Land Rover LR2 Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average auto insurance rates for a Land Rover LR2 are $1,008 annually for full coverage insurance. Comprehensive costs on average $180 each year, collision insurance costs $202, and liability insurance costs $468. Liability-only insurance costs as little as $518 a year, and high-risk driver insurance costs around $2,162. Teens pay the highest rates at up to $4,034 a year.
Average premium for full coverage: $1,008
Price estimates by individual coverage:
Rates are based on $500 physical damage deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and LR2 models.
Price Range from Low to High
For the average 40-year-old driver, Land Rover LR2 insurance prices range from as cheap as $518 for just liability insurance to a high rate of $2,162 for a driver required to buy high-risk insurance.
Geographic Price Range
Your location has a significant impact on insurance rates. Rural areas have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.
The ranges above illustrate why all drivers should compare rates based on a specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Land Rover LR2 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $616
- Drivers who choose higher $1,000 deductibles will pay around $86 each year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,008
- Selecting low deductibles for comprehensive and collision insurance will cost $1,174
- High risk drivers with serious driving violations could pay upwards of $2,162
- The price with full coverage for a teen driver may cost $4,034 a year
Car insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.
More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged upwards of $4,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $260 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $421 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Land Rover LR2 insurance rates. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$92 | -9.1% |
| Alaska | $776 | -$232 | -23.0% |
| Arizona | $838 | -$170 | -16.9% |
| Arkansas | $1,008 | -$0 | 0.0% |
| California | $1,150 | $142 | 14.1% |
| Colorado | $966 | -$42 | -4.2% |
| Connecticut | $1,040 | $32 | 3.2% |
| Delaware | $1,144 | $136 | 13.5% |
| Florida | $1,266 | $258 | 25.6% |
| Georgia | $934 | -$74 | -7.3% |
| Hawaii | $726 | -$282 | -28.0% |
| Idaho | $684 | -$324 | -32.1% |
| Illinois | $752 | -$256 | -25.4% |
| Indiana | $760 | -$248 | -24.6% |
| Iowa | $680 | -$328 | -32.5% |
| Kansas | $962 | -$46 | -4.6% |
| Kentucky | $1,378 | $370 | 36.7% |
| Louisiana | $1,496 | $488 | 48.4% |
| Maine | $624 | -$384 | -38.1% |
| Maryland | $834 | -$174 | -17.3% |
| Massachusetts | $808 | -$200 | -19.8% |
| Michigan | $1,756 | $748 | 74.2% |
| Minnesota | $846 | -$162 | -16.1% |
| Mississippi | $1,210 | $202 | 20.0% |
| Missouri | $896 | -$112 | -11.1% |
| Montana | $1,086 | $78 | 7.7% |
| Nebraska | $798 | -$210 | -20.8% |
| Nevada | $1,210 | $202 | 20.0% |
| New Hampshire | $728 | -$280 | -27.8% |
| New Jersey | $1,130 | $122 | 12.1% |
| New Mexico | $896 | -$112 | -11.1% |
| New York | $1,066 | $58 | 5.8% |
| North Carolina | $582 | -$426 | -42.3% |
| North Dakota | $828 | -$180 | -17.9% |
| Ohio | $698 | -$310 | -30.8% |
| Oklahoma | $1,038 | $30 | 3.0% |
| Oregon | $926 | -$82 | -8.1% |
| Pennsylvania | $964 | -$44 | -4.4% |
| Rhode Island | $1,350 | $342 | 33.9% |
| South Carolina | $916 | -$92 | -9.1% |
| South Dakota | $852 | -$156 | -15.5% |
| Tennessee | $886 | -$122 | -12.1% |
| Texas | $1,218 | $210 | 20.8% |
| Utah | $748 | -$260 | -25.8% |
| Vermont | $692 | -$316 | -31.3% |
| Virginia | $606 | -$402 | -39.9% |
| Washington | $782 | -$226 | -22.4% |
| West Virginia | $926 | -$82 | -8.1% |
| Wisconsin | $700 | -$308 | -30.6% |
| Wyoming | $902 | -$106 | -10.5% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $992 | $83 |
| Land Rover LR2 HSE | $1,008 | $84 |
| Land Rover LR2 HSE Luxury | $1,028 | $86 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $218 | $300 | $474 | $1,150 |
| 2008 Land Rover LR2 | $180 | $202 | $468 | $1,008 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Land Rover LR2 Insurance
Getting lower rates on Land Rover LR2 insurance not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and possibly raising deductibles. Make time to compare rates at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below is a quick review of the data touched on in this article.
- Drivers who require higher levels of liability will pay approximately $520 annually to go from a low limit to higher 250/500 limits
- It is possible to save as much as $110 per year just by quoting online in advance
- Increasing physical damage deductibles could save up to $250 each year
- Teenage drivers are expensive to insure, as much as $336 a month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,034 |
| 20 | $2,288 |
| 30 | $1,028 |
| 40 | $1,008 |
| 50 | $928 |
| 60 | $908 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,174 |
| $250 | $1,100 |
| $500 | $1,008 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,008 |
| 50/100 | $1,122 |
| 100/300 | $1,239 |
| 250/500 | $1,543 |
| 100 CSL | $1,168 |
| 300 CSL | $1,426 |
| 500 CSL | $1,613 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,676 |
| 20 | $3,646 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,066 |
| 60 | $2,042 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $43 |
| Online Quote | $68 |
| Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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