Land Rover LR2 Insurance Rates

The average insurance prices for a Land Rover LR2 are $1,120 every 12 months including full coverage. Comprehensive insurance costs an estimated $212 each year, collision costs $272, and liability coverage is estimated at $478. Liability-only coverage costs approximately $526 a year, with high-risk coverage costing $2,404 or more. Teenage drivers cost the most to insure at $4,390 a year or more.

Average premium for full coverage: $1,120

Policy rates broken down by type of insurance:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and LR2 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The best discount rate is $674
• Choosing higher $1,000 deductibles can save approximately $110 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,120
• Using low deductibles for comp and collision coverage costs an extra $210 each year
• Drivers who are prone to accidents and violations could pay up to $2,404 or more
• Policy cost to insure a teenage driver can cost as much as $4,390 each year

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $320 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,300 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 129% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,600 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Land Rover LR2 Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates at least every other year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a quick rundown of the car insurance concepts covered above.

• Drivers with reckless driving or DUI convictions may have to pay on average $1,280 more annually to buy Land Rover LR2 insurance
• You may be able to save approximately $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $325 each year
• Consumers who want increased levels of liability coverage will pay an extra $530 per year to raise limits from a 30/60 limit to a 250/500 level