Land Rover LR2 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Estimated insurance rates for a Land Rover LR2 are $1,008 a year including full coverage. Comprehensive insurance costs an estimated $180 a year, collision insurance costs $202, and liability costs around $468. A liability-only policy costs as low as $518 a year, and high-risk insurance costs $2,162 or more. 16-year-old drivers pay the most at up to $4,034 a year.

Average premium for full coverage: $1,008

Premium estimates broken down by type of coverage:

Comprehensive $180
Collision $202
Liability $468

These estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Land Rover LR2 range from the low end price of $518 for just liability insurance to a high of $2,162 for a policy for a high-risk driver.

Liability Only $518
Full Coverage $1,008
High Risk $2,162

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $756
Small Cities $1,058
Large Cities $1,361

These rate differences highlight why it is important to compare prices for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Land Rover LR2 insurance rates for other coverage scenarios.

  • The best full coverage rate is $616
  • Using higher $1,000 deductibles will save approximately $922 every year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,008
  • Buying low $100 deductibles for physical damage coverage will cost an additional $166 every year
  • Drivers with multiple tickets or accidents could pay up to $2,162
  • An auto insurance policy that insures a teen driver can cost as much as $4,034 or more

View Chart as Image

Land Rover LR2 insurance cost comparison chart
Column chart showing Land Rover LR2 insurance prices range from $616 to $4,034 for full coverage

Auto insurance prices for a Land Rover LR2 also have a wide range based on the trim level of your LR2, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 132% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see prices as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,440 on average in Louisiana, New York, and Michigan.

Land Rover LR2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$92 -9.1%
Alaska $776 -$232 -23.0%
Arizona $838 -$170 -16.9%
Arkansas $1,008 -$0 0.0%
California $1,150 $142 14.1%
Colorado $966 -$42 -4.2%
Connecticut $1,040 $32 3.2%
Delaware $1,144 $136 13.5%
Florida $1,266 $258 25.6%
Georgia $934 -$74 -7.3%
Hawaii $726 -$282 -28.0%
Idaho $684 -$324 -32.1%
Illinois $752 -$256 -25.4%
Indiana $760 -$248 -24.6%
Iowa $680 -$328 -32.5%
Kansas $962 -$46 -4.6%
Kentucky $1,378 $370 36.7%
Louisiana $1,496 $488 48.4%
Maine $624 -$384 -38.1%
Maryland $834 -$174 -17.3%
Massachusetts $808 -$200 -19.8%
Michigan $1,756 $748 74.2%
Minnesota $846 -$162 -16.1%
Mississippi $1,210 $202 20.0%
Missouri $896 -$112 -11.1%
Montana $1,086 $78 7.7%
Nebraska $798 -$210 -20.8%
Nevada $1,210 $202 20.0%
New Hampshire $728 -$280 -27.8%
New Jersey $1,130 $122 12.1%
New Mexico $896 -$112 -11.1%
New York $1,066 $58 5.8%
North Carolina $582 -$426 -42.3%
North Dakota $828 -$180 -17.9%
Ohio $698 -$310 -30.8%
Oklahoma $1,038 $30 3.0%
Oregon $926 -$82 -8.1%
Pennsylvania $964 -$44 -4.4%
Rhode Island $1,350 $342 33.9%
South Carolina $916 -$92 -9.1%
South Dakota $852 -$156 -15.5%
Tennessee $886 -$122 -12.1%
Texas $1,218 $210 20.8%
Utah $748 -$260 -25.8%
Vermont $692 -$316 -31.3%
Virginia $606 -$402 -39.9%
Washington $782 -$226 -22.4%
West Virginia $926 -$82 -8.1%
Wisconsin $700 -$308 -30.6%
Wyoming $902 -$106 -10.5%

View Chart as Image

Land Rover LR2 insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $260 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $421 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Land Rover LR2 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Land Rover LR2 $992 $83
Land Rover LR2 HSE $1,008 $84
Land Rover LR2 HSE Luxury $1,028 $86

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Land Rover LR2 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Land Rover LR2 $218 $300 $474 $1,150
2008 Land Rover LR2 $180 $202 $468 $1,008

Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Land Rover LR2 Insurance

Finding better rates on car insurance requires having a good driving record, maintaining a good credit score, refrain from filing small claims, and consideration of higher deductibles. Comparison shop every year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a brief summary of the coverage data presented in the illustrations above.

  • You may be able to save approximately $110 per year just by quoting early and online
  • Increasing policy deductibles can save approximately $250 each year
  • Drivers age 20 and younger are the costliest to insure, with the cost nearing $336 per month if the policy includes full coverage
  • Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,150 more annually to buy Land Rover LR2 insurance

Rates by Driver Age

Land Rover LR2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,034
20 $2,288
30 $1,028
40 $1,008
50 $928
60 $908

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,174
$250 $1,100
$500 $1,008
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,008
50/100 $1,122
100/300 $1,239
250/500 $1,543
100 CSL $1,168
300 CSL $1,426
500 CSL $1,613

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 Insurance Rates for High Risk Drivers
Age Premium
16 $5,676
20 $3,646
30 $2,180
40 $2,162
50 $2,066
60 $2,042

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $43
Online Quote $68
Total Discounts $392
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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