -$130 | -11.6% |
New York | $1,180 | $60 | 5.4% |
North Carolina | $644 | -$476 | -42.5% |
North Dakota | $916 | -$204 | -18.2% |
Ohio | $774 | -$346 | -30.9% |
Oklahoma | $1,150 | $30 | 2.7% |
Oregon | $1,026 | -$94 | -8.4% |
Pennsylvania | $1,072 | -$48 | -4.3% |
Rhode Island | $1,494 | $374 | 33.4% |
South Carolina | $1,014 | -$106 | -9.5% |
South Dakota | $946 | -$174 | -15.5% |
Tennessee | $982 | -$138 | -12.3% |
Texas | $1,352 | $232 | 20.7% |
Utah | $832 | -$288 | -25.7% |
Vermont | $768 | -$352 | -31.4% |
Virginia | $670 | -$450 | -40.2% |
Washington | $866 | -$254 | -22.7% |
West Virginia | $1,028 | -$92 | -8.2% |
Wisconsin | $776 | -$344 | -30.7% |
Wyoming | $1,000 | -$120 | -10.7% |
Since prices can be so different, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer calculates prices differently, so the prices may be quite different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Land Rover LR2 | $1,100 | $92 |
Land Rover LR2 HSE | $1,120 | $93 |
Land Rover LR2 HSE Luxury | $1,142 | $95 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2012 Land Rover LR2 | $212 | $272 | $478 | $1,120 |
2008 Land Rover LR2 | $178 | $198 | $460 | $994 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Land Rover LR2 Insurance
Getting lower rates on Land Rover LR2 insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Invest time comparing rates every couple of years by getting price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below is a brief review of the material that was covered in the charts and tables above.
- Drivers who require higher levels of liability will pay approximately $530 every year to raise limits from a low limit to a 250/500 level
- Teenage drivers pay the highest prices, costing up to $366 a month if they have full coverage
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,280 more each year for auto insurance
- Increasing physical damage deductibles could save as much as $325 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,390 |
20 | $2,544 |
30 | $1,148 |
40 | $1,120 |
50 | $1,028 |
60 | $1,006 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,330 |
$250 | $1,234 |
$500 | $1,120 |
$1,000 | $1,010 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,120 |
50/100 | $1,238 |
100/300 | $1,357 |
250/500 | $1,668 |
100 CSL | $1,285 |
300 CSL | $1,548 |
500 CSL | $1,740 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,206 |
20 | $4,056 |
30 | $2,434 |
40 | $2,404 |
50 | $2,296 |
60 | $2,272 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $58 |
Multi-vehicle | $59 |
Homeowner | $19 |
5-yr Accident Free | $70 |
5-yr Claim Free | $71 |
Paid in Full/EFT | $42 |
Advance Quote | $50 |
Online Quote | $77 |
Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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