Land Rover LR2 Insurance Rates

Estimated auto insurance rates for a Land Rover LR2 are $1,120 annually with full coverage. Comprehensive insurance costs an estimated $212, collision costs $272, and liability is estimated at $478. Liability-only insurance costs approximately $526 a year, with high-risk driver insurance costing $2,404 or more. Teens pay the most at $4,390 a year or more.

Average premium for full coverage: $1,120

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for all LR2 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion.

The example below illustrates how geographic area affects insurance prices.

These rate differences demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $674
• Choosing higher $1,000 deductibles can save approximately $110 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,120
• Selecting pricier low deductibles for comp and collision coverage costs an additional $210 annually
• Higher-risk drivers with serious driving violations could pay up to $2,404 or more
• An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $4,390 each year

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Insurance prices for a Land Rover LR2 also have a wide range based on the model of your LR2, your driving record, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,300 to $1,900 additional annually, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges from 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $320 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,510 on average in New York, Michigan, and Florida.

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With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Land Rover LR2 Insurance

Finding better rates on insurance for a Land Rover LR2 takes being safe and accident-free, having good credit, being claim-free, and maximizing policy discounts. Invest the time to compare rates at least every other year by requesting quotes from direct companies, and also from several local insurance agents.

Below you'll find a brief summary of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,280 more annually than a low-risk driver
• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $325 each year
• Insureds who want more liability protection will pay approximately $530 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits